1. Intshayelelo
1.1. Iqela leenkampani ze-Deriv lizinikele ekukhuseleni idatha yenu yobuqu nokuhlonipha ubumfihlo benu. Lo Mgaqo-nkqubo woBumfihlo ucacisa indlela esiqokelela, esisebenzisa, esigcina, esityhilela, kananjalo esikhusela idatha yobuqu ngayo kuzo zonke iinkampani ze-Deriv kunye nokunxulumene neemveliso zethu, iinkonzo, izicelo, kunye neewebhusayithi. Xa sithetha “thina”, “sithi”, okanye “esethu” kulo Mgaqo-nkqubo woBumfihlo, sibhekisa kwinkampani ethile ekhoyo ngaphakathi kweqela le-Deriv enoxanduva lokuqhutywa kwedatha yenu yobuqu, ngesiqhelo iyinkampani yeqela le-Deriv enobudlelwane bezoshishino nani okanye enikezela ngeenkonzo kuni (njengoko kuchaziwe kwicandelo elingezantsi elithi “Umlawuli wedatha kunye nolwazi loqhagamshelwano”).
1.2. Lo Mgaqo-nkqubo wabucala usebenza kubathengi bangoku kunye nabo kungenzeka babe ngabathengi, abandwendweli beiwebhusayithi, amaqabane oshishino, ababoneleli benkonzo (kunye nabasebenzi babo), abathatha-nxaxheba kwiziganeko, abandwendweli kwiiofisi zethu, nabo bonke abasebenzisana neemveliso, iinkonzo, ii-app zeefowuni, amaqonga, okanye iindlela zedijithali zethu, nokuba bahlala kwelilizwe lithini. Lo Mgaqo-nkqubo wabucala awusebenzi kubafaki-zicelo zengqesho okanye abasebenzi beqela leDeriv.
1.3. Sicubungula iinkcukacha zenu zabucala ngokwe-controller, ngokuhambelana nemithetho esebenzayo, enokuquka i-European Union General Data Protection Regulation (GDPR), i-United Kingdom General Data Protection Regulation (UK GDPR), kunye nemithetho yabucala ekusebenzayo (“Imithetho yoBucala”).
2. Iindidi zeenkcukacha zabucala
2.1. Kuxhomekeke kubudlelwane benu nathi, singaqokelela kunye nokucubungula uhlobo olunye okanye ngaphezulu lweenkcukacha zabucala ezilandelayo, ezifana ne:
2.1.1. Iinkcukacha zokuchonga: Igama lokuqala, ifani, isini, ubuzwe, umhla wokuzalwa, kunye/okanye amaxwebhu okuchonga akhutshwa ngurhulumente (kuquka iincwadi zokundwendwela, imvume yoqhuba, iikhadi zesazisi zelizwe, kunye/okanye imvume yokuhlala).
2.1.2. Iinkcukacha zonxibelelwano: Idilesi yeposi, idilesi ye-imeyili, kunye/okanye inombolo yefowuni.
2.1.3. Iinkcukacha zobungcali: Isihloko somsebenzi, igama lomqeshi, umsebenzi, iindawo zoxanduva, kunye/okanye umvuzo.
2.1.4. Iinkcukacha zendawo yokuhlala, kuquka izivumelwano zokuqeshisa, amatayitile omhlaba, kunye neetyala zeenkonzo zasekhaya.
2.1.5. Iinkcukacha zonxibelelwano: Umxholo wonxibelelwano (ii-imeyili, incoko yangoku, unxibelelwano lwencoko enegunya le-AI, iirekhodi neerekhodi zamafowuni, impembelelo, kunye/okanye iimpendulo zophononongo lwemarike).
2.1.6. Iinkcukacha zeenkonzo: Iinkcukacha ze-akhawunti okanye zesicelo, imbali yorhwebo okanye yentshukumo-mali, izivumelwano, uluhlu oluthandwayo, kunye/okanye iirekhodi zokusetyenziswa.
2.1.7. Iinkcukacha zombonelelo: Ulwazi olutshintshaniswayo njengombonelelo benkonzo okanye iqabane (iinkcukacha zesivumelwano kunye/okanye amanqaku entlanganiso).
2.1.8. Iinkcukacha zomndwendweli: Iinkcukacha zokundwendwela iiofisi (iirekhodi zokungena, umhla/ixesha kunye nenjongo yotyelelo, kunye/okanye iimfuno ezikhethekileyo ezichaziweyo).
2.1.10. Iinkcukacha zentlawulo: Idilesi yokuhlawula, iinkcukacha zentlawulo, iakhawunti yebhanki, indlela yentlawulo, kunye/okanye imbali yentlawulo.
2.1.11. Iinkcukacha zokusetyenziswa: Iintshukumo-mali enizenzayo kwi-akhawunti yenu, indlela enisebenzisa ngayo amaqonga neemveliso zethu ezahlukeneyo, okanye indlela eninxibelelana ngayo neewebhusayithi zethu, ii-app, intshumayelo, kunye nonxibelelwano.
2.1.12. Iinkcukacha zedijithali: Umzekelo, idilesi ye-IP, iinkcukacha zendawo (kuquka i-GPS kunye nendawo yokuchonga), iinkcukacha zesixhobo kunye nebrawuza, kunye/okanye iinkcukacha zokhuseleko (ezinjengendlela eniNgena ngayo okanye eniziqinisekisa ngayo ukuba nifikelele kwi-akhawunti yenu).
2.1.13. Iinkcukacha zoqinisekiso: Ubungqina bedilesi, umthombo wobutyebi, kunye/okanye umthombo wemali.
2.1.14. Iinkcukacha zebhayometriki: Iinkcukacha ezicubungulwa ngenjongo yokuchonga ngokukhethekileyo, umzekelo ukuqondwa kobuso okanye uphawu lwelizwi. Ezinye zifoto, imifanekiso, ukurekhodwa kweevidiyo okanye izwi, zingafaneleka njengeenkcukacha zebhayometriki ukuba zicubungulwa ngenjongo yokuchonga.
2.1.15. Iinkcukacha zokuthatha-nxaxheba kwiziganeko: Ulwazi lokubhalisela isiganeko, ukubakho, kunye/okanye ukuthatha-nxaxheba.
2.1.16. Okunye: Nayiphi na ingongezelelo yolwazi eniyinikezelayo, okanye esimele siyiqokelele ngokomthetho, okanye enonxulumano kwimisebenzi yethu yobungcali.
3. Iinkcukacha zabucala ezibucala ngakumbi
3.1. Ngaphandle kokuba sicela ngokucacileyo okanye kufuneka ngomthetho, nceda ningasinikezeli okanye nidize nayiphi na iinkcukacha zabucala ezibucala ngakumbi kuthi, kuquka nangeewebhusayithi zethu, ii-app, okanye ezinye iindlela. Kuxhomekeke kwisigaba senu sezomthetho, “iinkcukacha zabucala ezibucala ngakumbi” zingaquka, kodwa ingaphelele kuzo, iinkcukacha ezinxulumene nemvelaphi yenu yobuhlanga okanye yesizwe, ukholo lwenkolo okanye lwefilosofi, imbono yezopolitiko, ubulungu beetrade union, impilo, iinkcukacha zefuzo okanye zebhayometriki, ukuthanda-sini, imbali yolwaphulo-mthetho, okanye iinkqubo zomthetho okanye zolawulo kunye nemigqaliselo.
3.2. Ukuba kufuneka siqokelele okanye sicubungule iinkcukacha zabucala ezibucala ngakumbi, siya kwenza oku ngokuhambelana kuphela nemithetho yabucala esebenzayo kunye kuphela apho sinesizathu esifanelekileyo somthetho, ezifana nemvume yenu ecacileyo, ukuthobela imfuneko yomthetho, okanye njengoko kufuneka kusekwa, kusetyenziswa, okanye kukhuselwe izibongozo zomthetho.
4. Imithombo yeenkcukacha zabucala
4.1. Singaqokelela iinkcukacha zenu zabucala kwiimeko ezilandelayo kusuka:
4.1.1. Nina ngqo: Xa ninxibelelana nathi, nibhalisa, nixhumana namaqela ethu, nithatha-nxaxheba kwiziganeko, okanye nindwendwela iiofisi zethu;
4.1.3. Izixhobo ezisebenzisa i-AI: Xa ninxibelelana nezixhobo ezisebenzisa i-AI ezenziwe zifikeleleka nge-Deriv, ezinjenge-Amy, umncedisi wethu wencoko we-AI, okanye iminxeba yefowuni/yezwi enegunya le-AI. Oku kuquka umxholo wonxibelelwano lwenu (kuquka iirekhodi zezwi), nayiphi na iinkcukacha zabucala enizinikezelayo, kunye neenkcukacha zobuchwepheshe ezinxulumene (ezinjengabachongi beseshoni kunye nexesha);
4.1.4. Amaqela esithathu: Kuquka amaqabane oshishino, ababoneleli benkonzo, amagunya karhulumente, okanye iziseko zedatha zoqinisekiso;
4.1.5. Imithombo yoluntu: Efana namarejista olawulo okanye iziseko zedatha ezifikeleleka eluntwini;
4.1.6. Eziveliswa ngokwazo kuDeriv: Ekunikezelweni kweenkonzo zethu (umzekelo, iirekhodi zentlanganiso, iirekhodi zamafowuni, iirekhodi zefowuni) okanye ngokudala ukuqonda okanye olunye ulwazi malunga nani xa sicubungula ulwazi esalo sinalo; kunye/okanye
4.1.7. Izicelo zolwazi eziqhubekayo: Njengenxalenye yokuthobela kwethu okuqhubekayo, uphononongo olufanelekileyo, kunye nokuqinisekisa ukhuseleko nobunyani beenkonzo zethu, singanifuna ukuba ninikezele iinkcukacha zabucala ezongezelelweyo okanye amaxwebhu axhasayo nakuliphi na ixesha ngexesha lobudlelwane benu nathi.
5. Isiseko somthetho kunye neenjongo
5.1. Sisebenzisa kuphela iinkcukacha zenu zabucala apho sinemvume yenu okanye isizathu esifanelekileyo somthetho sokuzisebenzisa. Ezi zizathu zingaquka:
5.1.1. Ukucubungula iinkcukacha zenu zabucala ukuthobela imfuneko yomthetho, kuquka iimfuno zelayisensi, iimfuno zokulwa ubuqhetseba, kunye nemithetho yokulwa ukuhlambulula imali;
5.1.2. Ukucubungula iinkcukacha zenu zabucala ukungena okanye ukwenza isivumelwano esinaso nani;
5.1.3. Ukulandela izilangazelelo zethu zoshishino ezifanelekileyo; kunye/okanye
5.1.4. Ukusekwa, ukusetyenziswa, okanye ukukhuselwa kwamalungelo ethu asemthethweni.
5.2. Singasebenzisa ulwazi lwenu ngenxa yezi njongo zilandelayo:
5.2.1. Ulawulo lwabathengi kunye nolawulo lwe-akhawunti;
5.2.2. Ukunikezela iinkonzo, ukwenza urhwebo, kunye nolawulo lwentshukumo-mali;
5.2.3. Inkxaso yenkonzo yabathengi ukwenza lula unxibelelwano kunye nokucubungula izikhalazo okanye iimbambano;
5.2.4. Ulawulo lwamaqabane;
5.2.5. Ukuqinisekiswa kwenkcazelo zomthengi, iinkqubo zokuMazi uMthengi Wakho (KYC), amanyathelo okulwa ubuqhetseba, imisebenzi yokulwa ubuhlanga bemali (AML), kunye nohlolo lweziqinisekiso;
5.2.6. Ukhuseleko kunye nolawulo lokufikelela, ukhuseleko lwesayithi, nokujongana nobuqhetseba obenzekileyo okanye okukrokrelwayo, umsebenzi ongekho mthethweni, okanye ukuziphatha kakubi;
5.2.7. Iinjongo zoshishino nokuhlalutya, ezinokubandakanya ukwenza uphononongo, ukulinganisa ulwaneliseko lwabathengi, kunye nokuqokelela impendulo;
5.2.8. Ukuphucula iimveliso neenkonzo zethu, ukwenza imisebenzi yophando noluphuhliso, ukwenza uphando malunga namava omsebenzisi, kunye nokuqokelela ulwazi loshishino;
5.2.9. Iziganeko, ii-webinar, iintlanganiso zoqeqesho, kunye neenkqubo zokufunda;
5.2.10. Ezemali, ingxowa-mali, ukubalwa kwamatyala, kunye nokucutshungulwa kweentlawulo;
5.2.11. Ulawulo lwabathengisi kunye nabasebenzisana nathi;
5.2.12. Ulawulo lomngcipheko, ukuthintela nokufumanisa ulwaphulo-mthetho, uhlolo-mali lwangaphakathi, ulawulo loshishino, kunye nemisebenzi yokulungisa;
5.2.14. Ukuthobela umthetho, ukulawula amatyala okanye ukhuselo lwamabango asemthethweni, ukugcinwa kweerekhodi, kunye nokukhusela umdla wethu osemthethweni okanye amalungelo asemthethweni, kuquka ukuthatha nokuphendula kumatyala asemthethweni okanye ukwenza amabango omshuwalense;
5.2.15. Ukudibana koshishino, ukuthengwa, ukuthengiswa, ukudluliselwa kwempahla, ukuphinda kucwangciswe, okanye ukubhanxeka koshishino lwethu lonke okanye inxalenye yalo, kuquka uqwalaselo lofanelekileyo oluhambelanayo;
5.2.16. Ukucutshungulwa kwezicelo zenu okanye ukunincedisa ukusebenzisa amalungelo enu;
5.2.17. Ukuvelisa nokusasaza umxholo weendaba zokuva, ezokubonwa, okanye olunye uhlobo lwemidiya;
5.2.18. Nawuphi na omnye umsebenzi ofunekayo okanye ogunyazisiweyo ngumthetho, imimiselo, iikhowudi zokuziphatha, okanye umyalelo wenkundla; kunye/okanye
5.2.19. Ukufunda komatshini kunye nocutshungulo olusenziwa ngokuzenzekelayo, kuquka ukusebenzisa inkcazelo yomntu ngamnye ukuqeqesha, ukuphuhlisa, nokuphucula ii-algorithm, iimodeli, okanye iinkqubo zobukrelekrele bomatshini (artificial intelligence), ngeenjongo zokuphucula iinkonzo zethu, ukuthintela ubuqhetseba, ulawulo lomngcipheko, kunye nemisebenzi yoshishino. Xa sisebenzisa ababoneleli be-AI besithathu ukunika amandla amaqhosha kunye neenkonzo zethu, inkcazelo yenu yomntu ngamnye isenokucutshungulwa ngabo baboneleli ngeenjongo zokuqeqesha okanye ukuphucula iimodeli zabo ngokubanzi.
5.3. Niyavuma ukuba siqhuba amaqhosha asebenza nge-AI, kuquka (kodwa kungaphelelanga apho) uAmy, umncedisi wencoko we-AI ofumaneka kwiwebhusayithi yethu kunye neeapplikheyishini, kunye neefowni ezincedwa yi-AI. Xa nisebenzisa uAmy okanye ezinye iimbonakalo zencoko okanye zefowni ezincedwa yi-AI, umxholo wonxibelelwano lwenu (kuquka nayiphi na irekhodi yelizwi) kunye nayiphi na inkcazelo yomntu ngamnye eniyinikezelayo isenokucutshungulwa sithi, kwaye apho kufanelekileyo, ngababoneleli besithathu be-AI technology abenza njengabacutshunguli egameni lethu.
5.4. Niyakwaziswa ngokucacileyo ukuba sithembele kwimvume yenu, kwaye ningayirhoxisa imvume yenu nanini na.
6. Ukutyhilwa kwenkcazelo yomntu ngamnye
6.1. Sinokwabelana ngenkcazelo yenu yomntu ngamnye nala maqela alandelayo abafumana olu lwazi, apho kufuneka khona kwaye kufanelekile ukuzuza iinjongo ezichazwe kulo Mgaqo-nkqubo woBumfihlo, kwaye ngokusekelwe kwisiseko esisemthethweni esihambelanayo:
6.1.1. Amanye amashishini angaphakathi kwiqela le-Deriv;
6.1.2. Abameli, abaqeshwa ngokwecandelo, abathengisi okanye amaqabane eenkonzo, kuquka ababoneleli be-IT, i-cloud, i-AI technology, ukubanjwa kwewebhu, uhlalutyo, ukuzalisekiswa, ababoneleli bomxholo, inkxaso yabathengi, amaqonga onxibelelwano kunye nababoneleli beenkonzo zolindiselo;
6.1.3. Abacutshunguli beentlawulo, iibhanki, kunye namaziko ezemali ukucutshungulwa kweentengiselwano;
6.1.4. Abalawuli, iinkundla, abaphuhlisi bomthetho, abeerhafu, okanye abanye abasemagunyeni akarhulumente njengoko kufuneka ngumthetho okanye ukukhusela amalungelo ethu;
6.1.5. Abacebisi abaprofesiya, kuquka abashuwalensi, amagqwetha, abahloli-zincwadi, kunye nababali-mali, ngenxa yokuqhubeka koshishino, ulawulo lomngcipheko, okanye ngexesha lemicimbi esemthethweni okanye amabango;
6.1.6. Amaqabane oshishino;
6.1.7. Amaqabane eziganeko okanye orhwebelwano, amanethiwekhi okwazisa, ababoneleli bohlalutyo, kunye namanethiwekhi entlalo, njengoko kufaneleka kurhwebelwano, ukubhengeza, uphuhliso lwemveliso, okanye ukuthatha inxaxheba kwiziganeko;
6.1.8. Ngemvume yenu ecacileyo, kwabanye abathathi-nxaxheba besithathu enibayalela ukuba sabelane nabo ngenkcazelo yenu; kunye/okanye
6.1.9. Amanye amaqela iDeriv egunyazisiweyo okanye efanele ngokomthetho, imimiselo, iikhowudi zokuziphatha okanye umyalelo wenkundla ukutyhila ulwazi kuwo.
6.2. Sifuna kuwo onke amaqela esithathu acutshungula inkcazelo yenu yomntu ngamnye egameni lethu ukuba anikeze ukhuseleko olufanelekileyo, athobele umthetho osebenzayo, kwaye anikeze ukhuseleko olungenani olulingana noluchazwe apha.
7. Udluliselo lweenkcazelo lwamazwe ngamazwe
7.1. Iqela leDeriv lishishino lehlabathi elinamaofisi, amaqabane, kunye nababoneleli beenkonzo abakwiindawo ezahlukeneyo zehlabathi, kuquka kwi-European Economic Area (EEA), eUnited Kingdom, eAsia, eAfrika, eLatin America, nakwamanye amazwe. Ngenxa yoko, inkcazelo yenu yomntu ngamnye isenokucutshungulwa okanye idluliselwe kumazwe angaphandle kwelizwe enihlala kulo—kuquka amazwe angaphandle kwe-EEA okanye i-UK—asenokungabi nalinga lokukhusela inkcazelo elifanayo nelikwisigaba senu sasekhaya.
7.2. Apho inkcazelo yomntu ngamnye exhomekeke kwi-GDPR, i-UK GDPR, okanye kwemithetho yoBumfihlo esebenzayo idluliselwa kwilizwe elingafumaneki linikeza inqanaba elifanelekileyo lokhuseleko lwenkcazelo, siya kusebenzisa izinto zokukhusela ezifanelekileyo ngokuvumelana nemiyalelo yomthetho ehambelanayo. Ezi zinto zokukhusela zinganokubandakanya ii-Standard Contractual Clauses ezivunyelweniweyo yi-European Commission okanye urhulumente we-UK, izigqibo zokulingana, uvavanyo lwempembelelo yodluliselo olungaphezulu, kunye namanyathelo elungiselelo lobuchwephesha nolwamalungu, njengoko kufuneka, ukuqinisekisa ukuba inkcazelo yenu yomntu ngamnye ihlala ikhuselekile.
8. Ukugcinwa kwedatha
8.1. Sigcina inkcazelo yenu yomntu ngamnye kuphela ixesha elifunekayo ukuzalisekisa iinjongo ezaqokelelwelwa zona, kuquka ukuthobela imfuneko zomthetho, zokulawula, zokubalwa kwamatyala, okanye zokunika ingxelo, kunye nokuvumelana nemigaqo-nkqubo yethu yangaphakathi yokugcina. Emva kokuba ixesha lokugcina elifanelekileyo liphelile, siya kucima okanye senze ingabonakali ngokukhuselekileyo idatha yenu, ngaphandle kokuba ixesha elide lokugcina lifuneka okanye livunyelwe ngumthetho, njengokumiselwa, ukusetyenziswa, okanye ukhuselo lwamabango asemthethweni, okanye ngeenjongo zokugcina uviwo, zenzululwazi, okanye zembali.
9. Amalungelo enu
9.1. Kuxhomekeke kwisigaba enihlala kuso kunye nemithetho yoBumfihlo esebenzayo kwinkcazelo yenu yomntu ngamnye, ninokuba namalungelo alandelayo:
9.1.1. Ulwazi kunye nokufikelela: Ninganika isicelo sokufikelela kwiinkcukacha zenu zabucala, ukufumana ulwazi olongezelelweyo malunga nendlela esiziqhuba ngayo, kunye nokufumana iinkcukacha ngamaziko oluntu kunye nawabucala esivane sawabelana ngazo iinkcukacha zenu. Ninganika kananjalo isicelo sokufumana ikopi yeenkcukacha zenu zabucala.
9.1.2. Ukulungiswa: Ninganika isicelo sokulungisa okanye ukuhlaziya iinkcukacha zabucala ezingachanekileyo okanye ezingaphelelanga.
9.1.3. Ukucima: Kungenzeka ninalo ilungelo lokunika isicelo sokucinywa kweenkcukacha zenu zabucala, ngokuxhomekeke kwiimfuno zomthetho ezisebenzayo.
9.1.4. Ukunciphisa ukuqhutywa kweenkcukacha: Kungenzeka ninalo ilungelo lokunika isicelo sokuba sinciphise ukuqhutywa kweenkcukacha zenu zabucala kweyimizekelo ethile.
9.1.5. Ukuchasa ukuqhutywa kweenkcukacha: Kungenzeka ninalo ilungelo lokuchasa iindidi ezithile zokuqhutywa kweenkcukacha, kuquka intengiso ethe ngqo kunye nokwenziwa kweeprofayile.
9.1.6. Ukutshintshwa kweenkcukacha: Kungenzeka ninalo ilungelo lokunika isicelo sekopi yeenkcukacha zenu zabucala enenkqubo, esetyenziswa ngesiqhelo, kunye nefomati enokufundwa yimatshini, ngokuxhomekeke kwimida yomthetho kunye nangokunokuba oku akuchaphazeli kakubi amalungelo abanye okanye kungoncinci ulwazi lwemfihlo.
9.1.7. Ukwenziwa kwezigqibo ngokuzenzekelayo: Kungenzeka ninalo ilungelo lokungaphathwa ngaphezulu kwizigqibo ezisekelwe kuphela kokuqhutywa ngokuzenzekelayo (kuquka ukwenziwa kweeprofayile), apho ezo zigqibo zivelisa iziphumo ezingobomthetho okanye ezibalaseleyo ngokufanayo.
9.1.8. Ukurhoxiswa kwemvume: Apho siqhuba iinkcukacha zenu zisekelwe kwimvume, ninalo ilungelo lokurhoxisa imvume yenu nangaliphi ixesha. Ukurhoxisa akuyi kuchaphazela ubulungiseleli bokuqhutywa kweenkcukacha okwenziwayo ngaphambi kokurhoxiswa.
9.1.9. Ukumangalela kugunyaziswa olukhokelayo: Kungenzeka ninalo ilungelo lokufaka isimangalo kugunyaziswa olukhokelayo lokukhuselwa kweenkcukacha elikwilizwe enihlala kulo, apho iinkcukacha zenu ziqhutywa khona, apho umlawuli weenkcukacha zenu umiselwe khona, okanye apho kwenzeke ukwaphulwa kokhuseleko lweenkcukacha.
9.2. Nceda niqaphele ukuba singanicela ulwazi olongezelelweyo ukuqinisekisa ubunyani benu ngaphambi kokuqhuba isicelo senu. Kwimizekelo ethile, ukuba isicelo asinasiseko ngokucacileyo, siphindaphindwa, okanye sigabadele, singabiza intlawulo esengqiqweni okanye sale ukusebenza ngaso isicelo, njengoko kuvunyelwe ngumthetho osebenzayo.
9.3. Ninganika isicelo sokuhlaziya iinkcukacha zenu zabucala kwiisetingi ze-akhawunti yenu. Luxanduva lwenu ukuqinisekisa ukuba iinkcukacha zenu zabucala ziqhubeka zichaneke zihlaziywe, kuba sixhomekeka kule nkcukacha ukunikezela iinkonzo zethu. Nceda niqaphele ukuba ukuba ninike ulwazi olungachanekileyo okanye anihlaziyi iinkcukacha zenu xa zitshintsha, oku kungachaphazela umgangatho okanye ukufikeleleka kweemveliso kunye neenkonzo zethu kuni.
9.4. Ukuba ninqwenela ukusebenzisa nawaphi na kula malungelo okanye ninemibuzo malunga namalungelo enu ngaphantsi kwale Policy yoBumfihlo, nceda niqhagamshelane noMphathi wethu wokuKhuselwa kweeNkcukacha ku-[email protected].
9.5. Le Policy yoBumfihlo ayidali, iyandise, okanye ilungise nawaphi na amalungelo okanye uxanduva ngaphandle kwaloo manikezelwe ngumthetho osebenzayo (ezinjengoMithetho yoBumfihlo efanelekileyo).
10. Intengiso
10.1. Ninalo ilungelo lokuzikhupha kwinxalenye yokufumana imixholo yentengiso evela kuthi. Oku kunokwenziwa ngokurhoxisa imvume yenu nangaliphi ixesha ngelo xesha ninomxholo we-akhawunti nathi.
10.2. Ninako ukuzikhupha kwinxalenye yokufumana unxibelelwano lwentengiso kwiisetingi ze-akhawunti yenu okanye nirhoxe kwi-imeyile zentengiso ngokucofa ikhonkco elithi “Unsubscribe” elifakwe konke unxibelelwano lwethu lwentengiso.
10.2.1. Ukuba nikhetha ukuzikhupha okanye nirhoxe kunxibelelwano lwethu lwentengiso, nceda niqaphele ukuba kusenokwenzeka nisafumana ii-imeyile ezingotshintshiselwano okanye ezinxulumene neenkonzo. Siya kwenza konke esinako ukunciphisa ukuphindaphinda kwezi mifuno kunye nokuqinisekisa ukuba ziyimfuneko ekusebenzeni ngqo kweemveliso kunye neenkonzo zethu.
10.2.2. Nceda niqaphele ukuba ngenxa yexesha lokuqhutywa, kungenzeka nisamkela unxibelelwano oluthile lwentengiso ixesha elifutshane, nangona nenze isicelo sokuzikhupha okanye sokurhoxa. Ukongezelela, ukuba unxibelelwano lwentengiso lusendleleni okanye lusathunyelwa, kusenokwenzeka nisalufumana. Ukuba nisaqhubeka nifumana unxibelelwano lwentengiso oluvela kuthi emva kokuba ixesha elisengqiqweni lidlule, qhagamshelana nathi nge-live chat.
11. Ukhuseleko lweenkcukacha zenu zabucala
11.1. Sithatha ngokunzulu ukhuseleko lweenkcukacha zenu zabucala kunye noshishino lwemali, kananjalo sisebenzisa indlela esekelwe kumngcipheko ukukhusela, kuquka:
11.1.1. Iphasiwedi yenu yabelwe ngokukhethekileyo kwi-akhawunti yenu kananjalo igcinwe ngokukhuselekileyo kusetyenziswa i-cryptographic hashing eyomeleleyo. Asinakho kuthi, nkqu nabasebenzi bethu, ukufikelela kwiphasiwedi yenu. Nceda niqhagamshelane nathi ukuba ninengxaki nganto na ngephasiwedi yenu.
11.1.2. Yonke iinkcukacha zekhadi letyala ziqhutywa ngokukhuselekileyo kananjalo ngqo nabalingane bethu bentlawulo, kusetyenziswa i-SSL/TLS encryption yangoku kananjalo ngokuvisisana noMgangatho woKhuseleko lweeNkcukacha weShishino lamaKhadi eNtlawulo (PCI DSS) okanye imigangatho elinganayo.
11.1.3. Ukufikelela kwiinkcukacha zenu zabucala kunciphiswe kubasebenzi abagunyazisiweyo abayifunayo nyani ukuzalisekisa uxanduva lwabo. Konke ukufikelela kulawulwa ngokolawulo lokufikelela olusekwe kwindima, kananjalo kuphantsi kophononongo kunye noVavanyo rhoqo.
11.1.4. Siqhuba izinto zobugcisa kunye nolwakhiwo oluphuhlisiweyo kwishishini, kuquka i-encryption yeenkcukacha ngelixa zihambahamba kunye nazihlala, ukhuseleko lwenethiwekhi (olufana nee-firewall kunye nokubonwa kokungenwa ngokungagunyaziswanga), uvavanyo lokhuseleko rhoqo, kunye nocwangciso lokuqhubekeka kweshishini, ukukhusela ulwazi lwenu.
11.1.5. Iinkqubo zethu zijonga umsebenzi okrokrisekayo kunye nenkohliso enokubakho. Siqinisekisa ubunyani apho kufanelekileyo kananjalo, kwimizekelo yenkohliso ekrokrelwayo, singathi masincede amagqwetha nemithetho kunye namaziko afanelekileyo.
11.1.6. Ninoxanduva lokugcina iinkcukacha zenu zokungena, i-akhawunti ye-imeyile enxulumeneyo, kunye nezixhobo zenu zikhuselekile. Siyacebisa ngamandla ukukhetha iphasiwedi ezomeleleyo, ezizodwa, nizihlaziya rhoqo, nize ningaziveli nangemiphi na indlela, kananjalo ningasebenzisi izixhobo okanye imanethiwekhi edlulisiweyo okanye yoluntu ukufikelela kwi-akhawunti yenu.
11.2. Ngelixa sizama ukukhusela iinkcukacha zenu, nceda niqaphele ukuba akukho qonga lonxibelelwano elinganikezela isiqinisekiso sokukhuseleka ngokupheleleyo. Kwimeko engenakwenzeka yokwaphulwa kweenkcukacha, siya kulandela iimfuno zokwaziswa ezisebenzayo ngokuvisisana noMithetho yoBumfihlo efanelekileyo.
12. Ukwenziwa kwezigqibo ngokuzenzekelayo kunye nokwenziwa kweeprofayile
12.1. Sigcina ilungelo lokusebenzisa iinkcukacha esizihlanganisileyo nesizihlolisisileyo ukwenza inkcazelo yenu ngokunxulumene neemveliso zethu. Senza oku ngesandla sincediswa yinkqubo ezenzekelayo. Ngale ndlela, siya kukwazi ukunibonelela ngeemveliso neenkonzo ezifaneleke ngakumbi.
12.2. Singasebenzisa nee-system ezizenzekelayo ukusinceda sithathe izigqibo zohlolo lomngcipheko, njengamaxesha sisenza uhlolo lobuqhetseba kunye nokuhlanjwa kwemali. Ngelixa singasebenzisa itekhnoloji ukusinceda sichonge amanqanaba omngcipheko, zonke izigqibo ezinokunibangela ingxaki ziya kuhlala zibandakanya ukungenelela ngesandla ukuqinisekisa ukuba ukuthathwa kwezigqibo akuxhomekekanga nje kuphela kwinkqubo ezenzekelayo.
13.1. Ii-cookie ziifayile zombhalo ezincinci ezibekwa kwisixhobo senu ukugcina iinkcukacha ezinokukhunjulwa yiwebhu-server. Zisetyenziswa kabanzi ukwenza iiwebhusayithi zisebenze, ukuphucula amava omsebenzisi, nokunikezela ngomxholo neentengiso ezifanelekileyo.
13.2.1. Ukwenza ukuba iwebhusayithi isebenze kunye neendawo ezikhuselekileyo;
13.2.2. Ukukhumbula uluhlu lwezinto enizikhethayo kunye nemimiselo yenu;
13.2.3. Ukuqonda indlela enisebenzisa ngayo iinkonzo zethu nokuziphucula;
13.2.4. Ukunikezela ngomxholo neentengiso ezilungiselelwe nina ngokukhethekileyo; kwaye
13.2.5. Ukunceda ukhuseleko lwe-akhawunti yenu ngokubhala phantsi ukufikelela kunye nemizamo yokungena.
13.4. Ii-cookie ezifunekayo ngokupheleleyo ziya kusetwa ngokuzenzekelayo. Ezinye ii-cookie (ezinjengezokusebenza, uhlalutyo, kunye neentengiso) zinokusetwa kuphela ukuba ninike imvume yenu ngokuvumelana nomthetho osebenzayo.
13.5. Ninokhetho oluninzi malunga nokulawula ii-cookie kwikhompyutha yenu. Uninzi lweebhrawuza zewebhu zivumela ukuba nilawule okanye nicime ii-cookie ngeesethingi zebhrawuza yenu. Nceda niqaphele ukuba ukucima ezinye ii-cookie kunokuchaphazela ukusebenza kweemveliso neenkonzo zethu.
13.6. Ii-cookie zigcinwa kuphela ixesha elifunekayo ukuzalisekisa injongo yazo. Ixesha lokugcinwa lixhomekeke kuhlobo lwe-cookie. Ii-cookie zeseshoni ziyacinywa xa nivala ibhrawuza yenu, ngeli xesha ii-cookie ezihlala ixesha elide zinokuhlala ixesha elide ngaphandle kokuba nizicime kwangaphambili.
13.7. Sisebenzisa iinkonzo zabucala zangaphandle, ezinje nge-Google Analytics, i-Meta Pixel, i-LinkedIn Insight Tag, kunye ne-Snap Pixel, ezinokubeka ii-cookie zazo kwisixhobo senu. Ningasithumelela i-imeyile ku-[email protected] ukufumana iinkcukacha ngezi cookie kunye nendlela yokulawula okukhethwa nini.
14. Amakhonkco aya kwezinye iiwebhusayithi
14.1. Iwebhusayithi yethu iqulathe amakhonkco aya kwezinye iiwebhusayithi kwaye inokuqulatha intengiso yebhena okanye umfanekiso onxulunyaniswa neewebhusayithi zabucala zangaphandle. Ezi webhusayithi kunye neentengiso zazo zinokubeka ii-cookie kwibhrawuza yenu yewebhu, nto leyo engaphantsi kolawulo lwethu. Asinoxanduva ngendlela zabucala okanye umxholo weewebhusayithi ezinjalo. Siyanikhuthaza ukuba nifunde imigaqo-nkqubo yabucala yezi webhusayithi kuba indlela zazo zinokwahluka kwezethu.
15. Umlawuli weenkcukacha kunye neenkcukacha zoqhagamshelwano
15.1. Ngeenjongo zemithetho yokukhusela iinkcukacha esebenzayo, umlawuli weenkcukacha onoxanduva ngeenkcukacha zenu zobuqu uxhomekeke kwilizwe enihlala kulo kunye neenkonzo ze-Deriv enizisebenzisayo.
15.2. Ukuba nikwi-European Economic Area (EEA), umlawuli weenkcukacha zenu iya kuba yi-Deriv Investments (Europe) Limited, edibeneyo eMalta (Inombolo yeNkampani C 70156), enedilesi ebhalisiweyo kwi-Level 3, W Business Centre, Triq Dun Karm, Birkirkara BKR9033, Malta. I-Deriv Investments (Europe) Limited ilawulwa yi-Malta Financial Services Authority ngaphantsi kwe-Investment Services Act.
15.3. Ukuba nifuna ulwazi oluthe vetshe ngomlawuli weenkcukacha zenu, ninemibuzo okanye izimvo malunga nalo Mgaqo-nkqubo wabuCala okanye iindlela zethu zokukhusela iinkcukacha, okanye nifuna ukwenza isikhalazo malunga nokuthobela kwethu iMithetho yabuCala esebenzayo, nceda niqhakamshelane noGosa lwethu lokuKhusela iinkcukacha nge-imeyile ku-[email protected].
16. Uhlaziyo
16.1. Singahlaziya lo Mgaqo-nkqubo wabuCala ngamaxesha athile ukubonisa iinguqu kwiindlela zethu zokusebenza, iimfuno zomthetho, okanye itekhnoloji.
Le webhusayithi inokusebenzisa iinguqulelo ezenzekelayo ngenjongo yolungelelwaniso lwenu. Noko ke, inguqulelo yesiNgesi yinguqulelo egqibeleleyo kwaye iya kuba negunya ngokuphathelele nayiphi na impikiswano. I-Deriv (FX) Ltd inelayisensi kwaye ilawulwa yi-Labuan Financial Services Authority. I-Deriv (BVI) Ltd inelayisensi kwaye ilawulwa yi-British Virgin Islands Financial Services Commission. I-Deriv Investments (Cayman) Limited, enedilesi ebhalisiweyo kwi-Campbells Corporate Services Limited, Floor 4, Willow House, Cricket Square, Grand Cayman, Cayman Islands, ilawulwa yi-Cayman Islands Monetary Authority. I-Deriv (Mauritius) Ltd ilawulwa yi-Financial Services Commission, Mauritius. I-Deriv (V) Ltd inelayisensi kwaye ilawulwa yi-Vanuatu Financial Services Commission. I-Deriv.com Limited, inkampani ebhalisiweyo eGuernsey, yinkampani ephetheyo yala maqumrhu. I-Deriv Capital International Ltd inedilesi ebhalisiweyo kwi-Unit 25, 2nd Floor, Nia Mall, Saleufi Street, Apia, Samoa. I-Deriv (SVG) LLC inedilesi ebhalisiweyo kwi-First Floor, SVG Teachers Credit Union Uptown Building, Corner of James and Middle Street, Kingstown P.O., St Vincent and the Grenadines. Qinisekani ngokufunda iMigaqo neMiqathango kunye nesiDandalazi soMngcipheko ukuze niqonde ngokupheleleyo umngcipheko obandakanyekayo ngaphambi kokusebenzisa iinkonzo zethu. Nceda niqaphele nokuba ulwazi olukule webhusayithi aluyongcebiso yotyalo-mali.
Iimveliso ezinikezelwa kwiwebhusayithi yethu ziimveliso ze-derivative ezintsonkothileyo ezithwala umngcipheko omkhulu wokulahlekelwa yimali. Ii-CFD zizixhobo ezintsonkothileyo ezinomngcipheko ophezulu wokulahlekelwa yimali ngokukhawuleza ngenxa ye-leverage. Kufuneka niqwalasele ukuba niyayiqonda na indlela ezisebenza ngayo ezi mveliso nokuba ninako na ukuthwala umngcipheko omkhulu wokulahlekelwa yimali yenu.
