1. Mau Oyamba
1.1. Gulu la makampani la Deriv limadzipereka kuteteza chidziwitso chanu chaumwini komanso kulemekeza umoyo wanu wachinsinsi. Mfundo Zachinsinsi izi zikufotokoza mmene timasonkhanitsira, kugwiritsa ntchito, kusunga, kuulutsa, ndi kuteteza chidziwitso chaumwini pamakampani onse a Deriv komanso pokhudzana ndi zinthu zathu, mautumiki, ma application, ndi masamba athu a webusaiti. Pamene tanena “ife”, “tili”, kapena “athu” m’Mfundo Zachinsinsi izi, tikutanthauza kampani enieni mu gulu la Deriv imene ili ndi udindo wa kugwiritsa ntchito chidziwitso chanu chaumwini, nthawi zambiri ndi kampani ya gulu la Deriv imene muli nayo ubale wa bizinesi kapena imene ikukuperekerani mautumiki (monga mwafotokozedwa pansi pa gawo la “Woyang'anira chidziwitso ndi chidziwitso cholumikizirana”).
1.2. Mfundo Zachinsinsi izi zikugwira ntchito pa makasitomala amakono ndi amtsogolo, alendo a webusaiti, opanga bizinesi mogwirizana, opereka mautumiki (ndi antchito awo), otenga nawo mbali pa zochitika, alendo a maofesi athu, ndi aliyense wokhudzana ndi zinthu zathu, mautumiki, ma application a foni, mapulatifomu, kapena njira za digito, mosasamala kuti amakhala m'dziko lotani. Mfundo Zachinsinsi izi sizigwira ntchito pa ofuna ntchito kapena antchito a gulu la Deriv.
1.3. Timagwiritsa ntchito chidziwitso chanu chaumwini monga woyang'anira, mogwirizana ndi malamulo ogwira ntchito, omwe angaphatikizepo European Union General Data Protection Regulation (GDPR), United Kingdom General Data Protection Regulation (UK GDPR), ndi malamulo ena ogwira ntchito a chinsinsi (“Malamulo a Chinsinsi”).
2. Magulu a chidziwitso chaumwini
2.1. Kutengera ubale wanu ndi ife, titha kusonkhanitsa ndi kugwiritsa ntchito mtundu umodzi kapena kuposa umodzi wa chidziwitso chaumwini chotsatira, monga:
2.1.1. Chidziwitso chaumunthu: Dzina loyamba, dzina lachibadwa, jenda, dziko lobadwira, tsiku lobadwa, ndi/kapena zikalata za chidziwitso zoperekedwa ndi boma (kuphatikizapo pasipoti, layisensi yoyendetsa, ziphaso za dziko, ndi/kapena zilolezo zokhala).
2.1.2. Chidziwitso cholumikizirana: Adilesi ya positi, adilesi ya imelo, ndi/kapena nambala ya foni.
2.1.3. Chidziwitso cha ntchito: Udindo wa ntchito, dzina la bwana wa ntchito, ntchito, magawo a udindo, ndi/kapena malipiro.
2.1.4. Chidziwitso chokhudza kukhala, kuphatikizapo mapangano a kubwereketsa nyumba, zikalata za umwini wa malo, ndi mabilu a mautumiki a nyumba.
2.1.5. Chidziwitso cholumikizirana: Mawu a zolumikizirana (imelo, live chat, zokambirana zothandizidwa ndi AI, zojambula ndi zolemba za makolo, maganizo, ndi/kapena mayankho a kafukufuku wa msika).
2.1.6. Chidziwitso cha mautumiki: Chidziwitso cha akaunti kapena pempho, mbiri ya malonda kapena kugulitsa, mapangano, zokonda, ndi/kapena zolemba za kugwiritsa ntchito.
2.1.7. Chidziwitso cha wopereka mautumiki: Chidziwitso chosinthidwa monga wopereka mautumiki kapena wogwirizana naye (zambiri za mgwirizano ndi/kapena zolemba za misonkhano).
2.1.8. Chidziwitso cha alendo: Zambiri za ulendo wa ku ofesi (zolemba za kulowa, tsiku/nthawi ndi cholinga cha ulendo, ndi/kapena zosowa zapadera zomwe zanenedwa).
2.1.9. Chidziwitso cha chilolezo: Zilolezo zoperekedwa/zochotsedwa, cookies, ndi/kapena zilolezo ndi zokonda za kutsatsa.
2.1.10. Chidziwitso cha malipiro: Adilesi yolipirira, zambiri za malipiro, akaunti ya banki, njira yolipirira, ndi/kapena mbiri ya malipiro.
2.1.11. Chidziwitso cha kugwiritsa ntchito: Zochitika za malonda zomwe mumachita pa akaunti yanu, mmene mumagwiritsira ntchito mapulatifomu ndi zinthu zathu zosiyanasiyana, kapena mmene mumalumikizirana ndi masamba athu, ma application, zotsatsa, ndi zolumikizirana.
2.1.12. Chidziwitso cha digito: Mwachitsanzo, adilesi ya IP, chidziwitso cha malo (kuphatikizapo GPS ndi geolocation), chidziwitso cha chipangizo ndi msakatuli, ndi/kapena chidziwitso cha chitetezo (monga mmene mumalowera kapena kutsimikizira kuti ndinu pofuna kulowa mu akaunti yanu).
2.1.13. Chidziwitso chotsimikizira: Umboni wa adilesi, gwero la chuma, ndi/kapena gwero la ndalama.
2.1.14. Chidziwitso cha biometric: Chidziwitso chomwe chimagwiritsidwa ntchito podziwitsa munthu enieni, monga kuzindikira nkhope kapena mawu. Zithunzi zina, mafano, mawu, kapena makanema atha kuwerengedwa ngati chidziwitso cha biometric ngati chikugwiritsidwa ntchito pofuna kuzindikira munthu.
2.1.15. Chidziwitso cha kutenga nawo mbali pa zochitika: Zambiri za kulembetsa pa chochitika, kukhalapo, ndi/kapena kutenga nawo mbali.
2.1.16. Zina: Chidziwitso china chilichonse chimene mungapereke, kapena chimene lamulo likutifuna kusonkhanitsa, kapena chokhudzana ndi ntchito zathu za ukadaulo.
3. Chidziwitso chaumwini chofunika kwambiri
3.1. Pokhapokha titapempha mwachindunji kapena lamulo lifuna, chonde musatipereke kapena kuulutsa chidziwitso chaumwini chofunika kwambiri chilichonse, kuphatikizapo kudzera pa masamba athu a webusaiti, ma application, kapena njira zina. Kutengera dera lanu, "chidziwitso chaumwini chofunika kwambiri" chingaphatikizepo, koma osati kokhako, chidziwitso chokhudzana ndi mtundu wanu kapena fuko lanu, zikhulupiriro za chipembedzo kapena za filosofi, malingaliro andale, kukhala membala wa mgwirizano wa antchito, thanzi, chidziwitso cha majini kapena cha biometric, zokonda zogonana, mbiri ya milandu, kapena milandu ya oyang'anira kapena yalamulo ndi zilango.
3.2. Ngati tifunika kusonkhanitsa kapena kugwiritsa ntchito chidziwitso chaumwini chofunika kwambiri, tidzachita izi mogwirizana ndi Malamulo a Chinsinsi ogwira ntchito ndipo pokhapokha pali maziko a lamulo ovomerezeka, monga chilolezo chanu chomveka bwino, kutsatira udindo wa lamulo, kapena ngati n'kofunika pa kukhazikitsa, kugwiritsa ntchito, kapena kuteteza milandu ya lamulo.
4. Magwero a chidziwitso chaumwini
4.1. Titha kusonkhanitsa chidziwitso chanu chaumwini m'mikhalidwe yotsatirayi kuchokera:
4.1.1. Kwa inu mwachindunji: Pamene mukulumikizana ndi ife, kulembetsa, kulumikizana ndi magulu athu, kutenga nawo mbali pa zochitika, kapena kuyendera maofesi athu;
4.1.2. Masamba athu/ma application: Pamene mukugwiritsa ntchito zinthu ndi mautumiki athu, kulumikizana ndi masamba athu, ma application kapena kulumikizana nafe, mwachitsanzo, kudzera pa mafomu, cookies, kapena zolemba za kugwiritsa ntchito;
4.1.3. Zida zothandizidwa ndi AI: Pamene mukulumikizana ndi zida zothandizidwa ndi AI zomwe Deriv imapereka, monga Amy, wothandizira wathu wa AI wa chat, kapena mafoni othandizidwa ndi AI wa mawu/foni. Izi zikuphatikizapo zolumikizirana zanu (kuphatikizapo zojambula za mawu), chidziwitso chanu chaumwini chilichonse chimene mwapereka, ndi chidziwitso chaukadaulo chokhudzana nazo (monga zizindikiro za session ndi nthawi);
4.1.4. Anthu ena: Kuphatikizapo opanga bizinesi mogwirizana, opereka mautumiki, maulamuliro a boma, kapena matabasi otsimikizira;
4.1.5. Magwero a anthu onse: Monga malembo a oyang'anira kapena matabasi apagulu omwe aliyense angathe kuwapeza;
4.1.6. Opangidwa ndi Deriv tokha: Popereka mautumiki athu (mwachitsanzo, zolemba za misonkhano, zojambula za mafoni, zolemba za mafoni) kapena popanga maganizo kapena chidziwitso china chokhudza inu pamene tikusanthula chidziwitso chimene tili nacho kale; ndi/kapena
4.1.7. Zopempha zosalekeza za chidziwitso: Monga mbali ya kutsatira malamulo kwathu kosalekeza, kufufuza mwatsatanetsatane, komanso kuonetsetsa kuti chitetezo ndi ukhulupiriko wa ntchito zathu zikukhala bwino, titha kukufunikirani kuti mupereke zambiri za chidziwitso chanu kapena zikalata zothandizira nthawi iliyonse pamene mukhala ndi ubale wathu.
5. Maziko ovomerezeka ndi zolinga
5.1. Timagwiritsa ntchito chidziwitso chanu chaumwini pokhapokha tili ndi chilolezo chanu kapena chifukwa chovomerezeka pakugwiritsa ntchito. Zifukwa izi zitha kuphatikizapo:
5.1.1. Kugwiritsa ntchito chidziwitso chanu chaumwini kuti titsatire lamulo, kuphatikizapo zofunikira za layisensi, zofunikira zolimbana ndi chinyengo, ndi malamulo olimbana ndi kutsuka ndalama zoyipa;
5.1.2. Kugwiritsa ntchito chidziwitso chanu chaumwini kuti tilowe nanu mgwirizano kapena kuchita mgwirizano umene tili nawo ndi inu;
5.1.3. Kutsatira zokonda zathu zovomerezeka pabizinesi; ndi/kapena
5.1.4. Kukhazikitsa, kugwiritsa ntchito, kapena kuteteza ufulu wathu wamalamulo.
5.2. Titha kugwiritsa ntchito chidziwitso chanu pazolinga izi:
5.2.1. Kayendetsedwe ka makasitomala ndi kasamaliridwe ka akaunti;
5.2.2. Kupereka ntchito, kuchita malonda, ndi kayendetsedwe ka ma transaction;
5.2.3. Chithandizo cha makasitomala kuti chithandizire mayankhulidwe ndi kuthetsa madandaulo kapena mikangano;
5.2.4. Kayendetsedwe ka Partner;
5.2.5. Kufufuza mwatsatanetsatane wa makasitomala, njira za Know Your Customer (KYC), njira zolimbana ndi chinyengo, ntchito zolimbana ndi kutsuka ndalama zoyipa (AML), ndi kuyesa kwa chilango (sanctions screening);
5.2.6. Chitetezo ndi kuwongolera kulowa, chitetezo cha tsamba, ndi kuthana ndi chinyengo chenicheni kapena choganiziridwa, zochita zosaloledwa, kapena khalidwe loipa;
5.2.7. Zolinga za kutsatsa ndi kusanthula, zomwe zitha kuphatikizapo kuchita kafukufuku, kuyeza kukhutitsidwa kwa makasitomala, ndi kusonkhanitsa mayankho awo;
5.2.8. Kukonza zinthu ndi ntchito zathu, kuchita ntchito zofufuza ndi kukhazikitsa zinthu zatsopano, kuchita kafukufuku wa kudziwika kwa ogwiritsa ntchito, ndi kusonkhanitsa nzeru za bizinesi;
5.2.9. Zochitika, ma webinar, mapulogalamu ophunzitsira, ndi mapulogalamu ophunzirira;
5.2.10. Ndalama, treasury, zaakaunti, ndi kayendetsedwe ka malipiro;
5.2.11. Kayendetsedwe ka ogulitsa ndi anthu ena ochita nawo bizinesi;
5.2.12. Kayendetsedwe ka chiwopsezo, kupewa ndi kuzindikira zoyipa, kuyang'ana mkati, kayendetsedwe ka kampani, ndi ntchito zokonzanso;
5.2.13. Kuyendetsa webusaiti yathu, ma application, ndi mapulatifomu, komanso pa IT ndi zomangamanga za chitetezo ndi kuyesa kapena kukhazikitsa makina;
5.2.14. Kutsatira malamulo, kayendetsedwe ka milandu kapena kudzitchinjiriza pa milandu, kusunga zolembedwa, ndi kuteteza zokonda zathu zovomerezeka kapena ufulu wathu wamalamulo, kuphatikizapo kutenga ndi kuyankha pa zochitika zamalamulo kapena kupanga madandaulo a inshuwaransi;
5.2.15. Kuphatikizika, kugula, kugulitsa, kusamutsa chuma, kukonzanso, kapena kutha kwa ndalama za bizinesi yathu yonse kapena mbali yake, kuphatikizapo kufufuza koyenera kokhudzana nazo;
5.2.16. Kugwiritsa ntchito zopempha zanu kapena kukuthandizani kugwiritsa ntchito ufulu wanu;
5.2.17. Kupanga ndi kugawa zokhudza mawu, kanema, kapena zina za media;
5.2.18. Chilichonse chofunikira kapena chovomerezeka ndi lamulo, malamulo oyendetsera, malangizo ogwirira ntchito, kapena lamulo la khoti; ndi/kapena
5.2.19. Kuphunzira kwa makina (machine learning) ndi kugwiritsa ntchito mwa yekha, kuphatikizapo kugwiritsa ntchito chidziwitso chaumwini kuphunzitsa, kukonza, ndi kusintha ma algorithm, mamodeli, kapena makina a nzeru zopangira (AI), pazolinga za kukonza ntchito zathu, kupewa chinyengo, kayendetsedwe ka chiwopsezo, ndi machitidwe a bizinesi. Pamene tikugwiritsa ntchito opereka AI ochokera kwa wina kuti athandizire zida ndi ntchito zathu, chidziwitso chanu chaumwini chitha kugwiritsidwa ntchito ndi opereka awo pophunzitsira kapena kukonza mamodeli awo onse.
5.3. Mukuvomereza kuti timagwiritsa ntchito zida zothandizidwa ndi AI, kuphatikizapo (koma osati kokha) Amy, mthandizi wa chat wa AI amene amapezeka pa webusaiti ndi ma application athu, komanso maimbidwe othandizidwa ndi AI. Pamene mukugwiritsa ntchito Amy kapena zida zina za chat kapena mawu zothandizidwa ndi AI, zomwe zili mu mayankhulidwe anu (kuphatikizapo zolembedwa zamawu) ndiponso chidziwitso chanu chaumwini chomwe mwapereka zitha kugwiritsidwa ntchito ndi ife, ndipo pogwirizana, ndi opereka ukadaulo wa AI ochokera kwa wina amene amagwira ntchito ngati opanga pamalo athu.
5.4. Mudzadziwitsidwa momveka bwino ngati tikudalira chilolezo chanu, ndipo mutha kuchotsa chilolezo chanu nthawi iliyonse.
6. Kugawa chidziwitso chaumwini
6.1. Titha kugawana chidziwitso chanu chaumwini ndi magulu otsatirawa a olandira, pamene kuli kofunika ndi koyenera kukwaniritsa zolinga zomwe zafotokozedwa mu Mfundo iyi ya Chinsinsi, ndikutengera maziko ovomerezeka ogwirizana:
6.1.1. Makampani ena mu gulu la Deriv;
6.1.2. Oimira, ogwira ntchito mogwirizana, ogulitsa kapena opanga nawo ntchito, kuphatikizapo IT, cloud, opereka ukadaulo wa AI, web-hosting, kusanthula, kukwaniritsa, opereka zinthu, chithandizo cha makasitomala, mapulatifomu oyankhulirana ndi opereka ntchito za logistics;
6.1.3. Opanga ma payment, mabanki, ndi mabungwe azachuma kuti achite ma transaction;
6.1.4. Oyang'anira malamulo, makhoti, apolisi, msonkho, kapena mabungwe ena a boma monga momwe lamulo limafunikira kapena kuteteza ufulu wathu;
6.1.5. Alangizi a ukadaulo, kuphatikizapo osunga inshuwaransi, maloya, owunika mabuku, ndi akaunti, pazinthu zopitiriza bizinesi, kayendetsedwe ka chiwopsezo, kapena pamene pali nkhani zamalamulo kapena madandaulo;
6.1.6. Anzawo abizinesi;
6.1.7. Anzawo a zochitika kapena kutsatsa, maukonde otsatsira, opereka kusanthula, ndi maukonde a social media, monga momwe kukufunikira pa kutsatsa, kupititsa patsogolo zinthu, kapena kutenga nawo mbali pa zochitika;
6.1.8. Pamene mwapereka chilolezo chanu momveka bwino, kwa anthu ena omwe mwatiuza kuti tigawane nawo chidziwitso chanu; ndi/kapena
6.1.9. Anthu ena amene Deriv ili ndi chilolezo kapena iyenera monga mwa lamulo, malamulo oyendetsera, malangizo ogwirira ntchito kapena lamulo la khoti kuti awulule chidziwitso.
6.2. Timafuna kuti anthu onse ena omwe amagwiritsa ntchito chidziwitso chanu chaumwini pamalo athu apereke chitetezo choyenera, atsatire malamulo ogwirizana, ndi kupereka chitetezo chofanana ndendende ndi chomwe chafotokozedwa pano.
7. Kusamutsa chidziwitso pakati pa mayiko
7.1. Gulu la Deriv ndi bizinesi yapadziko lonse yomwe ili ndi maofesi, anzawo, ndi opereka ntchito omwe ali m'mayiko osiyanasiyana padziko lonse, kuphatikizapo mu European Economic Area (EEA), United Kingdom, Asia, Africa, Latin America, ndi madera ena. Chifukwa cha izi, chidziwitso chanu chaumwini chitha kugwiritsidwa ntchito mu kapena kusamutsidwa ku mayiko ena kupatula dziko lanu lokhalamo—kuphatikizapo mayiko ena kupatula EEA kapena UK—omwe angakhale osapereka chitetezo cha chidziwitso chofanana ndi momwe chimakhalira m'dziko lanu.
7.2. Pamene deta ya anthu yomwe ili pansi pa GDPR, UK GDPR, kapena Malamulo ena a Chinsinsi oyenerera asamutsidwa kupita ku dziko lomwe silinapezeke kuti lili ndi mulingo woyenera wotetezera deta, tidzakhazikitsa njira zoyenera zotetezera mogwirizana ndi zofunikira zalamulo zokhudzana nazo. Njira zotetezerazi zingaphatikizepo Standard Contractual Clauses zomwe zavomerezedwa ndi European Commission kapena boma la UK, zisankho za kukwanira (adequacy decisions), kuwunikanso kwachiwonjezera kwa zotsatira za kusamutsa (transfer impact assessments), ndi njira zowonjezera zaukadaulo ndi zamagwiridwe antchito, monga zikufunikira, kuti deta yanu ya anthu ipitirize kutetezedwa.
8. Kusunga deta
8.1. Timasunga deta yanu ya anthu kwa nthawi yokhayo yofunikira kukwaniritsa zolinga zomwe idasonkhanitsidwira, kuphatikizapo kutsatira zofunikira zalamulo, zamalamulo oyang'anira (regulatory), zandalama, kapena zolembera malipoti, komanso mogwirizana ndi mfundo zathu zamkati zokhudza kusunga deta. Nthawi yoyenera yosungira deta ikatha, tidzafufuta kapena kuchepetsa kuzindikirika kwa deta yanu mwachitetezo, kupatula ngati nthawi yayitali yosungira ikufunika kapena kuloledwa ndi lamulo, monga pakukhazikitsa, kugwiritsa ntchito, kapena kudzitchinjiriza pa milandu yalamulo, kapena pazolinga zosunga zolembedwa (archiving), zasayansi, kapena zambiri.
9. Ufulu wanu
9.1. Kutengera dera limene mumakhala komanso Malamulo a Chinsinsi oyenerera deta yanu ya anthu, mutha kukhala ndi ufulu uwu:
9.1.1. Chidziwitso ndi kupeza: Mutha kupempha kupeza deta yanu ya anthu, kulandira chidziwitso chowonjezera pa mmene timagwiritsira ntchito deta imeneyi, ndi kupeza tsatanetsatane wa mabungwe aboma ndi aumwini omwe deta yanu idagawidwa nawo. Mungathenso kupempha kopi ya deta yanu ya anthu.
9.1.2. Kukonza: Mutha kupempha kukonza kapena kusintha deta ya anthu yomwe si yolondola kapena yosakwanira.
9.1.3. Kufufuta: Mutha kukhala ndi ufulu wopempha kufufutidwa kwa deta yanu ya anthu, kutengera zofunikira zalamulo zoyenera.
9.1.4. Kuletsa kagwiritsidwe: Mutha kukhala ndi ufulu wopempha kuti tiletse kagwiritsidwe ka deta yanu ya anthu pansi pa mikhalidwe ina.
9.1.5. Kutsutsa kagwiritsidwe: Mutha kukhala ndi ufulu wotsutsa mitundu ina ya kagwiritsidwe, kuphatikizapo kutsatsa kolunjika (direct marketing) ndi profiling.
9.1.6. Kusamutsa deta: Mutha kukhala ndi ufulu wopempha kopi yosamutsika ya deta yanu ya anthu mu mtundu wokonzedwa bwino, wogwiritsidwa ntchito kwambiri, komanso wowerengeka ndi makina, kutengera malire alamulo ndi ngati izi sizikhudza ufulu wa anthu ena kapena kuvumbula zinsinsi.
9.1.7. Zisankho zopangidwa ndi makina: Mutha kukhala ndi ufulu wosakhala m'munsi mwa zisankho zomwe zachitidwa pokhapokha ndi kagwiritsidwe ka makina (kuphatikizapo profiling), pamene zisankho zimenezo zimabweretsa zotsatira zalamulo kapena zofanana ndi zofunika.
9.1.8. Kuchotsa chilolezo: Pamene timagwiritsa ntchito deta yanu potengera chilolezo, muli ndi ufulu wochotsa chilolezo chanu nthawi iliyonse. Kuchotsa chilolezo sikukhudza kuyenerera kwa kagwiritsidwe ka deta komwe kadachitika chilolezo chisanachotsedwe.
9.1.9. Dandaulo kwa bungwe loyang'anira: Mutha kukhala ndi ufulu wopereka dandaulo kwa bungwe loyang'anira chitetezo cha deta m'dziko limene mumakhala, komwe deta yanu imagwiritsidwa ntchito, komwe woyang'anira deta yanu wakhazikitsidwa, kapena komwe kuphwanyika kwa deta kungakhale kudachitika.
9.2. Chonde dziwani kuti tingapempha chidziwitso chowonjezera kuchokera kwa inu kuti titsimikizire chidziwitso chanu chawekha (identity) tisanagwire pempho lanu. Nthawi zina, ngati pempho lili losamveka bwino, lobwerezabwereza, kapena lochulukirapo, tingalipiritse ndalama zoyenera kapena tikane kugwira pempholo, monga lamulo loyenera limaloleza.
9.3. Mutha kupempha kusintha deta yanu ya anthu mu zoyika za akaunti yanu. Ndi udindo wanu kuonetsetsa kuti deta yanu ya anthu ikukhalabe yolondola komanso yamakono, popeza timadalira deta imeneyi kuti tiperekere ntchito zathu. Chonde dziwani kuti ngati mwapereka chidziwitso cholakwika kapena simunasinthe tsatanetsatane wanu pamene zasintha, izi zingakhudze mtundu kapena kupezeka kwa zinthu ndi ntchito zathu kwa inu.
9.4. Ngati mukufuna kugwiritsa ntchito ufulu uliwonse mwa awa kapena muli ndi mafunso onena za ufulu wanu pansi pa Mfundo ya Chinsinsiyi, chonde lumikizanani ndi Wokhazikitsa Mfundo za Chitetezo cha Deta (Data Protection Officer) wathu pa dpo@deriv.com.
9.5. Mfundo iyi ya Chinsinsi sipanga, kukulitsa, kapena kusintha ufulu kapena udindo uliwonse kupatula momwe lamulo loyenera limaperekera (monga Malamulo a Chinsinsi oyenerera).
10. Kutsatsa
10.1. Muli ndi ufulu wosiya kulandira zinthu zotsatsa kuchokera kwa ife. Izi zingachitike pochotsa chilolezo chanu nthawi iliyonse pamene muli ndi akaunti ndi ife.
10.2. Mutha kusiya kulandira mauthenga otsatsa mu zoyika za akaunti yanu kapena kudzichotsa pa mauthenga a imelo otsatsa podina gawo la “Unsubscribe” lomwe lili mu mauthenga onse athu otsatsa.
10.2.1. Ngati musankha kusiya kapena kudzichotsa pa mauthenga athu otsatsa, chonde dziwani kuti mutha kupitiriza kulandira maimelo okhudza zochita kapena ntchito. Tidzayesetsa kwambiri kuchepetsa kuchuluka kwa mauthenga amenewa ndi kuonetsetsa kuti ndi ofunikira pa kugwira bwino ntchito kwa zinthu ndi ntchito zathu.
10.2.2. Chonde dziwani kuti chifukwa cha nthawi yogwiritsira ntchito (processing times), mutha kulandirabe mauthenga ena otsatsa kwa kanthawi kochepa, ngakhale mutapempha kusiya kapena kudzichotsa. Kuwonjezera apo, ngati uthenga wa chotsatsa ukale wapita kale kapena ukutumizidwa, mutha kuupezabe. Ngati mukupitirizabe kulandira mauthenga otsatsa kuchokera kwa ife patadutsa nthawi yoyenera, lumikizanani nafe kudzera pa live chat.
11. Chitetezo cha deta yanu ya anthu
11.1. Timatenga mozama chitetezo cha deta yanu ya anthu ndi zochita zandalama, ndipo timagwiritsa ntchito njira yotengera chiwopsezo (risk-based approach) ya zotetezera, kuphatikizapo:
11.1.1. Mawu anu achinsinsi (password) ndi operekedwa kwa akaunti yanu okha, ndipo amasungidwa mwachitetezo pogwiritsa ntchito njira yolimba ya cryptographic hashing. Ife kapena antchito athu sitingathe kupeza mawu anu achinsinsi. Chonde lumikizanani nafe ngati muli ndi vuto lililonse ndi mawu anu achinsinsi.
11.1.2. Deta yonse ya kadi ya ngongole imagwiritsidwa ntchito mwachitetezo komanso mwachindunji ndi ogwirizana nathu pazolipira, pogwiritsa ntchito SSL/TLS encryption yamakono komanso mogwirizana ndi Payment Card Industry Data Security Standard (PCI DSS) kapena mitundu yofanana nayo.
11.1.3. Kufikira deta yanu yaumwini kumaloledwa kwa anthu ogwira ntchito ovomerezeka omwe akufunikira deta imeneyi pokwaniritsa udindo wawo. Kufikira konse kumayendetsedwa malinga ndi malamulo ofikira ozikidwa pa udindo (role-based access controls) ndipo kumayang'aniridwa ndi kusanthulidwa mobwerezabwereza.
11.1.4. Timagwiritsa ntchito njira zamakono zaukadaulo ndi za mu bungwe zogwirizana ndi muyezo wa makampani, kuphatikizapo kubisa deta (encryption) pakutumiza ndi pakusungidwa, chitetezo cha network (monga ma firewall ndi njira zozindikira kuukira), kuyesa chitetezo mobwerezabwereza, ndi kukonzekera kupitiriza ntchito, kuti titeteze zambiri zanu.
11.1.5. Machitidwe athu amayang'anira zochitika zokayikitsa ndi chinyengo chomwe chingachitike. Timatsimikizira umunthu pamene pakufunika, ndipo pakakhala kukayikira za chinyengo, tingagwirizane ndi apolisi ndi mabungwe oyenerera.
11.1.6. Ndi udindo wanu kusamalira zidziwitso zanu zolowera, akaunti ya imelo yogwirizanitsidwa, ndi zipangizo zanu kuti zikhale zotetezeka. Timakulimbikitsani kwambiri kuti musankhe mawu achinsinsi amphamvu ndi apadera, muwasinthe nthawi ndi nthawi, musawaulule kwa wina aliyense, ndiponso musagwiritse ntchito zipangizo kapena network zogawidwa ndi anthu ena pofikira akaunti yanu.
11.2. Ngakhale timayesetsa kuteteza deta yanu, chonde dziwani kuti palibe pulatifomu yapaintaneti imene angatsimikizire kukhala yotetezeka kwathunthu. Ngati panthawi yosayembekezereka deta yanu italowedwa mwachinyengo, tidzatsata zofunikira za kudziwitsa malinga ndi Malamulo oyenerera a Chinsinsi.
12. Kupanga zisankho mwa automation ndi kusanthula mbiri ya munthu (profiling)
12.1. Timasunga ufulu wogwiritsa ntchito deta yomwe timasonkhanitsa ndi kuyesa kuti tisanthule mbiri yanu pokhudzana ndi zinthu zathu. Timachita izi mwadala pothandizidwa ndi automation. Pochita izi, tidzatha kukuperekerani zinthu ndi mautumiki oyenerera kwambiri.
12.2. Tingagwiritsenso ntchito machitidwe a automation kuti atithandize kupanga zisankho zoyesa chiwopsezo, monga pamene tikuchita kuyesa kwa chinyengo ndi kutsuka ndalama. Ngakhale tingagwiritse ntchito ukadaulo kuti atithandize kuzindikira milingo ya chiwopsezo, zisankho zonse zomwe zingakukhudzeni mosayenera zidzaphatikizapo kulowererapo kwa munthu kuti tisimikize kuti kupanga zisankho sikuchitika pogwiritsa ntchito automation yokha.
13. Cookies ndi kusanthula za webusaiti
13.1. Cookies ndi mafayilo aang'ono a mawu omwe amaikidwa pa chipangizo chanu kuti asunge deta imene ingakumbukiridwe ndi seva ya webu. Amagwiritsidwa ntchito kwambiri kuti webusaiti izigwira ntchito, kukweza mmene wogwiritsa ntchito amakumana ndi webusaiti, ndi kupereka zinthu ndi zotsatsa zoyenerera.
13.2. Timagwiritsa ntchito cookies ndi matekinoloje ofanana nawo (monga web beacons ndi pixels) kuti:
13.2.1. Tithandizire webusaiti kugwira ntchito ndi madera otetezeka;
13.2.2. Tikumbukire zomwe mumakonda ndi masetingi anu;
13.2.3. Timvetsetse mmene mumagwiritsira ntchito mautumiki athu ndi kuwakweza;
13.2.4. Tiperekere zinthu ndi zotsatsa zokonzedwa makamaka chifukwa cha inu; ndipo
13.2.5. Tithandize kuteteza akaunti yanu polemba kufikira ndi kuyesa kolowera.
13.3. Tingagwiritse ntchito mitundu ya cookies ngati izi:
13.3.1. Cookies zofunika kwenikweni: Zofunikira kuti muthe kuyendayenda pa webusaiti ndi kugwiritsa ntchito zinthu zake, monga kulowa (login);
13.3.2. Cookies za ntchito (functionality): Zimakumbukira zomwe mumakonda ndi zomwe masankha anu kuti zikweze mmene mumakumana ndi webusaiti;
13.3.3. Cookies za kuyenda bwino/kusanthula (Performance/Analytics): Zimatithandiza kumvetsetsa mmene alendo amagwiritsira ntchito webusaiti yathu posonkhanitsa ndi kusimba zambiri mosadziwika; ndipo/kapena
13.3.4. Cookies za kulembera cholinga/zotsatsa (Targeting/Advertising): Zimagwiritsidwa ntchito ndi ife ndi anzathu achitatu kuti tipereke zotsatsa zoyenerera ndi kuyesa mphamvu yake.
13.4. Cookies zofunika kwenikweni zidzaikidwa mwaokha. Cookies zina (monga za ntchito, kusanthula, ndi zotsatsa) zingangoikidwe ngati mwapereka chilolezo chanu malinga ndi lamulo loyenerera.
13.5. Muli ndi zisankho zambiri pa nkhani yoyang'anira cookies pa kompyuta yanu. Ma browser ambiri amalola kuti muwongolere kapena kuzimitsa cookies kudzera mu masetingi a browser yanu. Chonde dziwani kuti kuzimitsa cookies zina kungakhudze mmene zinthu ndi mautumiki athu amagwirira ntchito.
13.6. Cookies zimasungidwa pokhapokha mpaka pamene zikufunikira pokwaniritsa cholinga chawo. Nthawi yosungira imatengera mtundu wa cookie. Session cookies zimachotsedwa pamene mutseka browser yanu, pomwe persistent cookies zingakhalepo nthawi yayitali pokhapokha ngati muzichotsa musanachedwe.
13.7. Timagwiritsa ntchito mautumiki achitatu, monga Google Analytics, Meta Pixel, LinkedIn Insight Tag, ndi Snap Pixel, omwe angaike cookies zawo pa chipangizo chanu. Mutha kutilembera imelo pa dpo@deriv.com kuti mudziwe zambiri za cookies izi ndi mmene mungayang'anire zomwe mumakonda.
14. Maulalo kupita ku webusaiti zina
14.1. Webusaiti yathu ili ndi maulalo kupita ku webusaiti zina ndipo ingakhale ndi zotsatsa za banner kapena icon zokhudzana ndi webusaiti za anthu achitatu. Webusaiti izi ndi zotsatsa zawo zingaike cookies pa web browser yanu, zomwe sizili mu ulamuliro wathu. Sitiyankha mlandu pa machitidwe a chinsinsi kapena zomwe zili mu webusaiti zoterozo. Timakulimbikitsani kuti muwerenge mfundo za chinsinsi za webusaiti izi chifukwa machitidwe awo angasiyane ndi athu.
15. Woyang'anira deta ndi zambiri zolumikizirana
15.1. Pazinthu zokhudzana ndi malamulo oyenerera a kuteteza deta, woyang'anira deta amene ali ndi udindo pa deta yanu yaumwini amatengera dziko lanu lokhalamo ndi mautumiki a Deriv omwe mumagwiritsa ntchito. Kuti mudziwe zambiri za makampani a Deriv omwe amapereka mautumiki, kuphatikizapo maadiresi ovomerezeka ndi zambiri zokhudza malamulo, chonde pitani ku: https://deriv.com/regulatory.
15.2. Ngati mumakhala mu European Economic Area (EEA), woyang'anira deta yanu adzakhala Deriv Investments (Europe) Limited, yolembetsedwa ku Malta (Company No. C 70156), yomwe adiresi yake yovomerezeka ili pa Level 3, W Business Centre, Triq Dun Karm, Birkirkara BKR9033, Malta. Deriv Investments (Europe) Limited imayendetsedwa ndi Malta Financial Services Authority pansi pa Investment Services Act.
15.3. Ngati mukufuna zambiri za woyang'anira deta yanu, muli ndi mafunso kapena ndemanga pa Mfundo za Chinsinsi izi kapena machitidwe athu a kuteteza deta, kapena mukufuna kupereka dandaulo pankhani ya kutsatira kwathu Malamulo oyenerera a Chinsinsi, chonde lumikizanani ndi Wokhazikitsa Mfundo za Kuteteza Deta wathu pa dpo@deriv.com.
16. Kusintha
16.1. Tingasinthe Mfundo za Chinsinsi izi nthawi ndi nthawi kuti zisonyeze kusintha kwa machitidwe athu, zofunikira zamalamulo, kapena ukadaulo.
Webusaiti iyi ikhoza kugwiritsa ntchito matembenuzidwe othandizidwa ndi makompyuta kuti mukhale omasuka. Komabe, mtundu wa Chingerezi ndi womwe uli weniweni ndipo udzagwiritsidwa ntchito ngati pali kusagwirizana kulikonse. Deriv (FX) Ltd ili ndi laiseni ndipo imayang'aniridwa ndi Labuan Financial Services Authority. Deriv (BVI) Ltd ili ndi laiseni ndipo imayang'aniridwa ndi British Virgin Islands Financial Services Commission. Deriv Investments (Cayman) Limited, yomwe ofesi yake yovomerezeka ili pa Campbells Corporate Services Limited, Floor 4, Willow House, Cricket Square, Grand Cayman, Cayman Islands, imayang'aniridwa ndi Cayman Islands Monetary Authority. Deriv (Mauritius) Ltd imayang'aniridwa ndi Financial Services Commission, Mauritius. Deriv (V) Ltd ili ndi laiseni ndipo imayang'aniridwa ndi Vanuatu Financial Services Commission. Deriv.com Limited, kampani yolembetsedwa ku Guernsey, ndi kampani yayikulu yoyang'anira makampani amenewa. Deriv Capital International Ltd ili ndi ofesi yovomerezeka pa Unit 25, 2nd Floor, Nia Mall, Saleufi Street, Apia, Samoa. Deriv (SVG) LLC ili ndi ofesi yovomerezeka pa First Floor, SVG Teachers Credit Union Uptown Building, Corner of James and Middle Street, Kingstown P.O., St Vincent and the Grenadines. Onetsetsani kuti mwawerenga Terms and Conditions ndi Risk Disclosure yathu kuti mumvetsetse bwino zoopsa zokhudzana ndi kugwiritsa ntchito mautumiki athu musanachite izi. Chonde dziwani kuti zambiri zomwe zili pa webusaiti iyi sizingatanthauzidwe ngati malangizo a zopeza ndalama.
Zinthu zoperekedwa pa webusaiti yathu ndi zinthu zovuta zochokera ku zina (derivative) zomwe zimabweretsa chiwopsezo chachikulu chotaya ndalama. Ma CFD ndi zinthu zovuta zomwe zimakhala ndi chiwopsezo chachikulu chotaya ndalama mwachangu chifukwa cha leverage. Muyenera kuganizira ngati mukumvetsetsa mmene zinthuzi zimagwirira ntchito komanso ngati mungathe kupirira chiwopsezo chachikulu chotaya ndalama zanu.
