Chitani Malonda a ETFs

Ubwino wa ETFs ndi awa: Kusiyanasiyana (Diversification): Ochita malonda amatha kulowa m'zinthu zosiyanasiyana ndikuchepetsa chiwopsezo chawo mkati mwa chida chimodzi. Kuonekera bwino (Transparency): ETFs zikuyenera kuulula zinthu zomwe zili nazo nthawi ndi nthawi. Mtengo wotsika (Cost-effective): ETFs nthawi zambiri zimakhala ndi ndalama zochepa zogwiritsira ntchito poyerekeza ndi mutual funds kapena kukhala ndi chinthu chilichonse mkati mwa ETF payekhapayekha. Kupezeka Msanga (Liquidity): ETFs nthawi zambiri zimakhala zosavuta kugula ndi kugulitsa, ndi ogula ndi ogulitsa opezeka mosavuta.

Pali mitundu yosiyanasiyana ya ETFs monga: Broad Market ETFs: ETFs izi zimafuna kutsanzira magwiridwe antchito a msika wonse kapena chiwerengero chinachake, monga S&P 500 kapena FTSE 100. Sector ETFs: ETFs izi zimayang'ana magawo enieni a chuma, monga tekinoloje, zaumoyo, kapena mphamvu. Bond ETFs: Bond ETFs zimachita malonda mu zida za ndalama zokhazikika (fixed-income securities), kuphatikizapo ma bond a boma, ma bond a makampani, ndi ma bond a maboma a m'madera. Commodity ETFs: ETFs izi zimapereka mwayi wolowa m'ma commodities monga golide, mafuta, gasi wachilengedwe, kapena zinthu zaulimi. International ETFs: International ETFs zimayang'ana mayiko kapena madera enieni, ndikupatsa ochita malonda mwayi wolowa m'misika yapadziko lonse. Smart Beta ETFs: Smart Beta ETFs zimagwiritsa ntchito njira zina zoyezera kapena zinthu zina pomanga portfolio, ndi cholinga chopambana ziwerengero zamsika zamwambo zoyezedwa ndi market-cap. Currency ETFs: Currency ETFs zimatsatira magwiridwe antchito a ndalama inayake kapena gulu la ndalama zosiyanasiyana. Specialty ETFs: Specialty ETFs zimakhudza magawo apadera monga katundu wokhazikika (real estate), misika yotukuka, mphamvu zina, kapena njira zapadera zamalonda.

Ndalama zazikulu pochita malonda a CFD pa ma ETF ndi izi: Spread: Uku ndiko kusiyana pakati pa mtengo wogula ndi wogulitsa wofotokozedwa ndi broker. Ndiwo mtengo wochitira malonda. Overnight financing: Kuti muzisunga positon yotsegulidwa usiku wonse, ndalama zowonjezera zimayikidwa kutengera ma benchmark rates kuwonjezera ndi markup (ma akaunti a swap-free alibe ndalama izi). Commissions: Ma broker ena amatha kulipiritsa commission pa malonda aliwonse. Deriv imapereka malonda a CFD opanda commission. Kusintha kwa ndalama: Kusintha ndalama pochita malonda m'misika ya kunja, kutengera ndalama yoyambira (base currency) ya akaunti yanu, kungabweretse ndalama zowonjezera komanso chiwopsezo cha forex.

Ma akaunti a CFD ndi ma akaunti a derivative omwe amagwiritsidwa ntchito powunikira kusintha kwa mitengo ndipo salandira ma dividend a ndalama zenizeni. M'malo mwake, Deriv imapanga "dividend adjustments" kuti ithane ndi zotsatira za kulipira kwa ma dividend. Kusinthaku kumachitika pa tsiku la ex-date kwa ma akaunti a CFD, kutsimikizira kuti palibe phindu kapena kutaya komwe kumapezeka kuchokera ku zochitika izi zokonzedwa kale. Pa ma position aatali (long positions), ngati dividend yaperekedwa, phindu/kutaya kungachepe pamene ndalama zichoka mu kampani, zomwe zimachepetsa mtengo wake. Komabe, akaunti imawonjezeredwa ndalama zofanana ndi zomwe phindu/kutaya kwachepa kuti kuchotse zotsatira zazikulu komanso kusunga mtengo wolungama. Ku mbali ina, pa ma position aafupi (short positions), ngati dividend yaperekedwa, phindu/kutaya kungawonjezeke pamene ndalama zigawidwa kwa eni ake a masheya. Kuti kuletsedwe zotsatira izi ndikusunga mtengo wolungama, akaunti imachotsedwa ndalama zofanana ndi zomwe phindu/kutaya kwawonjezeka.