Tsibela ukuya kumxholo ophambili

Umgaqo-nkqubo wemfihlo

Uguqulelo:2
Ihlaziywe ngokugqibela:03/11/2026

1. Isingeniso

1.1. Iqela leenkampani zika-Deriv lizinikele ekukhuseleni idatha yenu yobuqu nokuhlonipha ubucala benu. Lo Mgaqo-nkqubo wezabucala ucacisa indlela esiqokelela, sisebenzise, sigcine, sidizele, kunye nokukhusela idatha yobuqu kuzo zonke iinxalenye zika-Deriv nakunxibelelwano kunye needatha, iinkonzo, izicelo, kunye neewebhusayithi zethu. Xa sithi “thina”, “sithi”, okanye “eyethu” kulo Mgaqo-nkqubo wezabucala, sithetha inxalenye ethile kuqela lika-Deriv enoxanduva lokucubungula idatha yenu yobuqu, ngokuqhelekileyo inxalenye yeqela lika-Deriv enolwalamano loshishino kunye nani okanye enikezela ngeenkonzo kuni (njengoko kuchazwe kwicandelo elithi “Umlawuli wedatha kunye neenkcukacha zoqhagamshelwano” ngezantsi).

1.2. Lo Mgaqo-nkqubo wezabucala usebenza kubathengi bangoku kunye nabathengi abalindelekileyo, abatyeleli beewebhusayithi, abalingane beshishino, abanikezeli benkonzo (kunye nabaqeshwa babo), abathabathi-nxaxheba kwiziganeko, abatyeleli kumaziko ethu, kunye naninabani onxulumana needatha, iinkonzo, izicelo zefowuni ehambahambayo, amaqonga, okanye iindlela zedijithali zethu, kungakhathaliseki ilizwe abahlala kulo. Lo Mgaqo-nkqubo wezabucala awusebenzi kwabafaki-zicelo zengqesho okanye abaqeshwa beqela lika-Deriv.

1.3. Sicubungula idatha yenu yobuqu njengomlawuli, ngokuvisisana nemithetho esebenzayo, enganokuquka i-European Union General Data Protection Regulation (GDPR), i-United Kingdom General Data Protection Regulation (UK GDPR), kunye nemithetho yezabucala esebenzayo (“Imithetho yezabucala”).

2. Iindidi zedatha yobuqu

2.1. Ngokuxhomekeka kulwalamano lwenu nathi, singanokuqokelela nokucubungula uhlobo olunye okanye ngaphezulu lweendidi zedatha yobuqu ezilandelayo, ezinje:

2.1.1. Idatha yesazisi: Igama lokuqala, ifani, isini, ubuzwe, umhla wokuzalwa, kunye/okanye amaxwebhu okuchonga akhutshwa ngurhulumente (kuquka iipasipoti, ilayisensi yomqhubi, iidokhumenti zesazisi sesizwe, kunye/okanye izimvume zokuhlala).

2.1.2. Idatha yoqhagamshelwano: Idilesi yeposi, idilesi ye-imeyili, kunye/okanye inombolo yefowuni.

2.1.3. Idatha yobungcali: Isihloko somsebenzi, igama lomqeshi, umsebenzi, iindawo zoxanduva, kunye/okanye umvuzo.

2.1.4. Ulwazi lokuhlala, kuquka izivumelwano zokuqasha, amaxwebhu obunini bomhlaba, kunye neefaktha zeenkonzo zasekhaya.

2.1.5. Idatha yonxibelelwano: Umxholo wonxibelelwano (ii-imeyili, ingxoxo ngqo, unxulumano lwengxoxo oluncedwa yi-AI, ushicilelo lweminxeba kunye neengxelo zeminxeba, izimvo, kunye/okanye iimpendulo zophando lwemarike).

2.1.6. Idatha yeenkonzo: Ulwazi lwe-akhawunti okanye lesicelo, imbali yorhwebo okanye yentshukumo-mali, iikhontrakthi, ezikhethwayo, kunye/okanye iingxelo zokusetyenziswa.

2.1.7. Idatha yomnikezeli: Ulwazi olutshintshaniswayo njengomnikezeli wenkonzo okanye iqabane (iinkcukacha zekhontrakthi kunye/okanye amanqaku entlanganiso).

2.1.8. Idatha yomtyeleli: Iinkcukacha zokutyelela iziko (iingxelo zokungena, umhla/ixesha kunye nenjongo yotyelelo, kunye/okanye iimfuno ezizodwa eziye zanxulunyanisiwe).

2.1.9. Idatha yemvume: Imvume enikiweyo/erhoxisiweyo, ii-cookie, kunye/okanye iimvume zokuthengisa kunye nezikhethwayo.

2.1.10. Idatha yentlawulo: Idilesi yokubhilwa, iinkcukacha zentlawulo, i-akhawunti yebhanki, indlela yentlawulo, kunye/okanye imbali yentlawulo.

2.1.11. Idatha yokusetyenziswa: Iintshukumo-mali enizenzayo kwi-akhawunti yenu, indlela enisebenzisa ngayo amaqonga kunye needatha zethu ezahlukeneyo, okanye indlela enidibana ngayo neewebhusayithi, izicelo, ukuthengiswa, kunye nonxibelelwano lwethu.

2.1.12. Idatha yedijithali: Umzekelo, idilesi ye-IP, ulwazi lwendawo (kuquka i-GPS kunye ne-geolocation), idatha yesixhobo kunye nebhrawuza, kunye/okanye ulwazi lokhuseleko (olufana nendlela eningena ngayo okanye eniqinisekisa ngayo ubuni benu ukufikelela kwi-akhawunti yenu).

2.1.13. Idatha yoqinisekiso: Ubungqina bedilesi, umthombo wobutyebi, kunye/okanye umthombo wemali.

2.1.14. Idatha yebhayometriki: Idatha ecubungulwa ukwenzela ukuchongwa okukhethekileyo, efana nokuqaphela ubuso okanye uphawu lwelizwi. Ezinye iifoto, imifanekiso, umsindo, okanye ushicilelo lwevidiyo zinganokubalwa njengedatha yebhayometriki ukuba zicutshungulwa ngenjongo yokuchonga.

2.1.15. Idatha yokuthatha-inxaxheba kwiziganeko: Ulwazi lokubhalisa kwiziganeko, ukubakho, kunye/okanye ukuthatha-inxaxheba.

2.1.16. Enye: Nawuphi na ulwazi olongezelelweyo enilunikezelayo, okanye esifuneka ngumthetho siluqokelele, okanye olunxulumene nemisebenzi yethu yobungcali.

3. Idatha yobuqu ebucala

3.1. Ngaphandle kokuba sicela ngokucacileyo okanye kufunwa ngumthetho, nceda ningasinikezeli okanye nisidizele nayiphi na idatha yobuqu ebucala, kuquka nangeewebhusayithi zethu, izicelo, okanye iindlela zonxibelelwano ezinye. Ngokuxhomekeka kummandla wenu wezomthetho, “idatha yobuqu ebucala” inganokuquka, kodwa ingaphelelwa, idatha enxulumene nolwazi lobuhlanga okanye uthotho lwesizwe lwenu, inkolo okanye iinkolelo zefilosofi, izimvo zezopolitiko, ubulungu be-trade union, impilo, idatha yezofuzo okanye yebhayometriki, inkoliso yesondo, imbali yoqhankqalazo lwamatyala, okanye iinkqubo zolawulo okanye zomthetho kunye nezohlwayo.

3.2. Ukuba kufuneka siqokelele okanye sicubungule idatha yobuqu ebucala, siya kwenza oko kuphela ngokuvisisana neMithetho yezabucala esebenzayo nokuba kuphela apho sinesizathu esisemthethweni esivalidiweyo, esifana nemvume yenu ecacileyo, ukuthobela imfuneko yomthetho, okanye njengoko kufuneka ukusekwa, ukuqhutywa, okanye ukukhuselwa kwamabango asemthethweni.

4. Imithombo yedatha yobuqu

4.1. Singanokuqokelela idatha yenu yobuqu kwiimeko ezilandelayo, zisuka:

4.1.1. Kuni ngokuthe ngqo: Xa nidibana nathi, nibhalisa, nixhumana namaqela ethu, nibe kwiziganeko, okanye nityelele amaziko ethu;

4.1.2. Kuwebhusayithi/izicelo zethu: Xa nisebenzisa iimveliso kunye neenkonzo zethu, nidibana neewebhusayithi zethu, izicelo okanye nixhumana nathi, umzekelo, ngamafomu, ii-cookie, okanye iingxelo zokusetyenziswa;

4.1.3. Izixhobo ezisebenzisa i-AI: Xa nidibana nezixhobo ezincedwa yi-AI ezinikezelwa ngu-Deriv, ezifana no-Amy, umncedisi wethu wengxoxo we-AI, okanye iminxeba yelizwi/yefowuni encedwa yi-AI. Oku kuquka umxholo wonxibelelwano lwenu (kuquka ushicilelo lwelizwi), nayiphi na idatha yobuqu eniyinikezelayo, kunye nedatha yobuchwepheshe enxulumene (efana nezichongi zeseshini kunye nezichazi-xesha);

4.1.4. Amaqela ezesithathu: Kuquka abalingane beshishino, abanikezeli beenkonzo, abasemagunyeni oluntu, okanye iingxowa-datha zoqinisekiso;

4.1.5. Imithombo yoluntu: Efana nezibhalo zolawulo okanye iingxowa-datha ezifumaneka esidlangalaleni;

4.1.6. Eziveliswa ngu-Deriv ngokwawo: Ekunikezelweni kweenkonzo zethu (umzekelo, iingxelo zeentlanganiso, ushicilelo lweminxeba, iingxelo zeminxeba) okanye ngokudala ukuqonda okanye ulwazi olunye ngani xa sihlalutya ulwazi esele sinalo; kunye/okanye

4.1.7. Izicelo eziqhubekayo zolwazi: Njengenxalenye yokuthobela imigaqo eqhubekayo, uphando olunzulu, nokuqinisekisa ukhuseleko nobuqotho beenkonzo zethu, singanifuna ukuba ninikezele iinkcukacha zenu zabucala ezongezelelweyo okanye amaxwebhu axhasayo nangaliphi ixesha ngexesha lonxibelelwano lwenu nathi.

5. Isiseko esisemthethweni kunye neenjongo

5.1. Sisebenzisa iinkcukacha zenu zabucala kuphela apho sinemvume yenu okanye isizathu esisemthethweni sokuzisebenzisa. Ezi zizathu zingaquka:

5.1.1. Ukucubungula iinkcukacha zenu zabucala ukuze sithobele imfuneko esemthethweni, kuquka iimfuno zelayisenisi, iimfuno zokulwa ubuqhetseba, kunye nemithetho yokulwa ukuhlambulula imali;

5.1.2. Ukucubungula iinkcukacha zenu zabucala ukuze singene kwisivumelwano okanye siqhube isivumelwano esinaso nani;

5.1.3. Ukuphuthuma iminqweno yethu yoshishino esemthethweni; kunye/okanye

5.1.4. Ukumisela, ukusebenzisa, okanye ukukhusela amalungelo ethu asemthethweni.

5.2. Singasebenzisa iinkcukacha zenu kwezi njongo zilandelayo:

5.2.1. Ulawulo lwabathengi kunye nolawulo lwe-akhawunti;

5.2.2. Ukunikezela iinkonzo, ukuqhuba ukurhweba, nokulawula iintshukumo zemali;

5.2.3. Inkxaso yenkonzo yabathengi ukwenza lula unxibelelwano kunye nokuphatha izikhalazo okanye iimbambano;

5.2.4. Ulawulo lweqabane;

5.2.5. Uphando olunzulu lwabathengi, iinkqubo ze-Know Your Customer (KYC), amanyathelo okulwa ubuqhetseba, imisebenzi yokulwa ukuhlambulula imali (AML), kunye noqwalaselo lwezohlwayo;

5.2.6. Ukhuseleko nolawulo lokungena, ukhuseleko lwesayithi, kunye nokujongana nobuqhetseba obwenzekileyo okanye obukrokrelwayo, umsebenzi ongekho semthethweni, okanye ukuziphatha kakubi;

5.2.7. Iinjongo zentengiso kunye nohlalutyo, ezinganquka ukuqhuba uvavanyo, ukulinganisa ulwaneliseko lwabathengi, nokuqokelela impendulo;

5.2.8. Ukuphucula iimveliso neenkonzo zethu, ukuqhuba imisebenzi yophando noluphuhliso, ukuqhuba uphando lwamava omsebenzisi, nokuqokelela ubuchule bushishino;

5.2.9. Iziganeko, ii-webinar, iiseshoni zoqeqesho, kunye neenkqubo zokufunda;

5.2.10. Imali-mboleko, unondyebo, ubalo-mali, kunye nokucubungula iintlawulo;

5.2.11. Ulawulo lomnikezeli kunye nomntu wesithathu;

5.2.12. Ulawulo lomngcipheko, uthintelo noluphononongo lolwaphulo-mthetho, uphononongo lwangaphakathi, ulawulo lwenkampani, kunye nemisebenzi yolungiso;

5.2.13. Ukusebenzisa iwebhusayithi yethu, ii-application, kunye namaqonga, kwakunye nesakhiwo se-IT nokhuseleko kunye novavanyo okanye uphuhliso lwenkqubo;

5.2.14. Ukuthobela umthetho, ulawulo lwecala okanye ukhuselo lweetyala ezisemthethweni, ukugcinwa kweerekhodi, kunye nokukhusela iminqweno yethu esemthethweni okanye amalungelo asemthethweni, kuquka ukuthatha nokuphendula kwisenzo esisemthethweni okanye ukwenza izibongozo zeinshorensi;

5.2.15. Umanyano, uthenjiswano, intengiso, udluliselo lwempahla, uhlaziyo, okanye ukungcola kweshishini liphela okanye inxalenye yalo, kuquka uphando olunzulu olufanelekileyo;

5.2.16. Ukucubungula izicelo zenu okanye ukuninceda nisebenzise amalungelo enu;

5.2.17. Ukuvelisa nokusasaza umculo, ividiyo, okanye omnye umxholo wosasazo;

5.2.18. Nayiphina injongo efunwa okanye egunyazisiweyo ngumthetho, imimiselo, iikhowudi zomkhwa, okanye umyalelo wenkundla; kunye/okanye

5.2.19. Ukufunda kwemishini kunye nocubungulo oluzenzekelayo, kuquka ukusebenzisa iinkcukacha zabucala ukuqeqesha, ukuphuhlisa, nokuphucula i-algorithm, iimodeli, okanye iinkqubo zobukrelekrele basenzeleyo, ngeenjongo zokuphucula iinkonzo zethu, uthintelo lobuqhetseba, ulawulo lomngcipheko, kunye nokusebenza kweshishini. Apho sisebenzisa abanikezeli be-AI bomntu wesithathu ukuxhasa izixhobo neenkonzo zethu, iinkcukacha zenu zabucala zingacubungulwa ngabo banikezeli ngeenjongo zokuqeqesha okanye ukuphucula iimodeli zabo ezibanzi.

5.3. Niyaqonda ukuba sisebenzisa izixhobo ezisebenza nge-AI, kuquka (kodwa akuphelele apho) i-Amy, umncedisi wencoko we-AI efumaneka kwiwebhusayithi yethu kunye nee-application, kunye neenxibelelwano zomculo ezincedwa yi-AI. Xa nisebenzisa i-Amy okanye ezinye iimpawu zencoko okanye zomculo ezincedwa yi-AI, umxholo wonxibelelwano lwenu (kuquka nayiphina irekhodi yomculo) kunye nazo naziphina iinkcukacha zenu zabucala eninikezelayo zinganakho ukucubungulwa thina, nalapho kufanelekileyo, ngabanikezeli bobuchwepheshe be-AI bomntu wesithathu abasebenza ngegunya lethu.

5.4. Niyakwaziswa ngokucacileyo ukuba sixhomekeke kwimvume yenu, kunye nokuba ningayihoxisa imvume yenu nangaliphi ixesha.

6. Ukutyhilwa kweenkcukacha zabucala

6.1. Singabelana ngeenkcukacha zenu zabucala nala macandelo alandelayo abafumana, apho kufanelekileyo nakuyimfuneko ukuphumeza injongo echazwe kuMgaqo-nkqubo wabucala, kwaye ngokusekwe kwisiseko esisemthethweni esifanelekileyo:

6.1.1. Ezinye iinkampani ngaphakathi kwiqela le-Deriv;

6.1.2. Abameli, abaqeshwa, abanikezeli okanye amaqabane eenkonzo, kuquka IT, i-cloud, abanikezeli bobuchwepheshe be-AI, ukubambela kwiwebhu, uhlalutyo, ukuphumeza, abanikezeli bomxholo, inkxaso yabathengi, amaqonga onxibelelwano kunye nabanikezeli beenkonzo zonakalisa;

6.1.3. Abacubunguli beentlawulo, iibhanki, kunye namaziko ezemali ukucubungula iintshukumo zemali;

6.1.4. Abalawuli, iinkundla, abaphuhlisi bomthetho, abezirhafu, okanye amagunya aseburhulumenteni angafunwa ngumthetho okanye ukukhusela amalungelo ethu;

6.1.5. Abacebisi bobungcali, kuquka abe-inshorensi, iigqwetha, abaphicothi-mali, kunye noonondyebo, ngeenjongo zokuqhubeka kweshishini, ulawulo lomngcipheko, okanye ngexesha lezinto ezisemthethweni okanye izibongozo;

6.1.6. Amaqabane oshishino;

6.1.7. Amaqabane eziganeko okanye entengiso, iinethiwekhi zentengiso, abanikezeli bohlalutyo, kunye neenethiwekhi zoluntu, njengoko kufanelekile ekuthengisweni, entengisweni, uphuhliso lwemveliso, okanye ukuthatha inxaxheba kwiziganeko;

6.1.8. Ngemvume yenu ecacileyo, kubanye abantu besithathu enisiyalela ukuba sabelane neenkcukacha zenu nabo; kunye/okanye

6.1.9. Abanye abathathi-nxaxheba i-Deriv egunyazisiweyo okanye efunwa ngumthetho, imimiselo, iikhowudi zomkhwa okanye umyalelo wenkundla ukutyhila ulwazi kubo.

6.2. Sifuna bonke abantu bomntu wesithathu abacubungula iinkcukacha zenu zabucala ngegunya lethu ukuba banikezele ukhuseleko olufanelekileyo, bathobele umthetho osebenzayo, kunye nokunikezela ukhuseleko okungenani olulinganayo noluchazwe apha.

7. Udluliselo lweenkcukacha phakathi kwamazwe

7.1. Iqela le-Deriv lishishino liphumele ihlabathi elinamaofisi, amaqabane, kunye nabanikezeli beenkonzo abakwindawo ngendawo ehlabathini, kuquka kwi-European Economic Area (EEA), eBrithani, eAsia, eAfrika, eLatin America, kunye nakwamanye amazwe. Ngenxa yoko, iinkcukacha zenu zabucala zinganakho ukucubungulwa okanye zidluliselwe kumazwe angaphandle kwelizwe enihlala kulo—kuquka amazwe angaphandle kwe-EEA okanye eBrithani—angenakunikezela inqanaba elifanayo lokhuseleko lwedatha njengelisekwini yenu yomthetho ekhayeni.

7.2. Apho iinkcukacha zabucala ezixhomekeke kwi-GDPR, i-UK GDPR, okanye eminye imithetho yoBuMfihlo esebenzayo zithunyelwa kwilizwe elingafunyenwe ukuba linikezela inqanaba elifanelekileyo lokhuseleko lwedata, siya kuphumeza amanyathelo okhuseleko afanelekileyo ngokuvisisana nemigaqo-siseko yomthetho efanelekileyo. Ezi nyathelo zokhuseleko zinganquma ukuba kubandakanywe ii-Standard Contractual Clauses ezivunywe yi-European Commission okanye urhulumente wase-UK, isigqibo sokufaneleka, uvavanyo olungaphezulu lwempembelelo yotshintshiselwano, kunye namanyathelo ongezelelweyo ezobuchwepheshe kunye nolawulo, ngokuxhomekeke kwimfuneko, ukuqinisekisa ukuba iinkcukacha zenu zabucala ziqhubeka zikhuselekile.

8. Ukugcinwa kwedata

8.1. Sigcina iinkcukacha zenu zabucala kuphela ixesha elifunekayo ukuzalisekisa injongo ezaqokelelelwa ngenxa yazo, kuquka ukuthobela imithetho, umgaqo-nkqubo, ukubala-mali, okanye iimfuno zokunika ingxelo, kunye nokuvisisana nomgaqo-nkqubo wethu wangaphakathi wokugcina idata. Emva kokuba ixesha elifanelekileyo lokugcinwa liphelile, siya kucima okanye senze idata yenu ingabonakalisi mnini wayo ngendlela ekhuselekileyo, ngaphandle kokuba ixesha elide lokugcinwa lifunwa okanye livunyelwe ngumthetho, njengokumiselwa, ukusetyenziswa, okanye ukhuselo lwezibango zomthetho, okanye iinjongo zokugcinwa kwimibhalo-mvelaphi, ezesayensi, okanye zembali.

9. Amalungelo enu

9.1. Ngokuxhomekeke kummandla enihlala kuwo kunye nemithetho yoBuMfihlo esebenzayo kwiinkcukacha zenu zabucala, ninganamalungelo alandelayo:

9.1.1. Ulwazi kunye nokufikelela: Ninganxibelelana nathi ukufumana ukufikelela kwiinkcukacha zenu zabucala, ukufumana ulwazi ongezelelweyo malunga nendlela esiyiqhuba ngayo, kunye nokufumana iinkcukacha zabalawuli basesidlangalaleni kunye nabasebumini enabelana ngazo idata yenu. Ninako nokucela ikopi yeenkcukacha zenu zabucala.

9.1.2. Ukulungisa: Ninganxibelelana nathi ukucela ukulungiswa okanye ukuhlaziywa kweenkcukacha zabucala ezingachanekileyo okanye ezingaphelelanga.

9.1.3. Ukucima: Ninganalo ilungelo lokucela ucima iinkcukacha zenu zabucala, ngokuxhomekeke kwiimfuno zomthetho ezisebenzayo.

9.1.4. Ukunciphisa ukuqhutywa: Ninganalo ilungelo lokucela ukuba sinciphise ukuqhutywa kweenkcukacha zenu zabucala phantsi kweemeko ezithile.

9.1.5. Ukuchasa ukuqhutywa: Ninganalo ilungelo lokuchasa iindidi ezithile zokuqhutywa, kuquka intengiso jikelele kunye nokwenziwa kweeprofayile.

9.1.6. Ukuhambisa idata: Ninganalo ilungelo lokucela ikopi ehambisekayo yeenkcukacha zenu zabucala kubume olucwangcisiweyo, olusetyenziswa ngesiqhelo, kunye nolufundeka ngumatshini, ngokuxhomekeke kwiimida zomthetho kunye nokuba oku akuphazamisi amalungelo abanye okanye kuyibeke emngciphekweni ulwazi oluyimfihlo.

9.1.7. Izigqibo ezenziwa ngumatshini: Ninganalo ilungelo lokungaphathwa ngezigqibo ezisekelwe kuphela kokuqhutywa ngumatshini (kuquka ukwenziwa kweeprofayile), apho ezo zigqibo zizisa iziphumo zomthetho okanye eziphambili ngokufanayo.

9.1.8. Ukurhoxisa imvume: Apho siqhuba idata yenu ngokusekelwe kwimvume, ninalo ilungelo lokurhoxisa imvume yenu nanini na. Ukurhoxisa akuyi kuchaphazela ubulungisa bokuqhutywa okwenziwe ngaphambi kokurhoxisa.

9.1.9. Isikhalazo kugunyaziswa olubhekisayo: Ninganalo ilungelo lokubeka isikhalazo kugunyaziswa olubhekisa ukhuselo lwedata elilizweni enihlala kulo, apho idata yenu iqhutywa, apho umlawuli wedata yenu umiselwe, okanye apho kwenzeke ukuqhekezwa kwedata okunokubakho.

9.2. Nceda niqaphele ukuba singacela iinkcukacha ezongezelelweyo kuni ukuqinisekisa ubunini benu ngaphambi kokuqhuba isicelo senu. Kwiimeko ezithile, ukuba isicelo asinasiseko sisicacileyo, siphindaphindiweyo, okanye sigqithisileyo, singafaka irhafu efanelekileyo okanye singala ukusabela kwisicelo, ngokuvisisana nomthetho osebenzayo.

9.3. Ninako ukucela uhlaziyo lweenkcukacha zenu zabucala kwiisetingi zeakhawunti yenu. Kuxanduva lwenu ukuqinisekisa ukuba iinkcukacha zenu zabucala ziqhubeka zichanekile kunaye zihlaziyiwe, kuba sixhomekeke kwidata leyo ukunikezela iinkonzo zethu. Nceda niqaphele ukuba ukuba ninikezela ulwazi olungachanekile okanye aniyihlaziyi iinkcukacha zenu xa zitshintsha, oku kunganochaphazelo kumgangatho okanye kufumaneka kweemveliso kunye neenkonzo zethu kuni.

9.4. Ukuba nifuna ukusebenzisa nawaphi na kwala malungelo okanye ninombuzo malunga namalungelo enu phantsi kwale Ngcaciso ngoBuMfihlo, nceda niqhagamshelane ne-Data Protection Officer yethu ku dpo@deriv.com.

9.5. Le Ngcaciso ngoBuMfihlo ayidali, ayandisi, okanye ayilungelelanisi nawaphi na amalungelo okanye uxanduva ngaphandle kokuba oko kunikwa ngumthetho osebenzayo (njengemithetho efanelekileyo yoBuMfihlo).

10. Intengiso

10.1. Ninalo ilungelo lokuzikhupha kwimixholo yentengiso esinithumela yona. Oku kunganziwa ngokurhoxisa imvume yenu nanini na ngexesha eninentsalela yeakhawunti kuthi.

10.2. Ninako ukuzikhupha kwiintetho zentengiso kwiisetingi zeakhawunti yenu okanye nikhuphe kwiimeyile zentengiso ngokucofa isixhumanisi esithi “Rhoxisa ukubhalisa” esiquliwe kuzo zonke iintetho zethu zentengiso.

10.2.1. Ukuba nikhetha ukuzikhupha okanye nirhoxise kwiintetho zethu zentengiso, nceda niqaphele ukuba ninganokufumana iimeyile ezimalunga notyalo-mali okanye ezimalunga neenkonzo. Siya kwenza iinzame zonke ukunciphisa amaxesha ezi mibhalelwano kunye nokuqinisekisa ukuba ziyimfuneko ekusebenzeni kakuhle kweemveliso kunye neenkonzo zethu.

10.2.2. Nceda niqaphele ukuba ngenxa yamaxesha okuqhutywa, ninganokufumana eminye yemixholo yentengiso ixesha elifutshane, nasemva kokuba nicele ukuzikhupha okanye nirhoxise. Ukwanga, ukuba umbhalelwano wentengiso usendleleni okanye uyathunyelwa ngoku, ninganokuwufumana nawuphi na. Ukuba niqhubeka nifumana imibhalelwano yentengiso kuthi emva kokuba ixesha elifanelekileyo lidlulile, qhagamshelana nathi nge-live chat.

11. Ukhuseleko lweenkcukacha zenu zabucala

11.1. Sithatha ukhuseleko lweenkcukacha zenu zabucala kunye neentshukumo zemali ngokunzulu kunye nokusebenzisa indlela esekwe kumngcipheko kumanyathelo okhuseleko, kuquka:

11.1.1. Iphasiwedi yenu inikwe ngokukodwa kwiakhawunti yenu kunye nokugcinwa ngokukhuselekileyo kusetyenziswa indlela yobunzulu ye-cryptographic hashing eqinileyo. Ngok, asikwazi nabasebenzi bethu, ukufikelela kwiphasiwedi yenu. Nceda niqhagamshelane nathi ukuba ninengxaki nayiphi na malunga nephasiwedi yenu.

11.1.2. Idata yonke yekhadi letyala iqhutywa ngokukhuselekileyo kunye ngokuthe ngqo kumaqabane ethu okuhlawula, kusetyenziswa ukubethelelwa kwe-SSL/TLS yangoku kunye nokuthobela i-Payment Card Industry Data Security Standard (PCI DSS) okanye imigangatho efanayo.

11.1.3. Ukufikelela kwiinkcukacha zenu zabucala kuvumelekile kuphela kubasebenzi abagunyazisiweyo abakufuna ngempela ukuzalisekisa uxanduva lwabo. Ukufikelela konke kulawulwa ngokwemigaqo yokufikelela ngokusekelwe kwiindima, kuxa kuphononongwa kunokuhlolwa rhoqo.

11.1.4. Siphumeza amanyathelo obugcisa kunye nawomgaqo-nkqubo ahambelana nemigangatho yoshishino, kuquka ukufihlwa kwedata (encryption) ngexesha lokuthunyelwa nangexesha ekugcinwayo, ukhuseleko lwenethiwekhi (olufana nee-firewall kunye nokuqhushumbisa abangenelelayo), uvavanyo loKhuseleko rhoqo, kunye nocwangciso lokuqhubeka neshishini, ukhuseleke iinkcukacha zenu.

11.1.5. Iinkqubo zethu zibeka esweni imisebenzi erhanelekileyo kunye nobuqhetseba obunokubakho. Siqinisekisa ubunjani benu apho kufanelekileyo kwaye, kwimeko zokurhaneleka ngobuqhetseba, singafuna uncedo lwamagosa amthetho kunye namaziko afanelekileyo.

11.1.6. Ninoxanduva lokukhusela iinkcukacha zenu zokungena, iakhawunti ye-imeyile enxulumene nazo, kunye nezixhobo zenu. Sicebisa ngokomelela ukuba nikhethe amagama ayimfihlo (passwords) aqinileyo nangafanani namanye, niwahlaziye rhoqo, ningaze niwadlulisele kubani, kwaye ningasebenzisi izixhobo okanye izithiweli-ndawo ezivulelekileyo zoluntu okanye ezabelwana ngazo ekufikeleleni kwiakhawunti yenu.

11.2. Ngelixa sizinikele ukukhusela iinkcukacha zenu, nceda niqaphele ukuba akukho qonga lehlabathi lon-layini elinganqinelwa ukuba likhuselekile ngokupheleleyo. Ukuba kukho ukwaphulwa kwedata, nto leyo engenakwenzeka kakhulu, siya kulandela imfuno zokwazisa ezifanelekileyo ngokuhambelana noMthetho woBumfihlo olufanelekileyo.

12. Ukwenziwa kwesigqibo okuzenzekelayo kunye nokuphonononga iinkcukacha

12.1. Sizigcinela ilungelo lokusebenzisa iinkcukacha esiziqokelelayo kunye nezo siziphonononga ukunihlela ngokunxulumene neemveliso zethu. Senza oku ngesandla ngoncedo lokucalulwa okwenziwa ngokuzenzekelayo. Ngendlela leyo, siya kukwazi ukunibonelela ngeemveliso neenkonzo ezifanelekileyo kunazo zonke.

12.2. Singasebenzisa nazo iinkqubo ezizenzekelayo ukusinceda sithathe izigqibo zokuphonononga umngcipheko, njengoxa sisenza ukhangelo lobuqhetseba kunye nokuhlambalazwa kwemali. Ngelixa singasebenzisa ubugcisa ukusinceda sichonge amazinga omngcipheko, zonke izigqibo ezinokuchaphazela kakubi nina ziya kusoloko ziquka ukungenelela kwesandla ukuqinisekisa ukuba ukwenziwa kwesigqibo akusekwe kuphela kolu calulo luzenzekelayo.

13. Ii-cookies kunye noVavanyo-nkcukacha lweWebhusayithi

13.1. Ii-cookies ziifayile zombhalo zincinci ezibekwa kwisixhobo senu ukugcina iinkcukacha ezinokukhuthulwa kwiseva yewebhu. Zisetyenziswa ngokubanzi ukwenza iiwebhusayithi zisebenze, ukuphucula amava omsebenzisi, kunye nokunikezela ngomxholo neentengiso ezifanelekileyo.

13.2. Sisebenzisa ii-cookies kunye nobugcisa obufanayo (obufana nee-web beacons kunye nee-pixel) ukuba:

13.2.1. Zivumele ukusebenza kwewebhusayithi kunye nendawo ezikhuselekileyo;

13.2.2. Zikhumbule okukhethwayo nemimiselo yenu;

13.2.3. Ziqonde indlela enisebenzisa ngayo iinkonzo zethu kunye nokuziphucula;

13.2.4. Zinikezele ngomxholo neentengiso ezilungiselelweyo; kunye

13.2.5. Zincedise ukhuseleke iakhawunti yenu ngokubhala ukufikelela kunye nemizamo yokungena.

13.3. Singasebenzisa iintlobo zee-cookies ezilandelayo:

13.3.1. Ii-cookies eziyimfuneko ngqo: Ziyimfuneko kwinina ukuba nikwazi ukukhangela kwiwebhusayithi nokusebenzisa iinkalo zayo, njengokungena;

13.3.2. Ii-cookies zokusebenza: Zikhumbula okukhethwayo kunye nokuthatha izigqibo zenu ukuphucula amava enu;

13.3.3. Ii-cookies zokuSebenza/Uvavanyo-nkcukacha: Zisinceda siqonde indlela abatyeleli abasebenzisana ngayo newebhusayithi yethu ngokuqokelela nokunika ingxelo yeenkcukacha ngokungaziwa; kunye/okanye

13.3.4. Ii-cookies zokuJolisa/Zentengiso: Zisetyenziswa nguthi kunye nabalingane bethu benye icandelo ukunikezela ngentengiso efanelekileyo kunye nokulinganisa ukusebenza kwayo.

13.4. Ii-cookies eziyimfuneko ngqo ziya kubekwa ngokuzenzekelayo. Ezinye ii-cookies (ezifana ne-cookies zokusebenza, uvavanyo-nkcukacha, kunye nezentengiso) zinokubekwa kuphela ukuba ninike imvume yenu ngokuhambelana noMthetho osebenzayo.

13.5. Ninoluhlu olubanzi lokukhetha ekulawuleni kwee-cookies kwikhompyuta yenu. Iinjinga-khangeli zewebhu ezininzi zivumela ukuba nilawule okanye nicime ii-cookies ngokusebenzisa izicwangciso zeinjinga-khangeli yenu. Nceda niqaphele ukuba ukucima ii-cookies ezithile kunganachaphazela ukusebenza kweemveliso neenkonzo zethu.

13.6. Ii-cookies zigcinwa kuphela ixesha elifunekayo ukuzalisekisa injongo yazo. Ixesha logcino lixhomekeke kuhlobo lwe-cookie. Ii-cookies zeseshoni zicinezwa xa nivala injinga-khangeli yenu, ngelixa ii-cookies ezisoloko zikho zinokuhlala ixesha elide ngakumbi ngaphandle kokuba nizicimile ngoko nangoko.

13.7. Sisebenzisa iinkonzo zabanye abathathi-nxaxheba, ezifana ne-Google Analytics, i-Meta Pixel, i-LinkedIn Insight Tag, kunye ne-Snap Pixel, ezinokubeka ii-cookies zazo kwisixhobo senu. Ninganithumela i-imeyile kwi dpo@deriv.com ngolwazi malunga nezi cookies kunye nendlela yokulawula okukhethwayo kwenu.

14. Amakhonkco akhokelela kwiiwebhusayithi ezinye

14.1. Iwebhusayithi yethu iqulathe amakhonkco akhokelela kwiiwebhusayithi ezinye kwaye inokuqulatha intengiso yebhena okanye iayikhoni enxulumene namaziko-webhu abathathi-nxaxheba. Ezi webhusayithi kunye nentengiso yazo zinokungenisa ii-cookies kwinjinga-khangeli yewebhu yenu, nto leyo ingaphandle kolawulo lwethu. Asinoxanduva kwimikhwa yobumfihlo okanye umxholo weewebhusayithi ezinjalo. Sinikhuthaza ukuba nifunde imigaqo-nkqubo yobumfihlo yezi webhusayithi kuba imikhwa yazo inganahluka kweyethu.

15. Umlawuli wedata kunye neenkcukacha zoqhagamshelwano

15.1. Ngeenjongo zomthetho osebenzayo wokhuseleko lwedata, umlawuli wedata onoxanduva ngeenkcukacha zenu zabucala uxhomekeke kwilizwe enihlala kulo kunye neenkonzo ze-Deriv enizisebenzisa. Ukufumana ulwazi malunga neenkampani zeDeriv ezinikezela ngeenkonzo, kuquka iidilesi ezibhalisiweyo kunye nolwazi lwemigaqo-nkqubo, nceda nindwendwele: https://deriv.com/regulatory.

15.2. Ukuba nikumhlaba waseYurophu owoQoqosho (EEA), umlawuli wedata yenu iya kuba yiDeriv Investments (Europe) Limited, emiselwe eMalta (iNombolo yeNkampani C 70156), enedilesi ebhalisiweyo kwiLevel 3, W Business Centre, Triq Dun Karm, Birkirkara BKR9033, Malta. IDeriv Investments (Europe) Limited ilawulwa yiMalta Financial Services Authority ngokweInvestment Services Act.

15.3. Ukuba nifuna ulwazi oluthe vetshe malunga nomlawuli wedata yenu, ninemibuzo okanye izimvo malunga noMgaqo-nkqubo woBumfihlo okanye imikhwa yethu yokhuseleko lwedata, okanye nifuna wenze isikhalazo malunga noluvano lwethu ngoMthetho woBumfihlo osebenzayo, nceda niqhagamshelane noGosa lethu lokukhusela Idata kwi dpo@deriv.com.

16. Uhlaziyo

16.1. Singahlaziya lo Mgaqo-nkqubo woBumfihlo ngamaxesha athile ukubonisa utshintsho emikhweni yethu, iimfuno zomthetho, okanye kubugcisa.

Le webhusayithi inokusebenzisa iinguqulelo ezizenzekelayo ukulungiselela ukhuthuzelelo lwenu. Noko ke, inguqulelo yesiNgesi yiyo esisiseko esigqibeleleyo kwaye iyakuthatha isithethe xa kukho nawuphi na umahluko. Deriv (FX) Ltd ilayisensiwe kwaye ilawulwa nge-Labuan Financial Services Authority. Deriv (BVI) Ltd ilayisensiwe kwaye ilawulwa nge-British Virgin Islands Financial Services Commission. Deriv Investments (Cayman) Limited, eneofisi yayo ebhalisiweyo e-Campbells Corporate Services Limited, Floor 4, Willow House, Cricket Square, Grand Cayman, Cayman Islands, ilawulwa nge-Cayman Islands Monetary Authority. Deriv (Mauritius) Ltd ilawulwa nge-Financial Services Commission, Mauritius. Deriv (V) Ltd ilayisensiwe kwaye ilawulwa nge-Vanuatu Financial Services Commission. Deriv.com Limited, inkampani ebhalisiweyo eGuernsey, yinkampani ephetheyo yala maziko. Deriv Capital International Ltd ineofisi yayo ebhalisiweyo e-Unit 25, 2nd Floor, Nia Mall, Saleufi Street, Apia, Samoa. Deriv (SVG) LLC ineofisi yayo ebhalisiweyo e-First Floor, SVG Teachers Credit Union Uptown Building, Corner of James and Middle Street, Kingstown P.O., St Vincent and the Grenadines. ‍ Qinisekisani ukuba nifunda Imiqathango neMigaqo kunye nesiTyhilelo somNgcipheko ukuze niqonde kakuhle umngcipheko okubandakanyekileyo ngaphambi kokusebenzisa ii nkonzo zethu. Nceda niqaphele nokuba ulwazi olukweli webhusayithi alumeli ngcebiso yotyalo-mali.

Iimveliso ezinikezelwa kwiwebhusayithi yethu ziimveliso ze-derivative ezintsonkothileyo eziphethe umngcipheko omkhulu wokulahlekelwa yimali. Ii-CFD zizixhobo ezintsonkothileyo ezinomngcipheko ophezulu wokulahlekelwa yimali ngokukhawuleza ngenxa ye-leverage. Kufuneka niqwalasele ukuba niyayiqonda na indlela ezisebenza ngayo ezi mveliso, nokuba ninako na ukuthwala umngcipheko ophezulu wokulahlekelwa yimali yenu.

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