Olu xwebhu luchaza imiqathango nemimiselo ejolise ngokukhethekileyo kumngcipheko eninokuchanabeka kuwo ngokusebenzisa iinkonzo zethu ze-intanethi. Luyinxalenye yesivumelwano phakathi kwenu ne-Deriv yaye lufanele lifundwe kunye ne Imigaqo neMimiselo Jikelele yoKusetyenziswa yabathengi. Nawuphi na umgaqo ochaziweyo osetyenziswayo kolu tyhilo lomngcipheko uya kuba nentsingiselo enikwe yona kwiMigaqo neMimiselo Jikelele yoKusetyenziswa.
Nceda niqaphele ukuba akunakwenzeka ukuba uxwebhu lwesityhilelo somngcipheko luqulathe yonke imingcipheko kunye nezinto eziphathelele norhwebo, kananjalo olu xwebhu alwenziwe ukuba luphelele. Kufuneka niqwalasele ubuncinane iimngcipheko ezichazwe kolu xwebhu, kananjalo, ukuba nikhetha ukungena kubudlelwane lorhwebo nathi, hlala niyazi ngemingcipheko equlathiweyo.
1. Iimngcipheko eziqhelekileyo
1.1. Ninganokulahlekelwa kuyo yonke imali eniyityalayo. Ngenxa yoko, akufuneki nirhwebe okanye nityale imali eningenakukwazi kuyilahlekelwa. Iinkonzo ezinikezelwa yi-Deriv zifanele nina kuphela ukuba ninako ukunyamezela ezi lahleko kananjalo nize niziqonde iimngcipheko eziquka kolu rhwebo.
1.2. Inzuzo kunye neelahleko eniya kuzifumana ziya kwahluka ngokuxhomekeke kwiinto ezininzi, kuquka ukuziphatha kwemarike, ukushukuma kwemarike, kunye nobungakanani borhwebo lwenu. Iimarike zinganokuguquguquka kungabi nabunakho ukuqikelelwa, okuthetha ukuba amaxabiso angatshintsha ngokukhawuleza.
1.3. Iinkonzo zethu zinikezelwa ngesiseko sokwenziwa kophela (execution-only), okuthetha ukuba asinikezeli ngcebiso yezemali ngokuphathelele ubungcono bentsebenziswano okanye nayiphina ingcebiso yotyalo-mali.
1.4. Singanikezela ulwazi kwiwebhusayithi yethu, kwii-imeyile, okanye kumaqonga amanye afana nonxibelelwano lwezentlalo (social media). Injongo yodwa yolu lwazi kukunceda nina kunye nabanye abarhwebi ukuba nithathe izigqibo zotyalo-mali ezizimeleyo. Olu lwazi aluqwalaseli iimeko zenu nezinto enizifunayo ngobuqu. Akufuneki lujongwe njengengcebiso yobuqu okanye njengophando. Siyacebisa ukuba nenze uphando lwenu ngaphambi kokuba nithathe nasiphina isigqibo sorhwebo.
1.5. Asinikezeli nasiphi isibonelelo okanye isiqinisekiso ngokuchaneka okanye ukupheleleyo kolwazi esilunikezela kwiwebhusayithi yethu, kwii-imeyile, okanye kumaqonga amanye afana nonxibelelwano lwezentlalo. Ulwazi olunikezelwayo lusenokuba luchanekile kunene ngexesha lokupapashwa, kodwa utshintsho kwiimeko emva kwexesha lokupapashwa lunganefuthe ekuchanekeni kolu lwazi. Amanani okusebenza aboniswayo asenokubhekisela kokugqithileyo, kwaye ukusebenza kokugqithileyo akusiqinisekiso sokusebenza kwexesha elizayo okanye isikhokelo esithembekileyo sokusebenza kwexesha elizayo.
1.6. Iimeko zorhwebo, iimveliso, kunye namaqonga zinganokwahluka ngokuxhomekeke kwilizwe enihlala kulo.
1.7. Isigqibo sokuvula iakhawunti nokusebenzisa iimveliso kunye neenkonzo zethu ngokupheleleyo esenu. Kubalulekile ukuba nibe nemithombo yotyalo-mali eyaneleyo ukunyamezela imingcipheko enjalo kunye nokubeka esweni iinqanaba zenu ngocoselelo. Kufuneka nithathe izigqibo ezicwangciswe ngocoselelo, ezicingisiweyo, nezizimeleyo, kuzo zombini ukuvulwa kweakhawunti kunye nokusetyenziswa kweenkonzo zethu ze-online.
1.8. Xa nirhweba, nichaphazeleka kokusebenza kwesixhobo okanye impahla esisiseko okanye yesalathiso (enganokuquka urhwebo lwemali yangaphandle, izalathisi, kunye neempahla zorhwebo), apho ngasinye sinezinto zaso ezizodwa kunye neemngcipheko. Kufuneka niqiniseke ukuba niyaziqonda ezi mngcipheko ngaphambi kokurhweba nathi.
1.9. Amaxabiso emali yamanye amazwe okanye eempahla zorhwebo aguquguquka kakhulu kananjalo kunzima ukuwaqikelela. Ngenxa yoko, akukho rhwebo lithengiweyo kwinkqubo yethu elinganokujongwa njengorhwebo olukhuselekileyo, nokuba imali ehlawulwayo igqithisa isixa-mali sokuqala sotyalo-mali okanye akunjalo.
1.10. Ukurhweba ngeemveliso zethu akunikezeli lungelo nakuphi na kwi-instrumenti esisiseko yentengiselwano. Iimveliso zethu zimele ixabiso elingundoqo kuphela.
1.11. Kufuneka niqonde ukuba konke ukurhweba okwenziwa nge-Deriv kwenzeka kwiimarike ze-over-the-counter (OTC). Oku kuthetha ukuba ukurhweba esikunikezelayo akwenzeki phantsi kwemigaqo yakhuphu-khuphu eyamkelweyo, ebekiweyo, okanye elawulwayo. Ngenxa yoko, ukuzibandakanya kolu rhwebo kunokunibeka kumngcipheko omkhulu ngakumbi kunotyalo-mali olurhwebeka phantsi kwaloo migaqo.
1.12. I-Deriv ngumenzi kunye nomthumeli weemveliso zayo ngaxeshanye.
1.13. Nceda niqaphele ukuba amaxabiso kwimarike anokutshintsha ngokukhawuleza kakhulu, ngoko ke ixabiso lokugqitywa kwentengiselwano lisenokungabonakali ngoko nangoko emva kokuba i-oda yenu izalisekisiwe.
1.14. Ixabiso lotyalo-mali lwenu linokwehla okanye lenyuke.
1.15. Kuxanduva lwenu ukubeka esweni zonke izikhundla zenu ngokucophelela kunye nokuqinisekisa ukuba umngcipheko wenu uhambelana nomdla wenu wokuthwala umngcipheko. Asinaxanduva lokunazisa ngayiphi na imeko apho izikhundla zenu zivalwa ngenxa yokungabikho kweemali (umzekelo, ngenxa yokuba ningenawo i-margin eyaneleyo kwiakhawunti yenu yorhwebo ukugcina isikhundla esivuliweyo). Ngexesha eninazo iikhontrakthi ezivuliweyo, kufuneka niqinisekise ukuba ninako ukufikelela nakuwuphi na uakhawunti eninayo ne-Deriv.
1.16. Singaba nokufikelela kulwazi olungafikeleleki kuni, sithengelwe izikhundla zorhwebo ngamaxabiso angafikeleleki kuni, kunye nemidla eyahluke kweyenu. Asiphantsi kwaso nasiphi na isibophelelo sokunihambisela naluphi na ulwazi olukwisandla sethu okanye ukungenelela kurhwebo lwenu okanye kwizigqibo zenu zorhwebo nangayiphi na indlela.
1.17. Lixanduva lenu ukulawula imicimbi yenu yerhafu nowezomthetho, kuquka ukwenza nazipi na iingxelo zolawulo ezifunekayo kunye/okanye iintlawulo kunye nokuthobela nawuphi na umthetho nemimiselo esebenzayo. Asinikezeli naluphi na ululeko lolawulo, lwerhafu, okanye lwezomthetho. Ukuba ninethandabuzo malunga nokuphathwa kwerhafu okanye izibophelelo zeemveliso ezifumaneka kwiwebhusayithi yethu, nceda nifune ingcebiso ezimeleyo.
1.18. Ukuba aniqinisekanga ukuba zisebenza njani naziphi na iimveliso zethu okanye imingcipheko efanelekileyo, sincomela ukuba nifune ingcebiso ezimeleyo phambi kokuvula iakhawunti ne-Deriv. Akufanele niqalise ukurhweba de niqonde imingcipheko ebandakanyekayo.
2. Imingcipheko yorhwebo lwee-CFD
2.1. Ii-CFD ziyi-instrumenti zemali ezintsonkothileyo ezinomngcipheko omkhulu wokulahlekelwa yimali ngokukhawuleza ngenxa ye-leverage. Ilahleko enkulu inokuvela kwixesha elifutshane. Akufanele nibeke emngciphekweni ngaphezu kwento enikulungele ukuyilahlekelwa.
2.2. Amaxabiso e-instrumenti esisiseko ekubhekiselwa kuyo kwintengiselwano ye-CFD anokutshintsha ngokukhawuleza kwaye phakathi kwemida ebanzi, kwanokuwa kuse kuziro xa kukhona imali ye-crypto. Ezi ntshintsho zinokubangelwa ziziganeko ezingalindelekanga okanye utshintsho kwiimeko ekungekho nina nathi singazilawulayo. Ninokulahlekelwa yiyo yonke imali enitywale yona, kwaye kwezinye iimeko, ilahleko yenu inokugqithisa nemali eninitywale yona kunye/okanye enitshixe yona kuthi.
2.3. I-margin iphikisana nge-leverage, oku kuthetha ukuba ukuba nikhetha i-leverage ephantsi, i-margin efunekayo kuni iya kwenyuka. Xa nityala kwimveliso enge-leverage, inzuzo yenu inokuba ziphindaphinde ngaphezulu kune-margin, kodwa ilahleko yenu nayo inokuba ziphindaphinde ngaphezulu, kwaye kufuneka niqonde lo mngcipheko.
2.4. Inkqubo igqibezela ii-oda ngokwemigangatho yokufika kuqala, kuncedwe kuqala (first-in, first-out), oko kukuthi ngokolandelelwano lokufika kwee-oda. Ulandelelwano lokugqitywa kwee-oda alukho phantsi kolawulo lwethu. Ngenxa yoko, ningasithola kunzima okanye akunakwenzeka ukuvala isikhundla ngexabiso enalicinga kwi-oda yenu ye-stop ngamanye amaxesha kwimeko zemarike ezithile. Kwiimeko zorhwebo ezinoxinizelelo olukhulu, i-oda ye-stop ayizukuthi ngokuqinisekileyo ivalele ilahleko yenu kwizixa enizicingileyo ngenxa yokuba iimeko zemarike zinokwenza kungenzeki ukugqitywa kwezo oda. Ngenxa yoko, ixabiso lenu lokuphuma alifuneki ngokuqinisekileyo. Ngamafutshane, i-oda ye-stop ayisiyongqinisekiso kuba ingekho nakweziphi na iimeko zemarike. Noko ke, ii-oda ze-stop zisisixhobo esiluncedo sokulawula umngcipheko.
2.5. Nangona sizama ukuvala izikhundla zenu ezivuliweyo ukuba kwaye xa inqanaba le-margin yeakhawunti yenu yokwenyani ye-Deriv MT5 lifikelela okanye liwele phantsi kwenqanaba le-stop-out, asiqinisekisi ukuba izikhundla zenu ezivuliweyo ziya kuvalwa kwezo meko. Ukuze nigcine intengiselwano ivuliwe, kusenokufuneka nifake imali ezongezelelweyo ukuze nigcine i-margin eyaneleyo yokugqitywa kwentengiselwano.
2.6. Uninzi lwee-CFD alunamhla wokuphelelwa umiselweyo. Isikhundla se-CFD siphelelwa ngomhla enikhethe ukuvala ngawo isikhundla esikhoyo esivuliweyo. Ii-CFD ngokuqhelekileyo zithathwa njengezingafanelekanga kutyalo-mali lwexesha elide. Ukuba nigcine i-CFD ivuliwe ixesha elide, iindleko ezihambelana nayo ziyanda.
2.7. Imingcipheko ye-Copy Trading
2.7.1. I-Copy Trading sisixhobo sorhwebo esinivumela ukuba nikhuphe ngokuzenzekelayo ukurhweba kwenye iklayenti kunye/okanye isicwangciso sayo sokurhweba. Esi sixhobo sikhethekile kwi-Deriv cTrader kwaye siza nemingcipheko ebandakanyekayo, echazwe kule candelo.
2.7.2. Xa nenza ukugqitywa korhwebo ngokuzenzekelayo, ukurhweba kuyavulwa nokuvalwa kwiakhawunti yenu ngaphandle kongenelelo lwenu ngesandla.
2.7.3. Xa nigqiba ekubeni nikhuphe umrhwebi othile, iakhawunti, iqela lezabelo, okanye isicwangciso esithile, kubalulekile ukuqwalasela yonke imeko yenu yemali, kuquka nezibophelelo zemali. Kubalulekile ukuqonda ukuba ukuzibandakanya kwi-Copy Trading kubandakanya inqanaba eliphezulu lokuqikelela, kwaye kukho ukunokwenzeka kwelahleko enkulu.
2.7.4. Izixhobo ze-Copy Trading esizinikezelayo zenzelwe iinjongo zolwazi kuphela. Thina, kunye neepalitners zethu kunye nabasebenzi babo kunye nabameli, asisebenzi njengabacebisi botyalo-mali okanye bezemali. Ukuba nikhetha ukwenza izigqibo zotyalo-mali ngokusekelwe kulwazi olufumaneka kwiiwebhusayithi zethu okanye ngokusebenzisa i-Copy Trading, nenza njalo ngomngcipheko wenu. Asizukuba noxanduva thina okanye iipartners zethu, abasebenzi babo, okanye abameli ngayo nayiphi na ilahleko eninokuyifumana.
2.7.5. Phambi kokwenza nasiphi na isigqibo sokutyala imali, kubalulekile ukuba nenze uphando olunzulu. Nini ngabanye kuphela ababambe uxanduva lokumisela ukuba utyalo-mali, isicwangciso, imveliso, okanye inkonzo ifanelekile kuni ngokusekelwe kwiinjongo zenu zotyalo-mali, iimeko zenu zobuqu, kunye nemeko yenu yemali. Idatha yokusebenza kwexesha elidluleleyo, amanqaku omngcipheko, amanani-manani, kunye nolunye ulwazi lomsebenzisi olufumaneka kwiiwebhusayithi, kwiinkqubo zeselfowuni, kunye nakwiiplatform zethu akufuneki luthathwe njengomqondiso wesiphumo esizayo kwaye kufuneka lujongwe njengento engenakwenzeka ngenyani, njengoko kuchazwe ngokubanzi ngezantsi. Asinikezeli nasiphi na isibonakaliso okanye isiqinisekiso sokuba nawuphi na iakhawunti iya kufumana inzuzo okanye kulahlekelwe okufana nokubonisiweyo, kwaye inani lomngcipheko lomsebenzisi okopishiweyo lisenako nokuba liphezulu. Xa nivavanya umxholo, iiportfolio, ulwazi lokusebenza kwemali, uluvo, okanye ingcebiso yomxumi-kazi wenu, kubalulekile ukungacingeli ukuba lo mxumi-kazi akanakuchenga, uzimele, okanye unobuchule bokunikezela ulwazi okanye uluvo lwezemali. Asinikezeli nasiphi na isiqinisekiso ngokubhekiselele kuwo nawuphi na umyalelo, kuquka ukubekwa kwemiyalelo ye-stop njengeCopy Stop Loss. Ngenxa yoko, nangabe ngubani umququzeleli okanye umvalo, asisiqinisekisi ukuba uthengiso luya kwenziwa kwixabiso lomyalelo/ipesenti ye-stop loss, kwaye kunokwenzeka ukuba nilahlekelwe yimali engaphezulu kwesixa-mali sokuqala esisetyenziswe ukukopisha umrhwebi othile.
2.7.6. Ulwazi kunye neempawu zokurhweba ngokwentlalo ezinikezelwa kwiiwebhusayithi zethu azinjongo kananjalo akufuneki zitolikwe njengezinikezela nayiphi na uhlobo lwengcebiso yotyalo-mali, yerhafu, okanye enye ingcebiso yezemali. Kubalulekile ukuba ningazithathi ezi ndawo zomxholo okanye ezi mpawu njengesityebiselo sengcebiso yezimali okanye yotyalo-mali engumsebenzi ongumsebenzi. Ukuba nigqiba ekubeni nenze iintengiselwano ezisekelwe kumxholo wewebhusayithi okanye ulwazi lweqonga, okanye ukuba nikhetha ukukopa abarhwebi abathile okanye urhwebo oluthile, nina ninoxanduva olupheleleyo lwezigqibo kunye neentengiselwano, kunye nayo nayiphi na imiphumo evela kuko. Ngelixa abathathi-nxaxheba ngabanye bangabonakalisa ingcebiso yotyalo-mali kunye neembono okanye benze urhwebo oluza kukopwa ngabanye, olu nxibelelwano ngokusisiseko lulwenziwo phakathi kwamaqela anokuba angaziwa okanye angabonakaliyo.
3. Imingcipheko yorhwebo lwemali ye-crypto
3.1. Umngcipheko wokutshintsha-tshintsha kwexabiso nokungafumaneki lula kwemali
3.1.1. Iimpahla ze-virtual ziluncedo olukhulu lokuqikelela kwaye zixhomekeke ekutshintsheni kwamaxabiso okugqithiseleyo. Ixabiso lempahla ye-virtual linokutshintsha ngokubalulekileyo ngamaxesha amafutshane kakhulu kwaye lisenokuwa libe nguziro. Ngokungafaniyo nezixhobo zemali eziqhelekileyo, iimpahla ze-virtual azixhaswa nalurhulumente okanye yi-bhanki ephambili kwaye azinazo iinkqubelo zexabiso eliqinisekisiweyo. Impumelelo yangaphambili ayisosikhombisi sithembekileyo sweziphumo zexesha elizayo. Kufuneka nitengise kuphela imali enokuyilahlekelwa niphelele.
3.1.2. Kufuneka niyazi yonke imingcipheko enxulumene norhwebo lwemali ye-crypto kwaye nifune ingcebiso kumcebisi wezimali ozimeleyo kunye/okanye umcebisi womthetho ukuba ninentandabuzo nganye. Esi Sibhengezo soMngcipheko asinakwenza ingcebiso yezimali, yotyalo-mali, yomthetho, okanye yerhafu. Nceda nifunde eli xwebhu ngenyameko phambi kokusebenzisa naziphi na iinkonzo ezinikezelwa yi-Deriv.
3.1.3. Iimarike zeempahla ze-virtual zinokuba nobuncinci bokuguquka kwemali (liquidity). Ningenakukwazi ukuthengisa impahla ye-virtual ngexabiso enilifunayo okanye konke konke, ngokukodwa kwiimeko zemarike ezingalunganga okanye kwiimpahla ze-virtual ezingarhwebelwayo ngokubanzi. Ubunzulu bemarike, amaxabiso orhwebo, kunye nabantu abanokurhweba babo abakhoyo banokutshintsha ngokukhawuleza. I-Deriv ayiqinisekisi ukufezekiswa ngalo naliphi na ixabiso elithile.
3.1.4. Kwiimpahla ze-virtual ezininzi, inxalenye ebalulekileyo yemveliso iphela ibanjwe ngamadilesi ambalwa (iimvumbi/"whales"). Ixabiso lempahla ye-virtual linokuchaphazeleka ngendlela engalunganga ukuba aba babambi bamakhulu bagqiba ekuthengiseni inxalenye ebalulekileyo yezinto abazibambileyo. Izenzo ezinjalo zinokudala uxinzelelo olukhulu kwaye olukhawulezileyo lokwehla kwexabiso, oku kukhokelele kwinguqu-nguqu ephezulu kunye nokulahlekelwa okunokubakho kwabanye abatyali-mali.
3.2. Umngcipheko wobuqhetseba
3.2.1. Ukuba iinkampani zokutshintshiselana ngemali ye-crypto kunye nabanikezeli bee-wallet baphelelwa lixesha okanye babe ngabangenayo kuyo amandla emali, kwaye, ngenxa yoko, nilahlekelwe yimali yenu ye-crypto, akukho mqinisekiso wokuba yona, okanye nayiphi na imali enokuba niyityele kuyo, iya kubuyiselwa kuni. Lixanduva lenu ukugcina imali yenu ye-crypto ikhuselekile. Asiyi kuthatha naluphi na uxanduva lwelahleko okanye umonakalo oziveleyo, ngokuthe ngqo okanye ngokungathanga ngqo, kubusela beemali yenu ye-crypto okanye ukungabi namandla emali kwaziphi na iinkampani zokutshintshiselana kunye nabanikezeli bee-wallet enibasebenzisayo.
3.2.2. I-Deriv ayisoze inicele i-password yenu okanye i-private key yenu. Ukuba nifumana unxibelelwano olubonakalisa ukuba luvela kwi-Deriv olucela ii-credential zeakhawunti, olo lubuqhetseba. Kufuneka nivule zonke iimpawu zokhuseleko ezikhoyo kwiakhawunti yenu, kuquka i-two-factor authentication (2FA), kwaye nisebenzise ii-password eziqinileyo, ezingafaniyo.
3.2.3. Lixanduva lenu ukujonga ukuba yimithetho kunye nokukhuselwa okuthile okusebenzayo kummandla wenu ngaphambi kokutyala imali kunye/okanye ukurhweba ngemali ye-virtual kunye/okanye ukurhweba nge-CFD enxulumene nemali ye-virtual.
3.2.4. Niyavuma kwaye niyayamkela ukuba, ngaphandle kokuba sibonisa ngokucacileyo ngokubhaliweyo okwenye inkonzo ethile, iimpahla ze-virtual ezigcinwe kwiakhawunti yenu azikhuselwa nayiphi na ipolisi yeinshorensi ngokuchasene nokulahlekelwa, ubusela, okanye eminye imingcipheko. Oku kubandakanya nayiphi na i-inshorensi yorhwebo ezimeleyo esinokuba nayo kwimisebenzi yethu yoshishino.
3.3. Umngcipheko wezomthetho nolawulo
3.3.1. Ubume bomthetho kunye nolawulo lweemveliso ze-virtual abuqinisekanga kwaye buyahluka ngokommandla. Utshintsho kwimithetho, imimiselo, okanye iimfuno zabalawuli zinokuchaphazela ngendlela engalunganga ixabiso, ukufumaneka, okanye ukudluliselwa kweempahla ze-virtual. I-Deriv isenokunyanzelwa ukumisa okanye iyeke iinkonzo kubathengi abathile okanye kwimimandla ethile ngenxa yophuhliso lolawulo.
3.4. Ungquzulwano lweenzuzo
3.4.1. I-Deriv isebenza njenge-Broker-Dealer kunye noMnikezeli weeNkonzo zoTshintshiselwano. Xa isebenza njengomthathi-nxaxheba ophambili (B-book), i-Deriv inokuthatha icala eliphikisanayo lorhwebo lwenu, oku kudala ungquzulwano olunokubakho lwemidla. I-Deriv igcina umgaqo-nkqubo wongquzulwano lwemidla kwaye isebenzisa izibophelelo zokufezekiswa okungcono ukunciphisa olu ngquzulwano. Iinkcukacha ziyafumaneka kuMgaqo-nkqubo wethu woKufezekiswa okuNgcono xa kucelwa.
3.5. Umngcipheko wenkqubo yobuchwepheshe
3.5.1. Iimpahla ze-virtual zixhomekeke kwitekhnoloji yeleja esasazekileyo (i-blockchain) kunye neenkqubo zayo zokubhala ngeekhowudi. Ezi tekhnoloji zinokuba neemfakelo ezingalunganga, ubuthathaka, okanye zixhomekeke kwiingxaki zobuchwephesha, ukuxinana kwenethiwekhi, ukwahlulwa (forks) okanye utshintsho kwiprotocol. I-Deriv ayikwazi ukuqinisekisa ukuzinza okanye ukuqhubeka kokusebenza kwanayiphi na inethiwekhi ye-blockchain esisiseko.
3.5.2. Ixabiso kunye nomsebenzi weempahla ze-virtual ezininzi zixhomekeke kakhulu kwimigudu eqhubekayo yeqela elasekayo, abaphuhlisi, okanye uluntu olungaphantsi kwalawulo olinye oluxhasa iprotocol esisiseko. Iprojekthi isenokusilela ekufezekiseni iinjongo zayo ezichaziweyo, iqela lophuhliso linokuchitheka, okanye iprotocol esisiseko isenokungamkelwa ngokubanzi. Iimpazamo kuyilo lwempahla ye-virtual, ulawulo, okanye imodeli yezoqoqosho (tokenomics) zinokuyenza ingabi nasiphumo. Naziphi na ezi mpazamo zinokubangela ukuba impahla ye-virtual ilahlekelwe lusetyenziso lwayo kunye nenxalenye enkulu okanye lonke ixabiso layo, nokuba yiyiphi na intshukumo yemarike ebanzi.
3.5.3. Iintengiselwano zemali ye-crypto ezenziwayo nezibhalwe kwi-blockchain ziqhutyelwa kunethiwekhi engalawulwa liqumrhu elinye, esebenza ngokuzimela, ingaphantsi kokubekwa esweni nokonganyelwa ziinkonzo zezimali kunye namagunya karhulumente alawulayo. Xa isiqinisekisiwe kwi-blockchain, ezi ntengiselwano azinakuguqulwa yaye azinako ukurhoxiswa, ukujikwa, okanye ukufunyanwa, nokuba kukuthi (thina), nawuphi na umnikezeli-nkonzo wentlawulo, okanye nalaphi na igunya lolawulo okanye likarhulumente. Ukuba kukho ilahleko evela kwintengiselwano egqityiweyo kwi-blockchain, kuquka ilahleko ebangelwa bubuqhetseba, impazamo, okanye nayiphi na enye imeko, akukho qabane linako ukungenelela ukuguqula loo ntengiselwano. Kufuneka niqinisekise ngocoselelo zonke iinkcukacha zentengiselwano phambi kokuba niqalise nakuphi na ukudluliselwa kwemali ye-crypto.
3.5.4. Ezinye izinto zexabiso ze-virtual zixhomekeke kwii-smart contract. Iimpazamo okanye ubuthathaka kwikhowudi yezi smart contract zinokusetyenziswa gwenxa, oko kunokukhokelela ekulahlekeni ngokupheleleyo kwezinto ezilawulwa yiyo.
3.5.5. Ezinye izinto zexabiso ze-virtual zii-"stablecoin," eyenzelwe ukugcina ixabiso elizinzileyo xa kuthelekiswa nento yexabiso esetyenziswa njengesikhombisi, efana nemali ye-fiat. Akukho qinisekiso yokuba ziya kugcina eli xabiso. Iimeko zemarike, utshintsho kwimigaqo-nkqubo yolawulo, okanye iingxaki kumnikezeli-mali okanye kwiindlela zawo zovimba zinokubangela i-stablecoin iphulukane nokunxulunyaniswa kwayo nexabiso elimiselweyo, nto leyo ekhokelela ekuguquguqukeni okukhulu kwamaxabiso nasekulahlekeni okunokubakho kwexabiso.
3.6. Umngcipheko wokugcinwa kwemali nokuqhawuka kwezimali
3.6.1. Izinto zexabiso ze-virtual zinokuba lixhoba labaqhekezi-nkqubo (hackers). Nangona sisebenzisa amanyathelo okhuseleko, kuquka ukusetyenziswa kweewolethi ezishushu nezibandayo, kukho umngcipheko wokubiwa kwiinkqubo zethu okanye kwizixhobo zenu.
3.6.2. Ninoxanduva lokhuseleko lweewolethi zenu kunye nezixhobo ezisetyenziselwa ukufikelela kwiiNkonzo zethu. Ukuba nilahlekelwa ziinkcukacha zokungena kwi-akhawunti yenu okanye ukuba ziye zangenelwa, ninokuphulukana ngonaphakade nokufikelela kwizinto zenu zexabiso ze-virtual.
3.6.3. Ukuba thina okanye nabaphathi bethu bephathiswa izinto bomntu wesithathu baphelelwa, kukho umngcipheko wokuba ningasoloko nikwazi ukufumana ii-asethi zenu zemfanekiso-dijithali ngokupheleleyo, nangona sahlula iiasethi zabathengi (jongani iSicatshulwa 3 seiMigaqo Jikelele).
3.7. Imingcipheko yorhwebo lwe-margin
3.7.1. Ukurhweba nge-margin kubandakanya ukusetyenziswa kwe-leverage. Ilahleko inokugqithisa idiphozithi yenu yokuqala. Ukurhweba nge-margin akufanelekeli bo nazizonke abathengi. Akufuneki nirhweba nge-margin ukuba aniyiqondi lo mingcipheko.
3.7.2. Ukurhweba kwiimpahla ze-virtual nge-leverage kubandakanya umngcipheko ophezulu ngokugqithisileyo kananjalo akufanelekeli bo nazizonke abathengi. Utshintsho olungakhulu kodwa olungalunganto kwimarike luya kuba nempembelelo enkulu kananjalo engakunceda nangokukhawuleza kwimali yenu.
3.7.3. Ninako ukulahlekelwa ngeyonke imali okanye inxalenye yemali enidiphozithe kwi-akhawunti yenu yoRhwebo nge-Margin. I-Deriv inganicela iimpahla ze-virtual okanye imali engakumbi ukuba i-maintenance margin kwi-akhawunti yenu iwa ngaphantsi komlinganiso ofunekayo ("margin call"). Ukuba aninikezeli i-margin efunekayo, i-Deriv izigcinela ilungelo lokuthengisa zonke okanye inxalenye yeempahla ze-virtual kwi-akhawunti yenu ngaphandle kwesaziso sangaphambili ukuba kuyimfuneko ukuvala izikhundla ukunqanda ilahleko engakumbi okanye ukufezekisa iimfuno ze-margin.
3.7.4. I-Leverage inyusa zombini inzuzo enokubakho kunye nelahleko enokubakho. Ninako ukulahlekelwa yiyonke i-margin yenu yokuqala ngokukhawuleza okukhulu. Ngokwe-Clause 9 yeMigaqo Jikelele, apho sinikezela ngokhuseleko lwebhalansi engekho kwinani elilutyholo, ilahleko yenu kwisikhundla esine-leverage iya kuthi ikhawulelwe kwimali eniyibekele bucala njenge-margin.
3.7.5. Ukuba imarike ihambela ngasemva kwisikhundla senu kananjalo umlinganiso we-margin yenu uwela ngaphantsi komlinganiso osincinci esisifunayo, singavala isikhundla senu ngenkani ngaphandle kwesaziso sangaphambili. Oku kubizwa ngeliquidation, kananjalo kubangela ukufezekiswa kwelahleko yenu. Ngaphantsi kwemiqathango ethile, isikhundla senu singanakuvalwa ngendlela ye-Auto-Deleveraging njengoko kuchazwe kwiMigaqo yoRhwebo, ngenxa yesikhundla somthengi omnye.
3.8. Ikholaterali eyamkelekileyo
3.8.1. I-Deriv yamkela iimpahla ze-virtual ezivunyiweyo kunye nemali ye-fiat njengekholaterali ye-margin ngokuvisisana neMigaqo kunye neMiqathango yeyo yoRhwebo nge-Margin. Iimali ze-crypto ezongezelelwe ngokufihlakala (Anonymity-Enhanced Cryptocurrencies - AECs) — kuquka iingoqo zabucala (privacy coins) — azamkelwa njengekholaterali kananjalo zivaleleke ngokupheleleyo kuzo zonke iintshukumo.
3.9. Umngcipheko werhafu
3.9.1. Indlela irhafu ejongwe ngayo kwiimpahla ze-virtual iyahluka ngokungqongqo ngokwelizwe kananjalo inganguqguka ngokuhamba kwexesha. Kuxanduva lwenu ukuqonda kunye nokulandela iintlawulo zenu zerhafu ngokunxulumene nokuthengiselana kwiimpahla ze-virtual. I-Deriv ayiniki ingcebiso yerhafu. Kufuneka nithethe nomcebisi werhafu ofaneleke kwelizwe enikulo.
3.10. Ukuthobela imithetho ye-AML/CFT kunye nemisebenzi ethintelweyo
3.10.1. I-Deriv ifuneka ilandele imigaqo yokulwa nokuhlambululwa kwemali (AML) kunye nokulwa noxhaso lobunqolobi (CFT). I-Deriv yenza i-Know Your Customer (KYC), i-Know Your Transaction (KYT), kananjalo i-sanctions screening kubo bonke abathengi kunye nentshukumo zemali. Zonke iintshukumo ezilingana okanye ezigqithisa i-USD 1 000 (okanye okulinganayo) zixhomekeke kwi-Travel Rule compliance (ukuchonga kunye nokuqinisekisa iinkcukacha zomthumeli kunye nomamkeli).
3.10.2. I-Deriv inganyanzeleka ukumisa, ukunqumamisa, okanye ukuqukumbela i-akhawunti yenu, okanye ukunika ingxelo ngentshukumo zemali kwi-Financial Intelligence Unit (FIU), ngaphandle kwesaziso sangaphambili kuni apho oku kufunwa ngumthetho.
4. Umngcipheko wokurhweba ngee-Options kunye nee-Multipliers
4.1. Amaxabiso ezixhobo eziyisiseko apho ukurhweba kwee-Options kunye nee-Multipliers kubhekiselele kuzo angaguquka ngokukhawuleza kananjalo ngomda obanzi. Olu tshintsho lunganobangela yiziganeko ezingenakulindelwa okanye utshintsho kwiimeko eningenako nina okanye thina ukulawula. Ukurhweba ngezi mveliso kuthwala umngcipheko ophezulu kananjalo kunganika ilahleko ekhawulezileyo kananjalo epheleleyo yemali-ntlaba yenu etyelweyo.
4.2. Umngcipheko wee-Digital Options (Rise/Fall, Higher/Lower, Touch/No Touch): Ii-Digital Options zikumngqokolo wokuba "yinto yonke okanye akukho nto" apho niqikelela ukuba ixabiso lempahla liya kufezekisa imeko ethile ngexesha elimisiweyo kwangaphambili. Ukuba imarike ihambela ngasemva kokuqikelela kwenu nangokutyibilikisa kweqondo elinye ngexesha lokuphela, i-Option iya kuphelelwa ngaphandle-kwemali (out-of-the-money), ibangele ilahleko ye-100% yesixa-mali senu sorhwebo sokuqala okanye i-premium.
4.3. Umngcipheko weAccumulator Options: Ii-Accumulator Options zinalo imali ehlawulwayo ekhula ngesantya esikhulu kuyonke i-tick elandelelana apho ixabiso lempahla eyisiseko lihlala ngaphakathi komda omisiweyo kwangaphambili. Noko ke, ukuba ixabiso lichukumisa okanye ligqithise lo mida (imeko ye-slip), urhwebo luphela ngokuzenzekelayo, kananjalo yonke imali yenu ehlawulwayo eqokelelweyo kunye nesixa-mali senu sokuqala silahleka ngonaphakade.
4.4. Umngcipheko weVanilla Options: Ii-Vanilla Options zinivumela ukuqikelela ngecala kunye nobukhulu bokuhamba kwexabiso lempahla ngokunxulumene nexabiso elikhethiweyo lokuqala (strike price). Ukuba ixabiso lemarike eyisiseko lisilele ukugqithisa ixabiso lokuqala phambi kokanye ngexesha elimisiweyo lokuphela, isivumelwano siphela ngaphandle kwexabiso ngokupheleleyo, kananjalo niya kulahlekelwa yiyonke i-premium enihlawule ukuvula isikhundla.
4.5. Umngcipheko we-leverage kunye we-stop-out kwiiMultipliers: Ii-Multipliers zininikezela amandla okwandisa inzuzo yenu enokubakho nisebenzisa i-leverage ngaphandle komngcipheko we-margin call, ngenxa yokuba ilahleko ikhawulelwe ngokungqongqo kwisixa-mali senu sokuqala sorhwebo. Noko ke, ukusetyenziswa kwee-multiplier eziphezulu kuthetha ukuba nokutshintsha okuncinci, okukufutshane kwamaxabiso okungalunganto kunganika isizathu sokuqalisa indlela yethu yokuzenzekelayo ye-stop-out, ivale urhwebo ngokukhawuleza kananjalo ifezekise ilahleko epheleleyo yesixa-mali senu.
5. Imingcipheko ye-Deriv P2P
5.1. I-Deriv P2P yinkonzo ye-Deriv yokuthengiselana umthengi nomthengi (peer-to-peer), eyenzelwe njengendlela engumxhasi wokwenza idiphozithi kunye nokurhoxisa kwi-akhawunti yenu ye-Deriv. Ayenzelwe ukutshintshiselana ngemali yamanye amazwe okanye ukuqikelela ngemali. Akufuneki nithathe ukusetyenziswa kwe-Deriv P2P njengomsebenzi wotyalo-mali, kananjalo kufuneka niqaphele ukuba ukubandakanyeka kumsebenzi onjalo kuthwala umngcipheko wokulahlekelwa.
5.2. Niwamkela ngokupheleleyo umngcipheko onxulumene neentshukumo zokuthengiselana umthengi nomthengi, kuquka kodwa ungakhawulelwa kumngcipheko wokuthenjwa onxulumene nabathengiselana nabo kwiintshukumo zenu kunye nomngcipheko wokuthintelwa yiibhanki okanye abanye abalamli bemali. Niyavuma ngokongezelelweyo ukuba, nakuba i-'odolo yokuthengisa' ifakwe, ngomthengisi, aninalungelo lokurhoxisa intshukumo yemali.
5.3. Niyavuma kwaye niyayamkela into yokuba zonke iintengiselwano ze-Deriv P2P ziphakathi kwabasebenzisi abenza intengiselwano kuphela. Thina senza njengabanikezeli beqonga ukunceda ekwenzekeni kolu qhagamshelwano kwaye asiyonxalenye, okanye asiyoqinisekisi, kwakuphi na intengiselwano. Ngokuxhomekeke kwiMigaqo yeMali neNtshintshiselwano, kwaye ngokuphangaleleyo okuvumelekileyo ngumthetho, asiphathiswanga nalunye uhlangothi lwezo ntengiselwano.
6. Umngcipheko ongengowemali
6.1. Umngcipheko wolawulo: Utshintsho kulawulo okanye kumthetho kwilizwe enihlala kulo okanye kwisigaba sase-Deriv sinokuchaphazela ukufumaneka kweemveliso, imida ye-leverage, amandla enu okuvula okanye ukugcina izikhundla, okanye ilungelo lenkampani lokunikezela ngeenkonzo zayo. Kusenokwenzeka ningabi nasiqabisiso ngaphambili kolu tshintsho.
6.2. Umngcipheko wokusebenza: Ukusebenzisa inkqubo esekelwe kwi-intanethi kuhlala kunomngcipheko, ofana nokungasebenzi kwe-hardware, ii-software, nonxibelelwano lwe-intanethi. Asiwalawuli amandla omqondiso wenu, ukufunyanwa kwawo okanye indlela ahamba ngayo kwi-intanethi, ukumiselwa kwezixhobo zenu, okanye ukuthembeka konxibelelwano lwazo, kwaye asiyi kuthwala xanduva lakho nakuphi na ukungasebenzi, ukuguquguquka, okanye ukulibaziseka konxibelelwano xa nisebenzisa iinkonzo zethu ze-online. Nceda niqaphele:
6.2.1. Ninoxanduva lokumisela nokugcina ngendlela echanekileyo izixhobo zenu neenkonzo zenu ze-intanethi.
6.2.2. Nawuphi na umphumo wokuphazamiseka, ubuthathaka, okanye ukungasebenzi kakuhle kwe-hardware, ii-software, okanye izixhobo zonxibelelwano zenu kusenokubangela ilahleko okanye ukulibaziseka korhwebo.
6.2.3. Asithwali xanduva lwalo naliphi na ilahleko elivela ngenxa yonxibelelwano (kuquka ii-imeyili, izaziso, okanye ezinye izigidimi) esizithumela kwiinkcukacha zenu zoqhagamshelwano ezibhalisiweyo ezingafikeleliyo kuni (ngexesha elifanelekileyo okanye nokuba kungenjalo kwaphela), ukuba sisebenzisile iinkcukacha zoqhagamshelwano enizinike zona kwaye senza iinzame ezifanelekileyo zokuhambisa olu nxibelelwano. Ninoxanduva lokugcina iinkcukacha zenu zoqhagamshelwano zihlaziyiwe nokubeka esweni iindlela zenu zoqhagamshelwano ezibhalisiweyo.
6.3. Umngcipheko wamaqela esithathu: Ishishini lethu lixhomekeke kubanikezeli-nkonzo bangaphandle, kuquka iibhanki, iinkqubo zokucwangcisa iintlawulo, abanikezeli-nkonzo be-cloud, kunye nabathengisi. Ukulibaziseka, ukungasebenzi, ukwaphulwa komthetho, okanye ukuqhawuka kwemali kwala maqela esithathu kusenokuchaphazela amandla enu okufikelela kwii-akhawunti, imali, okanye iinkonzo zorhwebo. Nangona siqhuba uphando olucokisekileyo nokubeka esweni okuqhubekayo kwaba banikezeli-nkonzo njengoko kufunwa ngumthetho nolawulo, asamkeli xanduva lamalahleko okanye umonakalo ovela ngenxa yokungasebenzi kwala maqela esithathu, ngaphandle kokuba oko kufunwa ngokomthetho nolawulo olusebenzayo.
6.4. Ukomelela kobuchwepheshe bokusebenza: Izehlo okanye iimeko ezingaqhelekanga ezingaphaya kolawulo lwethu (ezinje ngeemfazwe, iintlekele zemvelo, uhlaselo lwe-cyber, izenzo zolawulo, okanye ukungasebenzi okukhulu kweenkqubo) zinokusithintela ekubeni sinikezele ngazo zonke okanye inxalenye yeenkonzo zethu. Nangona sigcina izicwangciso zokuqhubeka kweshishini nokubuyisela emva kwentlekele, akukho sicwangciso sinokuqinisekisa ukufikeleleka okungaphazamisekiyo kwiinkonzo zethu kuyo yonke imeko. Asithwali xanduva lwawo nawuphi na umonakalo okanye ilahleko ebangelwa zezi zehlo zingaqhelekanga.
6.5. Umngcipheko we-cyber: Nangona sisebenzisa amanyathelo omeleleyo okhuseleko lwe-cyber, akukho nkqubo ekhuselekile ngokupheleleyo kwizisongelo. Ninoxanduva lokugcina ukhuseleko nemfihlo yeenkcukacha zenu zokungena kwi-akhawunti nokuqinisekisa ukhuseleko nokumiselwa okufanelekileyo kwezixhobo zenu kunye nothungelwano. Ukungakwenzi oku kunyusa umngcipheko wenu wokulahlekelwa ngenxa yezisongelo ze-cyber, esingathwali xanduva lwazo. Ngokukodwa:
6.5.1. Niyavuma umngcipheko welahleko evela ukuba amaqela angagunyaziswanga afumana ukungena kwi-akhawunti yenu ngenxa yamanyathelo angafanelekanga okhuseleko ngakwicala lenu.
6.5.2. Asithwali xanduva lamalahleko ukuba ulwazi enilithumela kwi-Deriv lufunyanwa ngabantu abangagunyaziswanga ngenxa yokuba belithunyelwe ngaphandle kokubethelelwa okufanelekileyo.
6.6. Asinaxanduva lamalahleko avela kuloya kufa kwenu ukukhusela iinkcukacha zenu zokungena okanye ukuphendula ngendlela efanelekileyo kwizisongelo ze-cyber ezaziwayo (umzekelo, ngokusebenzisa ubuqhophololo-nzolo, i-malware, okanye amaqhinga obuqhophololo bokuhlangula ulwazi ngokuzenzisa).
6.7. Ubuqhophololo, ukuzenza ngumntu wumbi kunye namaqela angagunyaziswanga: Ninokuba sisisulu samaqela esithathu ngobuqhophololo okanye unxibelelwano lwenkohliso olusebenzisa igama, ulongo okanye ezinye iinkcukacha ze-Deriv ngendlela engafanelekanga, kuquka iiwebhusayithi ezikhuphelweyo okanye ezingezizo, iiprofayile zonxibelelwano-zentlalo, ii-imeyili, izigidimi okanye iifowuni ezibanga ngobuxoki ukumela i-Deriv okanye abasebenzi bayo. Kufuneka niqaphele ukuba aba bantu okanye la maqela abagunyaziswanga yi-Deriv kwaye i-Deriv ayinaxanduva lwalo naliphi na ilahleko okanye umonakalo eninokuwuva njengesiphumo sokuqhagamshelana nabo okanye ukulandela imiyalelo yabo. Ukunciphisa umngcipheko wobuqhophololo, kufuneka nifikelele kwi-akhawunti yenu kuphela ngeewebhusayithi nee-app ezisemthethweni ze-Deriv, niqinisekise iidilesi zewebhusayithi ngocoselelo, kwaye nisebenzise iinkcukacha zoqhagamshelwano ezipapashwe kwiwebhusayithi yethu esemthethweni xa niqhagamshelana nathi. Akufuneki niyabelane negama lenu lokugqitha, i-PIN, iikhowudi zokungena zexesha elinye okanye ezinye iinkcukacha zokhuseleko nabani na, kwaye kufuneka nilumke kuluphi na unxibelelwano enifikelwe lona ngokungacelwanga oluthembisa imbuyekezo eqinisekisiweyo, olucela ukuba nithumele imali kwii-akhawunti okanye ii-wallet ezingachazwanga ngokucacileyo ukuba zezase-Deriv, okanye olunicinezela ukuba nenze ngokukhawuleza. Olunye ulwazi malunga nobuqhophololo oluqhelekileyo, indlela yokuzikhusela nento enimele niyenze ukuba nirhanelwa umsebenzi wenkohliso luyafumaneka kwiphepha lokuThintela ubuqhophololo kwiwebhusayithi yethu, elikhonkxwe apha deriv.com/fraud-prevention.
