Chikalatachi chikufotokoza mfundo ndi zofunikira zonse zomwe zimagwira ntchito pa kagwiritsidwe kanu ka zinthu ndi ntchito zathu. Tikulimbikitsani kuti musindikize kope loti mukhale nalo.
1. Chiyambi
1.1. Bungwe limene mumagwirizana nalo pa mgwirizano ndi bungwe limene akaunti yanu inalembetsedwa (“Deriv”), lomwe likhoza kukhala limodzi mwa mabungwe otsatirawa:
1.1.1. Deriv (BVI) Limited (Nambala ya Kampani 1841206), kampani yolembetsedwa ku British Virgin Islands, yomwe ili ndi adilesi yolembetsedwa pa Floor 4, Banco Popular Building, Road Town, Tortola VG-1110, British Virgin Islands;
1.1.2. Deriv Investments (Cayman) Limited (Nambala ya Kampani 406695), kampani yolembetsedwa ku Cayman Islands, yomwe ili ndi adilesi yolembetsedwa pa Campbells Corporate Services Limited, Floor 4, Willow House, Cricket Square, Grand Cayman KY1-9010, Cayman Islands;
1.1.3. Deriv (Mauritius) Ltd (Nambala ya Kampani 209524), kampani yolembetsedwa ku Republic of Mauritius, yomwe ili ndi adilesi yolembetsedwa pa 2nd Floor, Offices 201 & 214, Ebene Square Business Hub, Lot E42, Rue de L'Estragon, Ebene, 72201, Republic of Mauritius;
1.1.4. Deriv (V) Ltd (Nambala ya Kampani 014556), kampani yolembetsedwa ku Republic of Vanuatu, yomwe ili ndi adilesi yolembetsedwa pa Unit 1, Starfish Lagoon Townhouses, Second Lagoon, Port Vila, Republic of Vanuatu;
1.1.5. Deriv (FX) Ltd (Nambala ya Kampani LL13394), kampani yolembetsedwa ku Federal Territory of Labuan (Malaysia), yomwe ili ndi adilesi yolembetsedwa pa No. 1-23A, First Floor, Paragon, Jalan Tun Mustapha, 87008, Federal Territory of Labuan, Malaysia;
1.1.6. Deriv Solutions (Panama) SA (Nambala ya Kampani 155783176), kampani yolembetsedwa ku Panama, yomwe ili ndi adilesi yolembetsedwa pa Calle 50, Plaza 2000, Piso 17, Ciudad de Panamá, Provincia de Panamá, República de Panamá;
1.1.7. Deriv Capital International Ltd (Nambala ya Kampani 85936), kampani yolembetsedwa ku Samoa, yomwe ili ndi ofesi yolembetsedwa pa Unit 25, 2nd Floor, Nia Mall, Saleufi Street, Apia, Samoa; kapena
1.1.8. Deriv (SVG) LLC (Nambala ya Kampani 273 LLC 2020), kampani yolembetsedwa ku Saint Vincent and the Grenadines, yomwe ili ndi adilesi yolembetsedwa pa First Floor, SVG Teachers Credit Union Uptown Building, Corner of James and Middle Street, Kingstown P.O., St Vincent and the Grenadines.
Mawu akuti “ife”, “ifeyo”, ndi “athu” akutanthauza Deriv. Mutha kupeza zambiri zokhudza malamulo pa tsamba lathu la Regulatory Information . Timapereka ntchito zomwe zimakulolani kuchita malonda a zinthu zina zachuma ndi kuchita zochitika ndi zinthu zina za virtual (“Ntchito”).
1.2. Mfundo Zonse Zogwiritsira Ntchito izi, pamodzi ndi Mfundo za Malonda, Mfundo za Ndalama ndi Kutumiza, Chidziwitso cha Chiwopsezo, ndi Mfundo Zowonjezera zomwe zimagwira ntchito ku bungwe limene akaunti yanu inalembetsedwa, zonse zomwe zilipo pa tsamba lathu la Mfundo ndi zofunikira, zimapanga mgwirizano pakati panu ndi Deriv (iliyonse monga yasinthidwa nthawi ndi nthawi, pamodzi, “Mgwirizano”). Ngati mwapatsidwa mpikisano, bonasi, chikondwerero, kapena mwayi wina wofanana, mfundo zapadera za mwayiwo (“Mfundo za Mpikisano”) zidzakhalanso mbali ya Mgwirizano pakati panu ndi Deriv, koma pokhapokha ngati Mfundo za Mpikisanozo zikugwira ntchito kwa inu. Mumavomereza mwachindunji mfundo za Mgwirizano, ndipo ife timavomereza kuti mupeze ndi kugwiritsa ntchito Ntchito zathu (monga zafotokozedwera mwatsatanetsatane mu Gawo 2 pansipa). Ngati pali kusagwirizana pakati pa Mfundo Zonse Zogwiritsira Ntchito izi, Mfundo za Malonda, Mfundo za Ndalama ndi Kutumiza, Chidziwitso cha Chiwopsezo, ndi Mfundo zilizonse za Mpikisano zomwe zikugwira ntchito kwa inu, dongosolo lotsatirali la kutsogola lidzagwira ntchito (kutengera mfundo yokhudzidwayo): (i) Mfundo za Mpikisano; (ii) Mfundo Zonse Zogwiritsira Ntchito izi; (iii) Mfundo za Malonda; (iv) Mfundo za Ndalama ndi Kutumiza; ndi (v) Chidziwitso cha Chiwopsezo.
1.3. Ndi udindo wanu kuti muyang'anire webusaiti yathu nthawi ndi nthawi kuti muwone mtundu waposachedwa wa Mgwirizano. Timasunga ufulu wosintha Mgwirizano, monga malamulo amaloleza, popanda chidziwitso, ndipo ndi udindo wanu kuyang'ana webusaiti yathu kuti mudziwe mtundu waposachedwa wa Mgwirizano. Mgwirizano wosinthidwa udzayamba kugwira ntchito pamene wafalitsidwa pa "Webusaiti" yathu, yomwe ikutanthauza https://deriv.com ndi ma subdomain ake ndi webusaiti ina iliyonse, domain, kapena mobile application yotsogozedwa ndi ife yomwe Ntchito zimaperekedwa kudzera mwaiyo. Ngati tichita zosintha zazikulu ku Mgwirizano, tidzakudziwitsani. Ngati mukana kusintha kulikonse mu Mgwirizano, muyenera kusiya kugwiritsa ntchito Webusaiti ndi Ntchito zathu, ndipo ife tidzathetsa Mgwirizanowu mogwirizana ndi Gawo 14. Kupitiriza kugwiritsa ntchito kwanu Webusaiti ndi Ntchito zidzatanthauza kuvomereza kusinthaku.
1.4. Mawu ogwiritsidwa ntchito mu Mgwirizanowu, monga “kuphatikizapo” kapena “mwachitsanzo”, si mawu ochepetsa ndipo ayenera kutanthauziridwa ngati akutsatiridwa ndi mawu akuti “popanda malire”. Mitu mu Mgwirizanowu ndi yothandiza pokhapokha ndipo sizidzasintha m'njira iliyonse tanthauzo kapena kutanthauzira kwa Mgwirizanowu.
1.5. Chinenero chovomerezeka komanso choyendetsera pa mbali zonse za Ntchito zathu ndi ubale wathu ndi inu ndi Chingelezi. Izi zikugwira ntchito ku Mgwirizanowu, zonse za mkati mwa Webusaiti, ndi mauthenga onse ovomerezeka. Kuti mukhale omasuka, tikhoza kulumikizana nanu kapena kupereka zomwe zili mkati m'zinenero zina kupatula Chingelezi, zina mwa izo zikhoza kumasuliridwa pogwiritsa ntchito ukadaulo wodzichitira wokha. Zomwe zili mkati ndi mauthenga onse omwe si a Chingelezi amaperekedwa ngati chikoka chabe. Ngati pali kusagwirizana, kusiyana, kapena kusamveka bwino kwa tanthauzo kapena kutanthauzira, nkhaniyi idzathetsedwa potengera Chingelezi, chomwe chidzakhala chovomerezeka komanso chogonjetsa nkhani zonse.
2. Kupereka zinthu ndi Ntchito
2.1. Timapereka Ntchito zathu kudzera pa mapulatifomu a dzina la Deriv omwe alipo pa Webusaiti (“Mapulatifomu”).
2.2. Zinthu zathu zikuphatikizapo chikwama chandalama chamagetsi ("Chikwama") chomwe chimakulolani kuyang'anira ndalama pakati pa akaunti zanu.
2.3. Zinthu ndi Ntchito zomwe mumagwiritsa ntchito zimatsimikizira bungwe la Deriv lomwe lalumikizidwa ndi akaunti yanu.
2.3.1. Deriv (BVI) Ltd lalumikizidwa ndi akaunti zomwe zimapereka mpata wopeza zinthu zotsatirazi:
2.3.1.1. Mapangano Wamba a Kusiyana (“CFDs”) pa zida zachuma ndi Derived Indices kudzera pa Deriv MT5; ndi
2.3.1.2. Ma CFD a Zero-spread pa zida za ndalama komanso Derived Indices kudzera pa Deriv MT5.
2.3.2. Deriv Investments (Cayman) Limited ndi yolumikizidwa ndi ma akaunti omwe amapereka mwayi wolowa mu ma CFD pa zida za ndalama komanso Derived Indices kudzera pa Deriv MT5.
2.3.3. Deriv (Mauritius) Ltd ndi yolumikizidwa ndi ma akaunti omwe amapereka ma CFD pa zida za ndalama komanso Derived Indices kudzera pa Deriv MT5.
2.3.4. Deriv (V) Ltd ndi yolumikizidwa ndi ma akaunti omwe amapereka mwayi wolowa mu ma CFD pa zida za ndalama komanso Derived Indices kudzera pa Deriv MT5.
2.3.5. Deriv (FX) Ltd ndi yolumikizidwa ndi ma akaunti omwe amapereka mwayi wolowa mu ma CFD pa zida za ndalama kudzera pa Deriv MT5.
2.3.6. Deriv Capital International Ltd ndi yolumikizidwa ndi ma akaunti omwe amapereka mwayi wolowa mu Options ndi Multipliers pa zida za ndalama komanso Derived Indices kudzera pa Deriv Trader ndi Deriv Bot.
2.3.7. Deriv Solutions (Panama) SA ndi yolumikizidwa ndi ma akaunti omwe amapereka mwayi wogula ndi kugulitsa mwachindunji (Spot) zinthu za virtual zomwe zimathandizidwa, komanso malonda a mapangano a Futures a leveraged perpetual pa zinthu za virtual.
2.3.8. Deriv (SVG) LLC ndi yolumikizidwa ndi ma akaunti omwe amapereka mwayi wolowa mu zinthu ndi mautumiki otsatirawa:
2.3.8.1. Ma CFD a Standard pa zida za ndalama komanso Derived Indices kudzera pa Deriv MT5;
2.3.8.2. Ma CFD opanda Swap pa zida za ndalama komanso Derived Indices kudzera pa Deriv MT5;
2.3.8.3. Ma CFD pa zida za ndalama komanso Derived Indices kudzera pa Deriv cTrader;
2.3.8.4. Ma tchuluchuluko a Fiat ndi crypto;
2.3.8.5. Chikwama (Wallet); ndi
2.3.8.6. Ma tchuluchuluko a Deriv P2P.
2.3.9. Zida zenizeni za ndalama ndi Derived Indices zomwe zilipo pa Pulatifomu iliyonse zitha kusiyanasiyana ndipo zitha kusinthidwa nthawi ndi nthawi.
2.4. Mautumiki athu amaperekedwa mosakumana maso ndi maso, ndipo kulumikizana kwathu kumachitika kudzera pa Webusaiti yathu, ma imelo, ndi mauthenga ena a pa intaneti. Kulumikizana ndi inu kudzera mwa Amy, wothandizira wathu wa AI chat ("Amy"), sikuli mbali ya mautumiki omwe timapereka ndipo kumapezeka kokha pofunsira thandizo lonse.
2.5. Mautumiki athu amaperekedwa pa maziko a execution-only. Izi zikutanthauza kuti inu ndinu omwe muzikhala ndi udindo wopanga zisankho ndi zochita zanu zokhudza kutrade pamene mukutumiza malamulo anu a malonda kudzera pa Webusaiti. Ife tidzachitapo kanthu potsatira malangizo aliwonse enieni kuchokera kwa inu, ndipo sitidzafunikira kuonetsetsa kuti malondawo ndi oyenera kapena abwino kwa inu. Makamaka, palibe chomwe chimalumikizidwa kudzera mwa Amy chomwe chili chilangizo cha zopeza ndalama, malangizo aumwini, kapena kupempha kuti muchite malonda.
2.6. Kutrade CFD sikukupatsani ufulu uliwonse pa chida chomwe chili pansi pa malonda anu, zomwe zikutanthauza kuti simudzakhala ndi chidwi chilichonse, kapena ufulu wogula, masheya alionse omwe ali pansi pokhudzana ndi zida izi popeza ma CFD amangoyimira mtengo wongoyerekeza wokha.
2.7. Timadzisungira ufulu wokhawokha wosankha malire, kupezeka, ndi mtundu wa mautumiki ndi zinthu zomwe timakupatsani.
2.8. Timapereka Mautumiki athu kwa okhala m’mayiko ena okha chifukwa cha malamulo ndi malire ovomerezeka komanso mfundo zathu zamkati. Tikhoza kusintha mndandanda wa mayiko nthawi ndi nthawi.
2.9. Tikhoza kusankha kuyambitsa, kusintha, kapena kuletsa mautumiki ndi zinthu chifukwa cha chifukwa chilichonse, kuphatikizapo zifukwa zokhudzana ndi kutsatira malamulo, kuyenda bwino kwa ntchito, kapena maganizo a njira zoyenda. Pazochitika zoterezi, tidzayesetsa mwanzeru kukudziwitsani ndi kukupatsani malangizo okhudza kayendetsedwe ka akaunti yanu.
2.10. Mumavomereza kuti ndalama zoyenera kulipidwa zimagwira ntchito pa malonda ndi Mautumiki ena. Tidzayesetsa mwanzeru kufotokoza ndalama zoyenera kulipidwa pa malonda enieni, kuphatikizapo mitengo iliyonse yosinthira ndalama ndi ndalama zina zokhudzana nazo (mwachitsanzo, pankhani ya malonda okhudzana ndi zinthu za virtual), musanapereke malangizo omaliza oti mupitirize. Powonjezera malonda, mumavomera kulipira ndalama zoterezi, zomwe zitha kuchotsedwa mwachindunji pa akaunti yanu kapena pa mtengo wa malondawo.
2.11. Bungwe limene mungakhale nalo akaunti limadalira dziko limene mumakhalamo komanso zinthu zimene mukufuna kutrade.
3. Kusunga zinthu za virtual
3.1. Sitili msungitsi wodzimira wokha. Timasunga kapena kuyang'anira zinthu za virtual zomwe zimasungidwa mu ma akaunti apadera a makasitomala m'malo mwanu kokhako kuti tithandize kutumiza, kusinthanitsa, kapena mautumiki ena.
3.2. Ufulu wa umwini wa zinthu za virtual zomwe zili mu akaunti yanu umakhalabe wanu nthawi zonse. Sitipeza ufulu wa umwini pa zinthu zanu za virtual kupatula pamene zikufunika mwachindunji kuti tithe kukwaniritsa malangizo anu kapena ngati zikuchotsedwa polimbana ndi ndalama zomwe mukutikongoza pansi pa Chigawo 7.2.
3.3. Timasunga zolemba zamkati zomwe zimasiyanitsa zinthu zanu za virtual ndi zinthu zathu tokha komanso zinthu za makasitomala ena. Zinthu za virtual zomwe zimasungidwa m'malo mwanu sizipezeka kwa amene timawakongola.
3.4. Zinthu zanu za virtual zimasungidwa mu zikwama (wallets) zomwe timayang'anira kudzera pa opereka mautumiki achitatu a kusinthana ndi zikwama. Timakhalabe ndi udindo kwa inu pa zinthu zanu; komabe, kusokonezeka kwa ntchito, zochitika za chitetezo cha pa intaneti, kapena kulephera kwa ndalama kwa opereka mautumikiwa zitha kubweretsa kuchedwa kapena malire pofuna kupeza, kubwezeretsa, kapena kuchita malonda ndi zinthu zanu (onani Zigawo 3.8 ndi 3.9 za Chidziwitso cha Chiwopsezo).
3.5. Sitibwereketsa, kugwiritsanso ntchito (rehypothecate), kapena kugwiritsa ntchito zinthu zanu za virtual mwanjira ina iliyonse pa akaunti yathu tokha, kupatula pamene zikufunika kuti tikwaniritse malangizo anu kapena ngati mwavomereza mwatsatanetsatane ndi ife.
4. Kupeza Mautumiki athu
4.1. Kuti mutsegule akaunti ya Deriv ndi kugwiritsa ntchito Mautumiki athu, muyenera kukwaniritsa zonse zotsatirazi, ndipo mumapereka mawu otsimikizira otsatirawa kwa ife:
4.1.1. Mwawerenga Mgwirizano wonse ndipo mwamvetsetsa kuti mudzagula ndi kugulitsa malonda potsatira Mgwirizano uwu (kuphatikizapo, kuti pasakhale chikayikiro, ziwopsezo zofotokozedwa mu Chidziwitso cha Chiwopsezo);
4.1.2. Mwawerenga Mfundo za Chinsinsi zathu ndipo mukudziwa mmene timagwiritsira ntchito zambiri zaumwini. Mwawerengeranso Chidziwitso cha Amy AI Assistant, chomwe chimafotokoza mmene zambiri zanu zaumwini zimagwiritsidwira ntchito pamene mukugwiritsa ntchito Amy;
4.1.3. Mukuchita zimenezi kokha pothandiza inu eni, osati munthu wina aliyense kapena m'malo mwa wina aliyense;
4.1.4. Muli ndi zaka 18 zakubadwa kapena kuposera; ndi
4.1.5. Simuli wokhala m'dziko limene sitikupereka ntchito zathu (onani Chigawo 2.8).
4.1.6. Mukhoza kukhala ndi akaunti imodzi yokha ndi gulu la makampani a Deriv, yopangidwa pamene mwalembetsa ndi ife, ndipo simuyenera kutsegula, kukhala nayo, kuyilamulira, kapena kupindula ndi akaunti ina iliyonse yowonjezera. Akaunti ina iliyonse imene muli nayo, mumayilamulira, kapena mumapindula nayo idzatengedwa ngati "Akaunti Yobwerezedwa". Chiletso ichi sichigwiritsidwa ntchito pa akaunti iliyonse ya Platform, Chikwama cha Ndalama (Wallet), akaunti yaing'ono, kapena akaunti yapadera ya chinthu chomwe timapereka pansi pa akaunti yanu yaikulu.
4.2. Kuti mufikire Ntchito zathu, muzifuna kompyuta kapena chida choyendera cham'manja chogwirizana, kulumikizana kolimba kwa intaneti, ndi bulawuza wa webusaiti wogwirizana. Pa malonda ena, monga amene amakhudza zinthu zapaintaneti (virtual assets), mungafunikire chikwama cha zinthu zapaintaneti chochokera ku kampani yachitatu chogwirizana. Ndinu okha amene muli ndi udindo woonetsetsa kuti chida chanu, bulawuza, kulumikizana kwa intaneti, ndi chikwama chilichonse cha kampani yachitatu chimene mukugwiritsa ntchito ndi zogwirizana ndi zokwanira kuti mugwiritse ntchito Ntchito zathu.
4.3. Kutsatira mfundo za Mgwirizano uwu ndi ngati tikuvomera inu monga kasitomala, tikupatsani layisensi yogwiritsa ntchito Ma Platform okhaokha pa ntchito ndi phindu lanu paumwini. Ngati sofuweya ya kampani yachitatu yaphatikizidwa mkati mwa Ma Platform, muyenera kutsatira mfundo za layisensi iliyonse ya sofuweya ya kampani yachitatu yomwe mumapatsidwa nthawi ndi nthawi.
4.4. Ngati musankha kugwiritsa ntchito kapena kutsitsa sofuweya ya kampani yachitatu imene Ntchito zathu zimapezekapo (makamaka, MT5), mumavomereza kutsatira mfundo ndi zinthu zofunika zomwe zafotokozedwa mu Mgwirizano uwu. Mumazindikira kuti simudzatha kuyika oda mpaka titakuvomerani monga kasitomala.
4.5 Ngati muli ndi akaunti ya Deriv cTrader, mumavomereza kutsatira mfundo izi.
4.6. Ngati muli ndi akaunti ya Deriv Nakala, mumavomereza kutsatira mfundo izi.
4.7. Muli ndi udindo woonetsetsa kuti zidziwitso za akaunti yanu zikhale zachinsinsi ndi kuti sizigwiritsidwa ntchito ndi munthu wina aliyense kupatula inu. Muyenera kutidziwitsa nthawi yomweyo ngati mwazindikira kuti zidziwitso za akaunti yanu zaonongeka kapena akaunti yanu yagwiritsidwa ntchito ndi wina aliyense kupatula inu nokha. Ngati tikhulupirira kuti pali kuphwanya chitetezo, tingakufunse kuti musinthe zidziwitso za akaunti yanu.
4.8. Simuyenera kupereka kapena kufuna kupereka mwayi wofikira ndalama zoyambira kapena ndalama kwa anthu achitatu kuti azichita malonda ndi ife. Simuyenera kugwiritsa ntchito ntchito za kampani iliyonse yachitatu imene imapereka akaunti zoyikidwamo ndalama kuti muzichita malonda pa Ma Platform athu.
5. Kudziwa Kasitomala Wanu
5.1. Ponseponse
5.1.1. Mumavomereza kutipatsa chidziwitso ndi zolembedwa zoona, zathunthu, ndi zolondola pa nthawi ya kulembetsa, kuphatikizapo dzina lanu, adilesi yanu yokhazikika, tsiku la kubadwa, malo obadwira, dziko limene mumakhala, nambala yolumikizirana, ndi adilesi ya imelo.
5.1.2. Tili ndi ufulu wofufuza za inu mwatsatanetsatane, zomwe zikuphatikizapo kusonkhanitsa chidziwitso china ndi kutsimikizira umunthu wanu ndi adilesi yanu yokhazikika kudzera pa zikalata. Kuti mutsimikizire umunthu wanu, nthawi zambiri muzifuna kutipatsa zikalata izi kapena kuzitumiza:
5.1.2.1. Chithunzi chodzijambulira (selfie);
5.1.2.2. Kope lomveka bwino, la mtundu, la chitupa chovomerezeka ndi boma chomwe sichinathe, monga pasipoti, layisensi yoyendetsa galimoto, kapena kadi ya chitupa;
5.1.2.3. Umboni wa adilesi, umene ndi kalata yovomerezeka imene ili ndi adilesi yanu yokhazikika. Zikalata zovomerezeka zitha kukhala kope la sitatimenti ya banki, biluu ya magetsi, biluu ya madzi kapena gasi, biluu ya msonkho wa boma, kalata ya msonkho, biluu ya foni yakunyumba (mabiluu a foni yam'manja sizivomerezeka), biluu ya ntchito za wailesi yakanema, biluu ya intaneti yakunyumba, kapena biluu ya kutaya zinyalala za boma la m'deralo. Biluu iyi iyenera kusonyeza dzina lanu lonse ndi adilesi. Ndikofunika kudziwa kuti biluu ya ntchito siyiyenera kupitirira miyezi khumi ndi iwiri (12), ndipo zambiri pa biluu ziyenera kugwirizana ndi chidziwitso chaumwini chimene mudapereka pamene mudatsegula akaunti ndi ife; ndipo
5.1.2.4. Umboni wa chuma: kalata yovomerezeka imene ikuwonetsa komwe ndalama zanu zimachokera, mwachitsanzo, kalata yanu ya malipiro kapena sitatimenti ya banki.
5.1.3. Tili ndi ufulu wokhawokha wosankha ngati tivomereza kapena ayi pempho lanu la kutsegula akaunti ndi ife. Sitikuyenera kupereka chifukwa chilichonse pa chisankho chathu chokana pempho lanu.
5.1.4. Mukatha kulembetsedwa monga kasitomala, mumavomereza kupereka chidziwitso kapena zolembedwa zilizonse zimene tapempha mkati mwa nthawi imene taika. Ngati zolembedwa zilizonse za KYC zanu zathera, tili ndi ufulu wopempha zolembedwa zowonjezera za KYC zomwe sizinathe, ndipo mumavomereza kutipatsa izi. Tili ndi ufulu woletsa malipiro ndi/kapena kukana kukupatsani Ntchito zathu ngati chidziwitso ndi/kapena zolembedwa zimene tapempha sizaperekedwa mwanthawi yake.
5.1.5. Ndinu nokha, monga mwini akaunti, amene mungayike kapena kuchotsa ndalama mu akaunti kapena kuchokera mu akaunti. Mumavomereza kutipatsa umboni wakuti akaunti kapena njira yolipirira ndi yanu ngati tapempha izi. Ndalama zonse zimene mumayika mu akaunti yanu ziyenera kukhala zanu zokha. Simungakhale ndi ndalama za munthu wachitatu kapena kuphatikiza ndalama ndi munthu wachitatu.
5.1.6. Mumavomereza kuti chidziwitso chanu chiperekedwe kwa anthu achitatu chifukwa cha KYC ndi zoyezetsa zina zilizonse.
5.2. Msonkho
5.2.1. Tikhoza kusonkhanitsa chidziwitso choyambirira chokhudza mkhalidwe wanu wa msonkho kuti tikwaniritse udindo wathu pansi pa malamulo okhudzana ndi Common Reporting Standard (CRS), Foreign Account Tax Compliance Act (FATCA), ndi malamulo ena onse ogwirizana ndi kufotokoza msonkho. Izi zikutanthauza kuti tizifuna kuti mutipatse chidziwitso chotchula umunthu wanu, kuphatikizapo nambala yanu yodziwika ya msonkho, mayiko amene muli nzika ya msonkho, chitsimikizo choti ndinu nzika ya US kapena ngati mudabadwira ku US, ndi/kapena chidziwitso china chilichonse chimene chidzafunikire pansi pa malamulo ogwirizana.
5.2.2. Zambiri za msonkho zomwe mungapereke zidzawululidwa kokha kwa akuluakulu omwe ali ndi udindo wovomerezeka mwalamulo wosonkhanitsa zambirizi pofuna kufotokoza msonkho. Tidzawulula zambiri zanu za msonkho kwa iwo kokha pamlingo womwe tili ndi udindo wovomerezeka mwalamulo. Sitigwiritsa ntchito, kuwulula, kapena kukonza zambirizi mwanjira ina iliyonse pa nthawi iliyonse.
5.2.3. Muyenera kutiuza mosachedwa pa kusintha kulikonse kwa dziko lomwe mumakhalamo, udindo wanu wa unzika, mayina, adilesi, kapena kusintha kwina kulikonse kokhudza mbiri yanu pa nthawi ya Mgwirizano uwu.
5.2.4. Ndinu wodzipereka pa zonse zokhudza msonkho wanu, kuphatikizapo zibwezeretsa zilizonse zovomerezeka komanso kutsatira malamulo ndi mfundo zilizonse zovomerezeka. Sitipereka malangizo aliwonse okhudza msonkho ndi/kapena udindo wanu wa msonkho paumwini. Sitidzavomereza udindo uliwonse chifukwa cha zotsatira zoyipa za msonkho zomwe zingachitike chifukwa chogwiritsa ntchito Ntchito zoperekedwa ndi Deriv.
5.3. Chinyengo
5.3.1. Tili ndi ufulu wotsekereza kapena kusunga ndalama zomwe zili mu akaunti yanu, kuchotsa phindu lililonse, kuyimitsa akaunti yanu, kuthetsa Mgwirizano uwu popanda chidziwitso, ndi/kapena kuletsa pempho lililonse la kuyika, kuchotsa, kapena kubwezera ndalama zanu ngati tikudziwa kapena tili ndi chifukwa chokhulupirira kuti chinyengo chachitika kapena chidzachitika, kuphatikizapo ngati chimodzi kapena zingapo mwa izi ndi zoona:
5.3.1.1. Akaunti yanu idatsegulidwa pogwiritsa ntchito dzina lonyenga kapena losapangidwa;
5.3.1.2. Mwapereka chikalata (zikalata) zachinyengo kapena zosinthidwa; kapena
5.3.1.3. Mwalembetsa ndi ma imelo/manambala a foni oposa amodzi.
5.3.2. Tikhoza kugwiritsa ntchito zambiri zanu paumwini zomwe mwapereka kuchita zoyeza zolimbana ndi chinyengo.
5.3.3. Zambiri zanu paumwini zomwe mwapereka zitha kuwululidwa kwa mabungwe otsimikizira umboni, kuyang'ana ngongole, kapena kulimbana ndi chinyengo, omwe atha kusunga zolembedwa za zambirizo.
5.3.4. Muyenera kutipatsa zambiri ndi zikalata zaposachedwa, zolondola, ndi zathunthu. Ngati izi zionekera kukhala zakale, zolakwika, kapena zosakwanira, tili ndi ufulu wozikana kapena kukupemphani kuti mukonzenso kapena kutsimikizira zambiri zilizonse zomwe mwapereka.
5.3.5. Zokambirana zanu za pa foni ndi/kapena mauthenga a pa intaneti, kuphatikizapo kucheza ndi Amy, atha kujambulidwa. Zolembedwazi zitha kugwiritsidwa ntchito pa zolinga zolimbana ndi chinyengo, kuonetsetsa mtundu wabwino, kutsatira malamulo, ndi kukonza ntchito, mogwirizana ndi Mfundo Zathu za Chinsinsi.
6. Kutsatira malamulo
6.1. Ndi udindo wanu, pamene mukupeza Webusaiti ndi Ntchito zathu, kuonetsetsa kuti mukumvetsetsa malamulo ndi mfundo zoyenerera za dziko lanu, ndipo muyenera kutsatira malamulo ndi mfundo zonse zovomerezeka. M’maiko ena, sitingaloledwe kukupatsani Ntchito zathu pokhapokha ngati mwatenga njira zodzifunira zopempha zambiri zokhudza izo ndi kupempha kuti mupatsidwe zinthu ndi ntchito zathu. Kupeza Ntchito ndi kupereka malonda ena kudzera mu Ntchito zathu kunganso kuletsedwe m'madera ena. Ndi udindo wanu kudziwa zoletsa zomwe zikugwira ntchito mu dziko lomwe mumakhalamo ndi kuzitsatira. Pokupitirizabe kupeza Webusaiti ndi Ntchito zathu, mukutionetsetsa kuti mukuchita zimenezi mwalamulo ndipo, pamene zikuyenera, mwapempha zambiri zokhudza zinthu ndi ntchito zathu ndi kupempha kuti mupatsidwe zimenezi.
7. Ufulu Wathu
7.1. Tili ndi ufulu, pochita mozama, woyimitsa, kukana, kapena kuletsa Ntchito zathu zilizonse, kukana kapena kubwezeretsa malonda anu aliwonse, kukupemphani kubwezera ndalama, ndi/kapena kupanga kusintha kwa akaunti yanu mokomera ife pokhudzana ndi kuyika kapena kuchotsa ndalama mu akaunti yanu chifukwa cha chinsinsi chilichonse, kuphatikizapo izi:
7.1.1. Ngati tikukhulupirira kuti zochita zanu pa Webusaiti kapena Ntchito zathu zitha kukhala zosaloledwa mu dziko kapena boma lanu kapena kuti zitha kuphwanya malamulo, mfundo, zida, malamulo aboma, kapena malamulo enaake, kuphatikizapo omwe amayang'anira msika uliwonse, msika wa ndalama, kapena chilengedwe cha mfundo za ndalama;
7.1.2. Ngati mozama timakhulupirira kuti mwapanga kapena mukupanga chiyimbi cholakwika kapena chonyengeza kwa ife; kapena
7.1.3. Chochitika chilichonse chimene akuluakulu a malamulo, mabungwe okhwimitsa malamulo kapena oyang'anira amatilankhula kuti tipereke pempho lakuti tisiye kukupatsani Ntchito zathu.
7.2. Tili ndi ufulu wolinganiza ndalama iliyonse imene mwatikongola ndi ndalama iliyonse kapena chinthu chilichonse cha mtengo wapamwamba cha digito (virtual assets) chomwe tili nacho mu akaunti yanu, mogwirizana ndi Ndime 3. Izi zikuphatikizapo mtengo uliwonse wosakhutira (mwachitsanzo, mtengo wa ntchito, mtengo wamavoti oyendetsera ntchito, kapena mtengo wochotsera ndalama, monga zafotokozedwera kudzera pa nsanja), zolipirira, kapena kutayika komwe takumana nako chifukwa cholephera kwanu kuchita zolinga zanu monga zafotokozedwera mu Mgwirizano uwu.
7.3. Pakachitika cholakwika chilichonse pa Webusaiti yathu kapena Mapulatifomu (kuphatikizapo cholakwika chilichonse chokhudza malipiro chochokera kwa opereka ntchito zathu za malipiro), tili ndi ufulu wotenga chochita chilichonse choyenera kukonza cholakwikacho, kuphatikizapo kukonza zolakwika zilizonse, kuyimitsa kwa kanthawi kapena mwamuyaya kupeza zinthu zomwe zikukhudzidwa, kusintha, kusinthanitsa kapena kubwezera ndalama, kapena kukana kapena kubwezeretsa malonda.
7.4. Ngati mudziwa cholakwika chilichonse mu lipoti kapena chikalata chomwe tikupatsani, monga ndalama iliyonse yolakwika yomwe idayikidwa mu akaunti yanu, muyenera kutiuza nthawi yomweyo, ndipo ndi udindo wanu kubwezera ndalama izi kwa ife. Ngati tidziwa za chochitika chotere, mukuvomereza kuti tikonze cholakwikacho pokonzanso lipoti kapena chikalatacho ndipo, ngati n'koyenera, kutenga izi ngati ndalama zosowa (deficit balance). Ngati mwagwiritsa ntchito ndalama zilizonse zomwe zidayikidwa mu akaunti yanu mwa zolakwika, tikhoza, popanda chidziwitso, kutseka zochita zanu zonse kapena zina zomwe zili poyera pa mitengo yotsekera imene timakhulupirira mozama kuti ndi yoyenera kubweza ndalamazo.
7.5. Ngati akaunti yanu ya Nsanja imayimitsidwa chifukwa chilichonse (mwachitsanzo, akaunti yanu ya Deriv MT5), tili ndi ufulu wotseka pozichita zonse zomwe zikuyembekezera pamtengo wa msika wa nthawi imeneyo.
7.6. Tili ndi ufulu wotenga chochita chilichonse chomwe timaganiza kuti n'chofunikira, potengera chiganizo chathu chokha, kuonetsetsa kutsatira malamulo, mfundo, kapena machitidwe ovomerezeka. Zochita izi zidzakhala zomangika kwa inu ndipo sizidzatipangitsa kukhala ndi udindo uliwonse.
7.7. Ngati tapeza kuti mwachita zochita zosayenera, kuphatikizapo kugwiritsa ntchito mawu onyoza, tili ndi ufulu wochepetsa kapena kuimitsa akaunti yanu kapena kuthetsa Mgwirizanowu popanda chidziwitso choyambirira.
7.8. Tili ndi ufulu wokufunsani zambiri nthawi iliyonse kuti tiwonetsetse kuti mukutsatira Mgwirizanowu. Ngati simuvomereza pempho lathu loyenerera lofuna zambiri, tikhoza kuchepetsa kapena kuimitsa akaunti yanu, kapena kuthetsa Mgwirizanowu popanda chidziwitso choyambirira.
7.9. Tikhoza kusunga zolembedwa, zomwe zikuphatikizapo deta yanu ya umwini, zambiri za malonda, ndi mauthenga, chifukwa cha zofunikira zathu zamalamulo ndi za oyang'anira. Zolembedwa zathu zidzagwira ntchito ngati umboni wa kagwiritsidwe kanu ka Ntchito pokhapokha zitawonetsedwa kuti si zolondola. Mukamapempha, zolembedwa zanu zitha kuperekedwa kwa inu, ngakhale kuti sitili ndi udindo pa zofunikira zilizonse zosungira zolembedwa zomwe mungakhale nazo. Mukuvomereza kuti tikhoza kugwiritsa ntchito zolembedwa zathu ngati umboni pa milandu iliyonse yalamulo kapena ya oyang'anira.
7.10. Tili ndi ufulu woyambitsa, kusintha, kuimitsa, kuchotsa, kapena kuchepetsa chilichonse cholimbikitsa malonda kapena bonasi; ndi kubwezera kapena kuchotsa bonasi iliyonse yoperekedwa mwa cholakwika kapena pamene tikukayikira mwanzeru kuti pali kunyenga kapena kuphwanya Mgwirizanowu.
7.11. Ngati tapeza kuti muli ndi Ma Akaunti Ofanana mosemphana ndi Malamulowa, tili ndi ufulu, monga tafunira tokha popanda chidziwitso choyambirira, kuti:
7.11.1. Titseke Akaunti Yofanana iliyonse; ndi
7.11.2. Tisamutse ndalama zilizonse zotsala kuchoka ku Akaunti Yofanana yotsekedwayo kupita ku akaunti imodzi yomwe talolezera kuti ipitilize kukhala yotseguka pansi pa Malamulowa ("Akaunti Yogwira Ntchito").
7.12. Pamene kusamutsa ndalama kukuchitika pakati pa maakaunti okhala ndi ndalama zosiyanasiyana, tikhoza, monga tafunira tokha, kutsegula sub-akaunti yatsopano kapena wallet mwa yekha m'ndalama yoyambirira ya ndalamazo mkati mwa Akaunti Yogwira Ntchito kuti tithandizire kusamutsaku popanda kusintha ndalama. Ngati, pazochitika zapadera, tichita kusintha ndalama, izi zidzachitika pa mtengo wamsika wovomerezeka panthawi yosamutsira, ndipo inu mudzasenza mtengo uliwonse kapena chiwopsezo cha kusintha kwa mtengo wa ndalama chomwe chingabwere.
7.13. Tili ndife amene timasankha akaunti iti yomwe idzatchedwa Akaunti Yogwira Ntchito monga tafunira tokha, kutengera zinthu monga, koma osati kuti zokhazo, mkhalidwe wovomerezeka wa KYC, zochitika za akaunti, ndi ntchito zophatikizidwa.
8. Kunyenga msika ndi machitidwe oletsedwa
8.1. Timasunga makina oyang'anira ndi kuzindikira kunyenga msika. Mukuvomereza kuti simudzalowa m'malonda alionse omwe amagwera mkati mwa tanthauzo la kunyenga msika monga malamulo ogwira ntchito amafotokozera.
8.2. Simuyenera:
8.2.1. Kuchita malonda ngati muli ndi chidziwitso chobisika kapena kudziwa zinthu zobisika zokhudza msika uliwonse wa ndalama, chuma cha virtual, wopereka, kapena chida chilichonse;
8.2.2. Kuulula mosaloledwa chidziwitso chilichonse chobisika kapena kudziwa zinthu zobisika zokhudza msika uliwonse wa ndalama, chuma cha virtual, wopereka, kapena chida chilichonse;
8.2.3. Kuchita malonda ngati mukuyesera kapena mwayesapo kale kunyenga msika wa chida chilichonse cha ndalama kapena chuma cha virtual;
8.2.4. Kuchita malonda mwanjira yoswa malamulo aliwonse, malangizo, zida, kapena malamulo, kuphatikizapo omwe amayang'anira kagwiridwe ka msika uliwonse, msika wa ndalama, kapena malo oyang'anira zamalamulo a ndalama;
8.2.5. Kuchita zinthu monyoza kapena mopanda chilungamo pankhani ya Webusaiti yathu, Mapulatifomu, kapena zinthu zina;
8.2.6. Kulowa m'malonda omwe amanyenga zinthu zathu;
8.2.7. Kulowa m'malonda okhala ndi cholinga chogwiritsa ntchito molakwa zolakwika za mitengo; kapena
8.2.8. Kufalitsa chidziwitso chilichonse chonama, cholakwika, kapena chosokoneza mwanjira yomwe ingayambitse, kapena kuyesera kunyenga, msika wa chida chilichonse cha ndalama kapena chuma cha virtual.
Ngati tapeza kapena tikukayikira kuti mwaphwanya Fungulo la 8.2, tikhoza kukuletsani kuchita malonda, kujandiza akaunti yanu, kuimitsa malonda pa akaunti yanu, kubwezera malonda alionse okhudzidwa, kutseka malo aliwonse otseguka, kuletsa kutulutsa ndalama, kubwezera ndalama zomwe mwayika, kusunga ndalama zilizonse zomwe mwapeza, kapena kutenga njira zina zilizonse zomwe tikuona kuti n'zofunikira mwanzeru. Kukonzanso kwa oyang'anira ndi kosiyana ndi zochitika zoyambitsidwa ndi kasitomala ndipo n'zomaliza.
9. Chitetezo cha ndalama zotsala zoyipa (Negative balance protection)
9.1. Chitetezo cha ndalama zotsala zoyipa chitha kuperekedwa monga tafunira tokha kuti tikutetezeni ku kusintha koyipa m'malonda anu. Sitikakamizidwa kupereka chitetezo cha ndalama zotsala zoyipa nthawi iliyonse kapena mkhalidwe uliwonse, ndipo simuyenera kuyembekezera kuti chidzakhala chilipo nthawi zonse.
9.1.1. Pa maakaunti a CFD, pamene tasankha kuchipereka, chitetezo cha ndalama zotsala zoyipa chimayang'ana udindo wanu wonse wochokera m'malonda onse otseguka mkati mwa akaunti ya CFD imeneyo, poyerekeza ndi ndalama zomwe zilipo mu akaunti imeneyo, m'malo moyang'ana malonda alionse pawokha.
9.1.2. Pa maakaunti a Futures a chuma cha virtual, chitetezo chotsutsana ndi ndalama zotsala za akaunti yanu kukhala zoyipa chimaperekedwa m'malo mwake kudzera mu insurance fund ndi njira ya Auto-Deleveraging yofotokozedwa mu Fungulo 4.2 la Malamulo a Malonda.
9.2. Ngakhale pamene timapereka chitetezo cha ndalama zotsala zoyipa, sichigwira ntchito m'mikhalidwe iyi:
9.2.1. Pamene mwatsegula malonda omwe amawoneka oletsedwa; kapena
9.2.2. Pamene ndalama zotsala zoyipa zachokera ku kuphwanya kwanu Mgwirizanowu.
10. Maakaunti osagwiritsidwa ntchito (Dormant accounts)
10.1. Ngati akaunti yanu sinalembepo zochitika zilizonse kwa nthawi yoposa miyezi khumi ndi iwiri (12), idzawonedwa ngati akaunti yosagwiritsidwa ntchito, ndipo tili ndi ufulu wokonza mosintha Wallet yanu m'mokomera ife, panthawi imeneyi komanso pa nthawi iliyonse ya miyezi isanu ndi umodzi (6) yomwe akaunti yanu ikupitiriza kukhala yosagwiritsidwa ntchito.
10.2. Ngati akaunti yanu yatsekedwa kapena yaimitsidwa ndipo sinalembepo zochitika zilizonse kwa nthawi ya miyezi khumi ndi iwiri (12) kapena kuposa, tili ndi ufulu wobwezeretsa ndalama za akaunti yanu.
10.3. Ngati akaunti yanu sinagwiritsidwe ntchito kwa masiku makumi atatu (30) ndipo ili ndi ndalama zotsala za USD imodzi (1) kapena zochepera, tili ndi ufulu wobwezeretsa ndalama za akaunti yanu.
10.4. Ngati muli ndi akaunti ya Pulatifomu yomwe sinagwiritsidwe ntchito kwa miyezi 6 kapena kuposa ndipo ili ndi ndalama zotsala za USD imodzi (1) kapena zochepera, tili ndi ufulu wosamutsira ndalamazi ku Wallet yanu.
10.5. Ngati akaunti yanu sigwira ntchito kwa nthawi yosalekeza ya zaka zisanu (5), tili ndi ufulu wotseka akaunti yanu ndi kuyimitsa ndalama zonse zotsalira. Mungapemphe kubwezedwa kwa ndalama zoyimitsidwa mwa kulankhulana ndi gulu lathu lothandizira anthu, kumaliza kuwunika kwathu kwa umboni wa dzina lanu, ndi kupereka zina zilizonse zomwe tifunikira mokwanira.
10.6. Ma akaunti a CFD osagwira ntchito
10.6.1. Ngati muli ndi akaunti ya Pulatifomu ya CFD imene sinagwire ntchito kwa nthawi yomwe tiyika tokha, tingayike malire ang'onoang'ono kapena athunthu pa akaunti yanu ya Pulatifomu ija, kapena kusandutsa akaunti yanu kukhala yosagwira ntchito. Ndalama zilizonse zomwe zili mu akaunti yanu ya CFD yosagwira ntchito zidzasamutsidwa ku Wallet yanu.
10.6.2. Kugwiritsa ntchito zida zamalonda zodziyendetsa zokha kapena za algorithm sikuletsa akaunti yanu ya CFD kutchulidwa ngati yosagwira ntchito ngati palibe zochita zomwe zalembedwa mu akaunti mkati mwa nthawi yoikidwa.
10.6.3. Tili ndi ufulu wofufuta akaunti yanu ya Deriv MT5 yoyeserera pambuyo pa masiku makumi atatu (30) osagwira ntchito.
10.6.4. Tili ndi ufulu woyika malire ang'onoang'ono kapena athunthu a malonda pa akaunti yanu yeniyeni ya Deriv MT5 pambuyo pa masiku makumi asanu ndi limodzi (60) osagwira ntchito. Ndalama zilizonse zomwe zili mu akaunti yanu ya Deriv MT5 yosagwira ntchito zidzasamutsidwa ku Wallet yanu.
10.6.5. Tili ndi ufulu wosunga akaunti yanu yeniyeni ya Deriv MT5 mu zosungidwa pambuyo pa zaka ziwiri (2) zosagwira ntchito.
11. Maubwenzi ndi anthu ena
11.1. Mungadziwitsidwe kwa ife ndi mmodzi wa ogwirizana nathu (affiliates). Mukuvomereza kuti sitilorera ogwirizana nathu kupanga pangano lililonse, mgwirizano, kapena chitsimikizo m'malo mwathu. Makamaka, ogwirizana nathu alibe ufulu wolandira ndalama zilizonse kuchokera kwa inu, kupereka chitsimikizo chotsutsana ndi kutayika, kupereka ntchito zokhudzana ndi kuchita malonda, kapena kupereka malangizo m'dzina lathu.
12. Zitsimikizo ndi mabungwe otetezera
12.1. Mukutsimikizira ndi kuimira kwa ife kuti muli ndi udindo wathunthu ndi waumwini wa kukwaniritsa malonda onse omwe mukuchita kudzera mu akaunti yanu ndi ife.
12.2. Mukutsimikizira ndi kuimira kwa ife kuti nokha ndinu amene muyang'anira kufikira akaunti yanu ndipo kuti palibe ana aang'ono kapena anthu ena omwe apatsidwa mwayi wofikira akaunti yanu.
12.3. Mumakhalabe ndi udindo wathunthu pa malo onse a malonda omwe achitidwa pa akaunti yanu, komanso malonda onse a khadi la kredi kapena malipiro ena opangidwa kudzera pa Webusaiti kapena Mapulatifomu pa akaunti yanu. Mukuvomereza kutiteteza ku mtengo ndi kutayika kwa mtundu uliwonse komwe tingakumane nako mwachindunji kapena mosachindunji chifukwa cha kulephera kwanu kukwaniritsa kapena kuthetsa malonda alionse omwe achitika kudzera pa Webusaiti kapena Mapulatifomu.
12.4. Ndinu ndi udindo wolipira mtengo ndi kutayika kulikonse komwe tingakumane nako kapena kunyamula chifukwa cha kulephera kwanu kutsatira ndondomeko iliyonse ya maudindo anu yofotokozedwa mu Pangano ili. Izi zikuphatikizapo kutiteteza ku mtengo uliwonse womwe ungabuke chifukwa cha kukakamiza ufulu wathu uliwonse pansi pa Pangano ili.
12.5. Ife tikukana mwachindunji ndi momveka bwino zitsimikizo zonse kapena zoimira, zowonekera kapena zomveka mophiphiritsa, zovomerezeka ndi lamulo kapena mwanjira ina, kuphatikizapo zitsimikizo zophiphiritsa za kugulitsika, kukwanira ntchito inayake, ndi kusaphwanya ufulu, zokhudzana ndi Ntchito, Webusaiti, ndi Mapulatifomu.
12.6. Tikupereka Ntchito zathu, Webusaiti, ndi Mapulatifomu monga zilili “as is” ndi “as available” ndipo sitikupereka chitsimikizo chakuti zilibe zolakwika, kuti zolakwika zilizonse zidzakonzedwa, kapena kuti zilibe kusokonezedwa ndi anthu ena, monga anthu ophwanya makina (hackers) kapena zinthu zina zoopsa zomwe zichitika kunja kwa ulamuliro wathu.
12.7. Sitikunena kuti Ntchito zathu, Webusaiti, ndi Mapulatifomu zidzapezeka mosalekeza kapena kuti ntchito yopanda zolakwika idzaperekedwa. Malinga ndi Chigawo 13.1, sitidzakhala ndi udindo pa zotsatira za zolakwika kapena kusokonezeka koteroko.
13. Udindo
13.1. Palibe chinthu mu Pangano ili chomwe chidzachepetsa kapena kuchotsa udindo wathu pa chinthu chilichonse chomwe sichingachepetsedwe kapena kuchotsedwe ndi lamulo logwira ntchito.
13.2. Malinga ndi Chigawo 13.1, sitidzakhala ndi udindo kwa inu mu pangano, kulakwa (tort), kapena mwanjira ina (kuphatikizapo udindo wa kunyalanyaza) chifukwa cha (a) kutayika kulikonse kwa bizinesi, ndalama zolowa, phindu, kapena kusunga ndalama koyembekezeredwa; (b) kuwononga chindapusa, kuwonongeka, kapena kufufutidwa kwa deta; (c) kutayika kwa mbiri yabwino kapena ulemu; (d) kutayika kulikonse kosachindunji kapena kotsatira; kapena (e) zochita kapena zosachitidwa za anthu ena, mlichitika chilichonse chomwe chikubuka mwachindunji kapena mosachindunji chokhudzana ndi Pangano ili.
13.3. Malinga ndi Zigawo 13.1 ndi 13.2, tingakhale ndi udindo pa kutayika kwanu pokhapokha ngati kutayika kumeneku kwachitika chifukwa cha kunyalanyaza kwathu kwakukulu, kulakwa mwadala, ndi/kapena chinyengo, ndipo udindo wathu wonse kwa inu wokhudzana ndi zonena zonse zochokera kapena zokhudzana ndi Pangano ili (kuphatikizapo chifukwa cha kuphwanya pangano, kulakwa (tort), kunyalanyaza, pansi pa lamulo, kapena mwanjira ina) udzakhala wochepetsedwa ku mtengo wonse wa ndalama zolowetsedwa kuchotsa zotulutsidwa mu Wallet yanu pa tsiku limene chifukwa cha zochitika chinabuka.
13.4. Malinga ndi Chigawo 13.1, ngati tikupereka zambiri, nkhani, ndemanga za msika kapena kafukufuku pa Webusaiti yathu kapena mu mauthenga alionse, kuphatikizapo makalata a nyuzi, ngakhale tikutenga njira zomveka kutsimikizira kulondola kwa zambiri izi, sitidzakhala ndi udindo pa kutayika kulikonse (kaya kwachindunji kapena kosachindunji, kapena kaya kwachitika chifukwa cha kuphwanya pangano, kulakwa (tort), kunyalanyaza, pansi pa lamulo, kapena mwanjira ina) komwe mungakumane nako chifukwa cha kulakwika kulikonse kapena chikhalidwe cholakwika mu zambiri zoperekedwa kapena chifukwa cha inu kutenga kapena kusatenga chochita chilichonse kutengera zambiri izi. Ngati mukufuna kugwiritsa ntchito zambiri izi kuthandiza pa zisankho zanu za malonda, mumachita izi pa chiwopsezo chanu chokha. Chigawo ichi chikugwiranso ntchito mofanana ndi mayankho opangidwa ndi Amy – mumagwiritsa ntchito mayankho oteroyo pa chiwopsezo chanu chokha ndipo simuyenera kudalira pa iwo ngati maziko a chisankho chilichonse cha malonda.
13.5. Kutengera Ndime 13.1, sitidzakhala ndi udindo pa kutayika, kuchedwa, kapena kulephera kulikonse komwe kwachitika chifukwa cha chipangizo chanu, browser, kulumikizana kwa intaneti, kapena wallet ya kampani yachitatu imene sikukwaniritsa zofunikira zomwe zafotokozedwa mu Ndime 4.2, kapena chifukwa cha kusagwirizana, kukhalanso ndi vuto lantchito, kapena kulephera kwa chitetezo cha chipangizo, browser, kulumikizana, kapena wallet ya kampani yachitatu, zomwe zili kunja kwa ulamuliro wathu.
14. Kutha kwa Mgwirizano
14.1. Mukhoza kuthetsa Mgwirizano uwu nthawi ina iliyonse mwa kutipatsa chidziwitso (malinga ndi Ndime 17). Mukatipatsa chidziwitso, muyenera kutseka malonda alionse otsegulidwa mwamsanga momwe zingathekere ndipo, mulimonse mmene zingakhalire, mkati mwa masiku makumi awiri ndi imodzi (21), pambuyo pa nthawi imeneyo tikhala ndi ufulu wotseka malonda anu m'malo mwanu (pa mtengo wa msika wa panthawi imeneyo) tisanatseke akaunti yanu ya Deriv kwamuyaya.
14.2. Tikhoza kuthetsa Mgwirizano uwu ndi kutseka akaunti yanu ya Deriv nthawi ina iliyonse mwa kukupatsani chidziwitso cha masiku makumi awiri ndi imodzi (21) (malinga ndi Ndime 17). Titakupatsani chidziwitso, sitidzalandira malangizo atsopano alionse ochokera kwa inu. Muyenera kutseka malo aliwonse otsegulidwa mkati mwa masiku makumi awiri ndi imodzi (21) kuyambira tsiku la chidziwitsochi, pambuyo pa nthawi imeneyo tikhala ndi ufulu wotseka malonda anu m'malo mwanu (pa mtengo wa msika wa panthawi imeneyo) tisanatseke akaunti yanu kwamuyaya.
14.3. Tikhoza kuthetsa Mgwirizano uwu ndi kutseka akaunti yanu ya Deriv nthawi ina iliyonse popanda kupatsa chidziwitso poyamba:
14.3.1. Ngati mwakhala osatha kulipira ngongole zanu pamene zikukwana nthawi yolipira kapena mwakhala obwalitsidwa kapena osatha kulipira, malinga ndi lamulo lililonse la kubwalitsidwa kapena kusatha kulipira lomwe likugwira ntchito;
14.3.2. Ngati wolandira ndalama, woyendetsa, kapena woyang'anira wasankhidwa pa bizinesi yanu yonse kapena gawo lililonse la chuma chanu kapena mwachotsedwa pa rejista ya makampani m'dziko limene munalembetsedwa kapena lamulo lapangidwa kapena chigamulo chapasidwa cha kutseka bizinesi;
14.3.3. Ngati mwaphwanya mwakukulukulu mfundo iliyonse ya Mgwirizano uwu;
14.3.4. Ngati mwatipatsa chidziwitso chonyenga chachikulu kapena chidziwitso chilichonse chomwe mwatipatsa ndi chabodza kapena chosokoneza pankhani yaikulu panthawi yomwe mudachipereka;
14.3.5. Ngati mwalephera kupereka chidziwitso chilichonse chomwe tafunsa malinga ndi Mgwirizano uwu;
14.3.6. Ngati timakhulupirira mwanzeru kuti pali chiwopsezo cha chitetezo kapena cha malamulo pakupitiriza kukhala ndi Mgwirizano uwu ndi inu;
14.3.7. Chifukwa cha zifukwa zokhudzana ndi mfundo zathu zamkati;
14.3.8. Ngati tikufunika kutero malinga ndi lamulo logwira ntchito kapena wolamulira;
14.3.9. Monga zafotokozedwa mu Ndime 5.3, 7.7, ndi 7.8 mu Mfundo za General Terms of Use izi; kapena
14.3.10. Monga zafotokozedwa mu Trading Terms, kapena Funds and Transfers Terms.
Ngati tathetsa Mgwirizano uwu malinga ndi Ndime 14.3 iyi, tikhala ndi ufulu wotseka malonda anu m'malo mwanu (pa mtengo wa msika wa panthawi imeneyo) tisanatseke akaunti yanu kwamuyaya.
14.4. Pakutha kwa Mgwirizano uwu:
14.4.1. Tikhala ndi ufulu wochotsa mu akaunti yanu ndalama zilizonse zoti mutitipereke;
14.4.2. Tidzabweza kwa inu mopanda kuchedwa kosafunikira ndalama zotsala mu Wallet yanu mwa kutumiza ndalamazo mwachindunji ku akaunti yanu ya banki kapena njira ina yolipirira yotsimikizidwa, kupatula ngati tili ndi ufulu wosunga ndalamazo malinga ndi Mgwirizano uwu kapena malamulo ogwira ntchito (mwachitsanzo, ngati tikukayikira kuti ndalamazo ndi zochokera ku ntchito zauchigawenga); ndipo
14.4.3. Muyenera kusiya nthawi yomweyo kugwiritsa ntchito kapena kupeza mwayi wa Webusaiti, Ntchito, ndi Mapulatifomu, kuphatikizapo pulogalamu iliyonse ya kampani yachitatu yomwe ili mmenemo.
14.5. Kutha kwa Mgwirizano uwu sikukhudza udindo kapena ufulu wa mbali iliyonse womwe unali watsimikizika tsiku loti Mgwirizano uwu usanathe.
14.6. Ndime zotsatirazi zidzapitirira kukhalapo pambuyo pa kutha kwa Mgwirizano uwu: 1 (Chiyambi), 5 (Kudziwa kasitomala wanu), 10 (Maakaunti osagwiritsidwa ntchito), 12 (Zitsimikizo ndi malipiro a chitetezo), 13 (Udindo), 14 (Kutha kwa Mgwirizano), 15 (Ufulu wa chuma chamaganizo), 16 (Zochitika za mphamvu yaikulu), 17 (Kulumikizana ndi ife), 18 (Madandaulo), 19 (Lamulo loyendetsa ndi ulamuliro wamilandu), ndi 20 (Zosiyanasiyana).
15. Ufulu wa chuma chamaganizo
15.1. Mukuvomereza kuti ufulu wonse wa chuma chamaganizo mu Webusaiti ndi Mapulatifomu ndi wa ife, makampani athu ogwirizana kapena olola athu, kuphatikizapo chidziwitso chonse chokhudzana, teknoloji, ndi zinthu zina, kuphatikizapo pulogalamu zonse, malingaliro, njira, njira zothandiza, mamodulo, mafomu ojambulira, ma algorithm, zinsinsi za bizinesi, njira zochitira ntchito, chidziwitso, zinthu, ma source code, kapangidwe, kutsatana, kalongosolo, zithunzi, mawu, ma graphics, zojambula, deta, ndi luso lomwe lili mmenemo, kusintha konse, kusinthasintha, kukonzedwanso, kukwezedwa, kukonzedwa bwino, ndi ntchito zochokera kumeneko, ndiponso zolembedwa zonse zogwirizana ndi mabuku ophunzitsira.
15.2. Mukuvomereza kuti chuma chamaganizo mu ndi pa Webusaiti ndi Mapulatifomu athu ndi cholola (osati chogulitsidwa) kwa inu chokha malinga ndi Mgwirizano uwu, ndipo kuti simuli ndi ufulu, mwayi, kapena chidwi china chilichonse mu, kapena pa, ufulu wa chuma chamaganizo mu Webusaiti ndi Mapulatifomu.
15.3. Simuyenera, pankhani ya Webusaiti, Mapulatifomu, gawo lililonse la izo, ndi pulogalamu iliyonse ya kampani yachitatu yomwe ili mmenemo:
15.3.1. Kusintha kaimidwe ka teknoloji (reverse engineer), kupasula, kapena kuyesa mwanjira ina kupeza source code, kupatula pamlingo womwe lamulo limalola momveka bwino ndi kupatula code iliyonse yomwe yaperekedwa kwa anthu onse pa maziko a open source;
15.3.2. Kukopera, kusintha, kapena kumasulira chinthu chilichonse cha zinthuzo;
15.3.3. Kuchotsa chidziwitso chilichonse cha umwini;
15.3.4. Kupewa malire aliwonse a teknoloji kapena kuyatsa zinthu zilizonse zomwe zatsekedwa; kapena
15.3.5. Kugwiritsa ntchito zinthu izi ndi cholinga chopanga zinthu kapena ntchito zomwe zikupikisana ndi izo.
15.4. Mukuvomereza kuti dzina “Deriv” ndi chizindikiro cha “Deriv” ndi zizindikiro zolembetsedwa (registered trademarks).
15.5. Muyenera kupempha chilolezo chathu cholembedwa poyamba kuti mukope ndi kugawa zinthu zathu pa zolinga zosati zamalonda, ndipo tidzapereka chilolezo chathu pokhapokha ngati kope lililonse la chinthucho lisungidwe mosakhudzidwa.
15.6. Kuti mukope kapena kugawire zinthu zathu pazolinga zamalonda kapena polandira malipiro a mtundu uliwonse, muyenera (a) kupeza chilolezo chathu cholembedwa musanachite izi ndipo (b) kuonetsetsa kuti makope onse ali ndi chidziwitso chotsatirachi pamalo owonekera bwino: “Copyright Deriv 2026. All rights reserved”.
15.7. Chonde dziwani kuti mukatilumikizana ndi malingaliro aliwonse okhudza kusintha ndi kukonza Webusaiti kapena Mapulatifomu athu, tikhoza kupanga kusintha kutengera malingaliro anuwo, koma sitikakamizika kutero. Kusintha kulikonse kapena kukonza kulikonse kochitidwa pa Webusaiti kapena Mapulatifomu kutengera ndemanga zanu kudzakhala chuma chathu ndi cha omwe atipatsa chilolezo, kokha.
16. Zochitika za force majeure
16.1. Zochitika za force majeure ndi zochitika zomwe zili kunja kwa ulamuliro wa mbali iliyonse ndipo sizingayembekezeredwe moyenerera. Zitha kuphatikiza:
16.1.1. Nkhondo iliyonse, chochita cha boma, chiwembu cha uchigawenga, moto, ziwonetsero, chipwirikiti kapena kunyanyala ntchito;
16.1.2. Masoka achilengedwe monga kusefukira kwa madzi, mphepo yamkuntho, zivomezi, ndi mphepo zamkuntho zamphamvu (hurricanes);
16.1.3. Mavuto azaumoyo wa anthu onse a mdziko kapena padziko lonse lapansi, matenda oopsa, kapena mliri wofalikira;
16.1.4. Kuyimitsidwa, kutsekedwa, kapena kutengedwa ndi boma kwa msika wa masheya;
16.1.5. Chochita chilichonse kapena lamulo lopangidwa ndi boma kapena bungwe/ulamuliro wapamwamba womwe timakhulupirira (mokhala ndi chifukwa choyenera) kuti kukutilepheretsa kusunga msika wolongosoka bwino kapena kuyika malire kapena mikhalidwe yosazolowereka ndi boma pa chida chilichonse ndi/kapena chotengera chake pa Mapulatifomu athu;
16.1.6. Kulephera kwaukadaulo pofalitsa uthenga, kulumikizana, kapena zida za makompyuta, kuzimitsidwa kwa magetsi, kapena kulephera kwa zida zamagetsi kapena zida zina;
16.1.7. Kulephera kwa mnzake wachitatu aliyense (kuphatikizapo wopereka zinthu, wopereka ndalama zosunthika (liquidity provider), broker wapakati, wothandizira, wosunga chuma, msika wa masheya, nyumba yoyendetsera malonda, kapena bungwe loyang'anira) kukwaniritsa udindo wake kapena kutipatsa ntchito zake;
16.1.8. Chochitika chomwe chimasokoneza kwambiri msika, kuphatikizapo kutsekedwa msanga kwa malonda pamsika wina;
16.1.9. Kusintha kwakukulu (kaya kulipo kale kapena kuyembekezeredwa moyenerera) kwa mtengo, kupezeka, kapena kufunika kwa chinthu chilichonse; kapena
16.1.10. Zochitika zina zosayembekezereka, zosaganiziridwa, ndi zosadziwika zomwe sizidalira chifuniro cha mbali ziwirizi.
16.2. Sitidzayankha mlandu wa kuchedwa kulikonse kapena kulephera kukwaniritsa udindo uliwonse wathu malinga ndi Mgwirizano uwu ngati izi zikuchitika chifukwa cha chochitika cha force majeure.
16.3. Ngati tapeza kuti pali chochitika cha force majeure, tikhoza, popanda chidziwitso ndi nthawi ina iliyonse, mokhala ndi chifukwa choyenera, kutenga imodzi kapena zambiri mwa njira izi:
16.3.1. Kusintha maola a malonda a mgwirizano wina uliwonse;
16.3.2. Kuchepetsa Leverage;
16.3.3. Kusintha zofunikira zanu za margin, zomwe zitha kutanthauza kuti muyenera kupereka margin yowonjezera;
16.3.4. Kuchepetsa kupezeka kwa malangizo omwe mungapereke pa malonda;
16.3.5. Kuchotsa (void) malo onse a malonda otsegulidwa a zida zomwe zakhudzidwa; kapena
16.3.6. Kutseka malo aliwonse kapena onse a malonda anu otsegulidwa pa mtengo umene ife (mokhala ndi chifukwa choyenera) tikuwona kuti ndi woyenera.
16.4. Ngati titenga njira iliyonse mwa izi, malinga ndi Gawo 13.1, sitidzayankha mlandu kwa inu pa ngozi iliyonse yotayika.
17. Kulumikizana nafe
17.1. Mutha kutilumikizana kudzera pa online chat, WhatsApp, kapena Amy. Mudzapeza mabatani ofikira msanga pa Webusaiti yathu. Amy ndi njira yodziyendetsa yokha yopezeka pothandizira mafunso wamba — ngati mukufuna kuyankhula ndi membala wa gulu lathu, mutha kupempha wothandizira wamoyo (live agent) nthawi iliyonse.
17.2. Tili odzipereka kuthetsa funso lanu mwamsanga kwambiri momwe tingathere ndipo tikuyamikira kupirira kwanu potilola nthawi yothetsa nkhaniyi.
17.3. Ngati sitikwanitsa kuthetsa funso lanu kapena mukumva kuti yankho lathu silikukwaniritsa, mutha kupereka dandaulo lovomerezeka kwa ife potsatira njira yofotokozedwa mu Gawo 18 (Madandaulo) pansipa.
17.4. Ndi udindo wanu kuonetsetsa kuti mukhoza kulandira ma imelo omwe timakutumizirani.
17.5. Chidziwitso kapena kulumikizana kulikonse kofunika kapena kololedwa kuperekedwa pansi pa Mgwirizano uwu kuyenera kukhala molembedwa ndipo kudzatengedwa kuti kwaperekedwa moyenera, kwaperekedwa, kutumizidwa, ndi kulandiridwa pamene kwatumizidwa ku adilesi ya imelo ya wolandirayo. Pazolinga za gawo ili, “Masiku a Ntchito” amatanthauza masiku a ntchito m'dziko limene tinalembetsedwa (onani Gawo 1.1). Chidziwitso chilichonse chotumizidwa pa imelo chidzatengedwa kuti chalandiridwa pa Tsiku la Ntchito lotsatira lomwe chinatumizidwa. Ngati tsiku limene chidziwitso chikuyenera kutengedwa kuti chalandiridwa sili Tsiku la Ntchito, ndiye kuti chidziwitso chidzatengedwa kuti chinalandiridwa pa Tsiku la Ntchito lotsatira.
18. Madandaulo
18.1. Tili odzipereka kuonetsetsa kuti madandaulo akuthetsedwa mwamsanga komanso mwachilungamo.
18.2. Ngati mukufuna kupereka dandaulo lokhudza Ntchito zathu, mutha kutero potumiza tsatanetsatane ndi umboni wokhudzana ndi dandaulo lanu kwa ife pa complaints@deriv.com. Tidzavomereza kulandira dandaulo lanu kudzera pa imelo, kufufuza dandaulo lanuli, ndi kukutumizirani yankho lomaliza pasanapite masiku khumi ndi asanu (15) a Ntchito kuyambira tsiku limene dandaulo linalandiridwa. Kuti mudziwe zambiri, chonde werengani Mfundo za Madandaulo
19. Malamulo oyendetsera ndi ulamuliro wamilandu
19.1. Mgwirizano uwu ndi mikangano iliyonse yobwera kuchokera, yolumikizana nawo, kapena yokhudza, kutanthauzira kwa Mgwirizano uwu (kuphatikizapo mikangano yosakhala yamgwirizano) idzayendetsedwa ndi malamulo a dera la mnzanu wa mgwirizano, monga:
19.1.1. Deriv (BVI) Ltd: British Virgin Islands;
19.1.2. Deriv Investments (Cayman) Limited: Cayman Islands;
19.1.3. Deriv (Mauritius) Ltd: Mauritius;
19.1.4. Deriv (V) Ltd: Vanuatu;
19.1.5. Deriv (FX) Ltd: Federal Territory of Labuan (Malaysia);
19.1.6. Deriv Solutions (Panama) SA: Panama;
19.1.7. Deriv Capital International Ltd: Samoa; kapena
19.1.8. Deriv (SVG) LLC: Saint Vincent and the Grenadines.
20. Zosiyanasiyana
20.1. Mgwirizano uwu ndi mgwirizano wathunthu pakati panu ndi ife ndipo umalowa m'malo mwa mgwirizano onse akale, malonjezo, chitsimikizo, ndi zonenedwa (kaya zolembedwa kapena zoyankhulidwa) zokhudza nkhani yawoyo.
20.2. Ngati chigawo chilichonse cha Mgwirizanowu chikupezeka kuti n’chosavomerezeka kapena chosagwiritsika ntchito ndi khoti lililonse kapena bungwe la oyang’anira lomwe lili ndi ulamuliro woyenera, kusavomerezeka kapena kusagwiritsika ntchito kumeneku sikudzakhudza zigawo zina za Mgwirizanowu, zomwe zidzapitirizabe kukhala ndi mphamvu yonse.
20.3. Ngati sitikukakamiza inu kuti mukwaniritse udindo wanu uliwonse pansi pa Mgwirizanowu, kapena ngati sitikugwiritsa ntchito ufulu wathu pa inu, kapena ngati tikuchedwa kutero, izi sizikutanthauza kuti tasiya ufulu wathu pa inu ndipo sizikutanthauzanso kuti simuyenera kukwaniritsa udindo umenewo. Ngati tasiya kukakamiza za kulephera kwanu, tidzatero mwa lembo lokha, ndipo izi sizikutanthauza kuti tidzasiyanso mwakuthekera kulephera kwina kulikonse kwa inu m’tsogolo.
20.4. Tili ndi mphamvu yopereka ufulu wathu uliwonse kapena onse pansi pa Mgwirizanowu kwa munthu wachitatu.
20.5. Simuyenera kupereka ufulu wanu uliwonse kapena onse pansi pa Mgwirizanowu kwa munthu wachitatu popanda chilolezo chathu cholembedwa m’mbuyomu.
